8 Best Home Warranty Companies In Houston, TX

We've done the research on the top home warranty companies in Houston so you can pick the right one for your home easily.

Houston is a great area in the state of Texas to be a homeowner. Closing on a new home is only the beginning, however. You still have to maintain it, which can be quite costly. It's an inconvenience when you seriously need your A.C. in the summer and it fails unexpectedly.

Compare the Best Home Warranty Companies in Houston

There are over sixty home warranty providers in the Houston area. At Review Home Warranties, we reviewed all of these home warranties and compared things such as coverage options, time on the market, monthly costs, BBB ratings, and more to help you decide. Here's how each provider ranked.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Houston's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

In Houston, Choice Home Warranty offers the best overall home warranty plan. Choice has 2 simple plans, making the selection process and policy coverage easily understandable. Choice Home Warranty's plans are Basic Plan and Total Plan.

Choice's service fees are $85, and the coverage limits come out to around $3,000 per appliance or system. Additionally, Choice offers high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 98.1

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

For homeowners who want the most customizable in Houston, homeowners should consider American Home Shield. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Its plans are ShieldSilver, ShieldGold, and ShieldPlatinum.

Service fees from AHS range from $70 to $125. The coverage caps are also generally about $2,500 for most systems and appliances. Plus, AHS has a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.6

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

In Houston, Select Home Warranty offers the most cost-effective home warranty plan. The 3 plans from Select are comprehensive and offer a mix of both system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on options.

Select's service fees are $80, and the coverage caps come out to about $2,000 per system or appliance. If you want an affordable service fee and free roof coverage, you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 The Home Service Club

Editorial Rating 97.2

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club offers the best quick service home warranty option for Houston residents. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. The Standard Coverage Plan and Comprehensive Coverage Plan are the options the company has, and it also has add-ons.

The coverage caps for HSC's plans are around the $2,000 mark for most major systems and appliances, and service fees are $60, $75, or $95, depending on the plan you choose. If you're looking for quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee, HSC is the provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#5 Liberty Home Guard

Editorial Rating 96.5

    Pros:
  • Very highly rated among customer service reviews
  • Covers repairs with a 60-day workmanship guarantee
  • Extensive list of 20+ add-on coverages
  • Easy claims process

In Houston, Liberty Home Guard offers the most trustworthy home warranty plan. The 3 plans from Liberty are comprehensive and offer a mix of both system and appliance coverage. The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard.

The coverage limits from Liberty are around $3,000. The service fees are $75, which is fairly reasonable. When you purchase a policy from Liberty, you can look forward to guaranteed professionalism for every repair and some of the best customer service in the industry.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliance Guard $69.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer.

Appliance Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Appliance Guard Add On

Systems Guard $74.99 $75.00

View Items Covered

Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Systems Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Systems Guard Add On

Total Home Guard $79.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Total Home Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Total Home Guard Add On

#6 Cinch Home Services

Editorial Rating 95.7

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

For homeowners who need the best workmanship guarantee in Houston, homeowners should consider choosing Cinch Home Services. Cinch offers 3 plans for homeowners to choose from, which have a mix of system and appliance coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-ons.

The coverage caps associated with Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees range from $75 to $150. When you purchase a policy from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#7 First Premier Home Warranty

Editorial Rating 95.3

    Pros:
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls

First Premier Home Warranty has the best coverage home warranty in Houston. The 2 plans that FPHW has include differing levels of system and appliance coverage, as well as add-on options. Its plans include Premier Plan and Platinum Plan.

FPHW's service fees are $75, and the coverage limits come out to around $1,500 for each covered appliance or system. Additionally, FPHW offers a quality customer service team and coverage for your appliances and home systems at affordable prices.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Premier Plan $35.00 $75.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Premier Plan Add On

Platinum Plan $43.00 $75.00

View Items Covered

Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater.

Platinum Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Platinum Plan Add On

#8 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

In Houston, First American Home Warranty is the best appliance home warranty . The 2 policies that First American offers include differing levels of system and appliance coverage, as well as add-on options. The Basic Plan and Premier Plan are the options the company has, and it also offers add-on options.

The coverage caps for First American's plans are around the $1,500 mark for many major home systems and appliances, and service fees are $85. When you purchase a policy from First American, you will get comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Houston?

A home warranty will cover home systems and appliances and the normal wear and tear that they can experience. The aim of a home warranty is to help reduce the expenses of repairing and replacing your systems and appliances like your furnace or HVAC. If your property has a pool and spa, this is something to take into consideration as well.

Some of the most common systems covered under a home warranty in Houston are:

  • Electrical system
  • Water heater
  • Plumbing system
  • HVAC (heating and air conditioning)

And the common appliances covered include:

  • Clothes Dryer
  • Refrigerator
  • Clothes Washer
  • Built-in Microwave
  • Dishwasher
  • Cooktop
  • Oven / Range / Stove

Cost of a Home Warranty in Houston?

Having an idea of what a home warranty costs of a home warranty while doing your research can help ensure you're getting the best deal on your home warranty coverage. The type of home you have, as well as the coverage, service fee, and any add-ons you get all influence the price.

Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay each time a technician comes to your home for a repair. The exact amount you'll pay depends on the type of coverage the plan offers. Another thing that influences the cost is add-on coverage. Keep these costs in mind as you shop for the right plan for your needs.

Is a Home Warranty Worth It in Houston?

Most homeowners signing up for a home warranty in Houston are trying to save money. However, there are other benefits, as well as some potential drawbacks, of a home warranty that homeowners should be aware of. Let's go over the benefits first:

  • Quality contractors--Home warranty companies only work with qualified and experienced contractors. The contractors have to undergo certain training and qualifications to have a relationship with the home warranty company. This can help to ensure that your appliances and systems are adequately cared for.
  • Workmanship guarantee--After getting a repair, if the issue returns within the guarantee period, the home warranty will help you with it again. The guarantee period is typically between 30 and 90 days.
  • Fast response times--If you do not have a home warranty, you must look for a contractor, schedule with them, and hope they show up on time to do the repair. However, with the fast response times of a home warranty, you can have your appliance or system fixed in a 24-48 hour window.
  • Peace of mind--As a homeowner, you may be concerned about your dishwasher or oven needing repairs at any time. Your home warranty can give you some peace of mind that when something breaks, it will be covered.

Home warranties can help protect you from unexpected repair expenses, but you should also take the following into consideration when you have a home warranty:

  • Choosing a contractor--Most home warranty companies will pick a technician for you. For some, this is a benefit since it's one less thing they have to worry about, but for others, this is a disadvantage since they want to be able to choose.
  • Waiting period--A home warranty's coverage usually only starts 30 days after taking out the policy.
  • Coverage limit--The coverage limit determines how much your home warranty policy will pay for a repair or replacement. If you need service that is more than this amount, you will have to pay for the rest yourself.

A home warranty can also raise the value of your home if you decide to sell since you can transfer it to the new homeowner.

FAQ's for Home Warranties in Houston

Which home warranty is the best in Houston?

The best home warranty provider in Houston is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of experienced service technicians in the area.

How do you use a home warranty?

When a home system or appliance stops working, you can use your home warranty. First, you file a claim, which you can do on the phone or online. After that, the home warranty provider will send a contractor to your home and you will pay a service fee once the problem is fixed.

What is usually covered under a home warranty?

The systems and appliances in a home are covered under a home warranty plan in Houston. The policy you choose will affect which systems and appliances are covered, but everything from your oven to your swimming pool can be covered under a home warranty.

Can I transfer my home warranty to someone else?

You can transfer your home warranty policy to someone else, including someone who's buying your home or a real estate agent.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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