6 Best Home Warranty Companies In Piscataway, NJ
We've compiled a list of the best home warranty policies in Piscataway so you can select the right one for you easily.
In Piscataway, owning a home can be an exciting, yet difficult endeavor. You've paid a lot of money for your house, so you'll want to keep it in the best condition you possibly can.
Compare the Best Home Warranty Companies in Piscataway
Piscataway is covered by so many home warranty companies to pick from. Finding something that is a good fit for your needs can be a bit difficult. Luckily we have considered things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make a decision. This is how the top companies in Piscataway rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Piscataway
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Piscataway's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who need the best overall in Piscataway, Choice Home Warranty is a great choice. Choice offers 2 plans for homeowners to decide between, which have a mix of system and appliance coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice has coverage caps of around $3,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to verify with the company. Service fees are $85. With a home warranty from Choice, you can enjoy high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
For homeowners who'd like the most trustworthy in Piscataway, homeowners should consider picking Liberty Home Guard. The 3 plans that Liberty offers include options for appliance and system coverage. The home warranty plans from Liberty Home Guard include Appliance Guard, Systems Guard, and Total Home Guard.
The coverage limits from Liberty are about $3,000. The service fees are $75, which is fairly reasonable. If you want guaranteed professionalism for every repair and some of the best customer service in the industry, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty in Piscataway. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also generally around $2,500 for most systems and appliances. If you're looking for a customizable plan and a low claim denial rate, this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty option for Piscataway residents. The 3 plans from Select are easily comprehensible and offer both system and appliance coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are close to the $2,000 mark for many of the major home systems and appliances, and service fees are $80. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is the best coverage home warranty in Piscataway. The 2 plans from FPHW are easy to understand and offer both system and appliance coverage. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
The coverage caps from FPHW are around $1,500. The service fees are $75, which is pretty affordable. When you buy a plan from FPHW, you can look forward to a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Piscataway, Cinch Home Services is the best workmanship guarantee home warranty plan. The 3 plans that Cinch has include options for appliance and system coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many major home systems and appliances, and service fees range from $75 to $150. When you purchase a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Piscataway?
Now that you have the best home warranty providers in Piscataway, it's a good idea to take a look at what exactly these home warranties can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. The Piscataway home warranty can cover anything from a microwave to a water heater and everything in between. Some home warranties will even cover your pool and spa.
The following are the systems that are usually covered under a home warranty:
- Water heater
- HVAC (heating and air conditioning)
- Garbage disposal
- HVAC ductwork
- Plumbing system including stoppages
- Ceiling and exhaust fans
- Electrical system
Common appliances covered under Piscataway home warranties include:
- Cooktop
- Clothes Washer
- Refrigerator
- Oven / Range / Stove
- Built-in Microwave
- Dishwasher
- Clothes Dryer
Cost of a Home Warranty in Piscataway?
At Review Home Warranties, we have done in-depth research to be able to tell you about the average costs of a home warranty policy in Piscataway. The cost will vary based on the coverage choices, the size of your home, and the service fee that you want.
The service fees that home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you select. What will also determine the overall cost is the add-on coverage you choose. Keep these numbers in mind as you look for the perfect plan for your needs.
Is a Home Warranty Worth It in Piscataway?
When searching for a home warranty, there are some pros and cons you should bear in mind. Making sure you read your contract carefully can help you get the most savings from a home warranty and one that fits your needs. Here are some of the benefits that you can see from a home warranty:
- Peace of mind--If you are constantly worried about the next problem that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
- Fast response times--It can be hard to get a repairperson you found on your own to promise you a fast response. A home warranty company typically guarantees service within a specific period of time, allowing homeowners to get the repair done quickly and move on.
- Workmanship guarantee--After receiving a repair, if the issue comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
- Quality contractors--There are many headaches that come hand in hand with an appliance or system failing, and one of them is getting a contractor. Your home warranty can take care of this for you, which takes that off your plate.
And here are some of the potential cons of a home warranty:
- Waiting period--You most often will have to wait about 30 days before you can use your home warranty plan.
- Coverage limit--The coverage caps may be a downside for some since the home warranty will only pay for repairs and replacements below a certain amount.
A home warranty can also increase the value of your house if you want to sell since you can transfer it to the new owner.
FAQ's for Home Warranties in Piscataway
What's the best home warranty company?
Our overall pick for the top home warranty company in Piscataway is Choice Home Warranty. However, the best company for you depends on the kind of coverage you need for the appliances and systems in your home.
What's a home warranty?
A home warranty is a type of service contract that gives homeowners extra coverage for their home systems and appliances, including dishwashers, garbage disposals, refrigerators, washing machines, dryers, electrical systems, sump pumps, plumbing, water heaters, heating and cooling systems, among others.
What kinds of things does a home warranty usually cover?
A home warranty plan will cover the repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover pre-existing conditions.
Can I transfer my home warranty to someone else?
A home warranty can be transferred to someone else, so if you want to sell your home, the homebuyer can take advantage of the policy too.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.