6 Best Home Warranty Companies In East Brunswick, NJ
We've examined the top home warranty companies in East Brunswick so you can select the right one for your home quickly.
Having a home in East Brunswick can be pricey. When it's sweltering in the summer and you're running your A.C. all the time, having to deal with it when it stops working is a nuisance.
Compare the Best Home Warranty Companies in East Brunswick
There are many home warranties that we had to analyze to make our list of the best home warranty policies in East Brunswick. This is a lot of information for homeowners to take in and it can be quite the task to break down which of these home warranty plans would best suit you. At Review Home Warranties, we compared BBB ratings, coverages, customer service reviews, service fees, and more. This is how the top providers in East Brunswick rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In East Brunswick
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
East Brunswick's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty policy for East Brunswick residents. The 2 home warranty plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 for each covered appliance or system. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
In East Brunswick, Liberty Home Guard is the most trustworthy home warranty plan. Liberty has 3 simple plans, making the selection process quick and easy. Its plans are Appliance Guard, Systems Guard, and Total Home Guard.
Liberty's service fees are $75, and the coverage caps come out to about $3,000 per covered appliance or system. When you have a home warranty from Liberty, you can benefit from guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In East Brunswick, American Home Shield is the most customizable home warranty plan. The 3 plans from AHS are easily comprehensible and offer a mix of both system and appliance coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also has add-on coverage.
AHS's service fees range from $70 to $125, and the coverage caps come out to about $2,500 per covered system or appliance. When you buy a policy from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who want the most cost-effective in East Brunswick, Select Home Warranty is a good option. Select offers 3 plans for homeowners to choose from, which have a mix of appliance and system coverage. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are close to the $2,000 mark for many of the major appliances and systems, and service fees are $80. If you want an affordable service fee and free roof coverage, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is the best choice for homeowners who need the best coverage in East Brunswick. FPHW has 2 simple plans, making the selection process easy. Its plans are Premier Plan and Platinum Plan.
FPHW has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to ask the provider. Service fees are $75. FPHW has established itself as a provider with a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a good option for homeowners who need the best workmanship guarantee in East Brunswick. Cinch has 3 plans for you to decide between, which have a combination of system and appliance coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 per appliance or system. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in East Brunswick?
A home warranty will help you with systems and appliances that experience damage because of normal wear. The home warranty is designed to help you with expenses of repairing and replacing your systems and appliances like your microwave or plumbing. If you have a pool and spa, this is something to take into consideration as well.
There are many home systems that are usually covered under a home warranty, including:
- Water heater
- Plumbing system
- HVAC (heating and air conditioning)
- Electrical system
Common appliances include:
- Clothes Dryer
- Built-in Microwave
- Oven / Range / Stove
- Refrigerator
- Clothes Washer
- Dishwasher
Cost of a Home Warranty in East Brunswick?
Having an idea of what a home warranty costs before doing your research can help ensure you get the best deal on the home warranty you choose. The cost will vary based on your coverage choices, the size of your home, and the service fee that you want.
On average, home warranty premiums range from $30 to $80 per month and service fees from $60 to $150. The exact amount depends on which plan you choose and what kind of coverage it has. Add-ons will also affect how much it costs overall. Keep these numbers in mind as you look for the right plan for your needs.
Is a Home Warranty Worth It in East Brunswick?
Having a home warranty will help to ensure that your savings and your home is properly protected if an issue should come up. Homeownership is a complicated thing, and ensuring that you have all the information you need before getting a home warranty plan is important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:
- Quality contractors--Home warranty providers have connections with high-quality contractors. These contractors have to undergo testing and screening to ensure they are a good fit for your home.
- Workmanship guarantee--A workmanship guarantee makes sure that in case a repair doesn't fix the issue, the home warranty provider will continue to work with you to find a solution. Without a home warranty plan, you may pay for a repair and then never hear from that contractor again.
- Fast response times--When you don't have a home warranty plan, you must search for a contractor, make an appointment with them, and hope they come on time to do the repair. However, with the quick response times of a home warranty, you will likely have your repair in a 24-48 hour window.
The potential drawbacks of a home warranty are also important to know about. Here are a few of them:
- Waiting period--After taking out a home warranty policy, you usually need to wait about 30 days before coverage kicks in.
- Exclusions--Home warranty policies typically come with exclusions and things they won't cover, such as pre-existing conditions or damage due to lack of proper maintenance.
- Choosing a contractor--Most home warranty companies will choose a repair technician for you. For some, this is a benefit because it's one less thing they have to concern themselves with, but for others, this can be a drawback because they want to choose for themselves.
If you're new to the area and don't know any local technicians, buying a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in East Brunswick
Which home warranty company should I choose?
The top home warranty provider in East Brunswick is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of experienced contractors in the area.
What's the difference between a home warranty and homeowners insurance?
A home warranty plan protects against the normal wear and tear of home systems and appliances. Homeowners insurance protects your home in case of something like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim should you need a new washing machine or oven, unless the damage is a result of a natural disaster.
How does a home warranty work?
When a home system or appliance needs repairs, your home warranty can help. First, you submit a claim, which you can do on the phone or online. After that, the home warranty provider will send a contractor to your home and you will pay a service fee once the issue is fixed.
Can a home warranty be transferred to someone else?
A home warranty can be transferred to someone else, so if you plan on selling your home, the homebuyer can use the policy as well.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.