6 Best Home Warranty Companies In Carteret, NJ
We've done the research on the best home warranty policies in Carteret so you can select the right one for you quickly.
If you're lucky enough to own a home in Carteret, you are surely aware that homeownership can be a bit challenging. In the middle of summer, the last thing you want is to have to handle your air conditioner needing repairs.
Compare the Best Home Warranty Companies in Carteret
There are several home warranties that we had to analyze to compile our list of the top home warranty plans in Carteret. This is a lot of information for homeowners to digest and it can be quite the task to figure out which of these home warranty policies would be right for you. At Review Home Warranties, we compared service fees, coverages, BBB ratings, customer service reviews, and more. Here are the rankings for the top home warranty companies in Carteret.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Carteret
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Carteret's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who need the best overall in Carteret, Choice Home Warranty is the best choice. Choice has 2 simple plans, making the selection process easy. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
The coverage caps for Choice's plans are around the $3,000 mark for most major home systems and appliances, and service fees are $85. When you purchase a policy from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
In Carteret, Liberty Home Guard offers the most trustworthy home warranty option. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. The Appliance Guard, Systems Guard, and Total Home Guard are the options the company has, and it also offers add-on options.
The coverage caps for Liberty's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are $75. When you purchase a plan from Liberty, you can look forward to guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is a great choice for homeowners who'd like the most customizable in Carteret. AHS has 3 simple plans, making the selection process and policy coverage easily understandable. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps from AHS are around $2,500. The service fees range from $70 to $125, which is fairly reasonable. If you want a customizable plan and a low claim denial rate, AHS is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
In Carteret, Select Home Warranty is the most cost-effective home warranty . The 3 plans that Select offers include options for appliance and system coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on options.
Service fees from Select are $80. The coverage caps are also typically about $2,000 for most systems and appliances. Select is known as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is a great choice for homeowners who want the best coverage in Carteret. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
Service fees from FPHW are $75. The coverage caps are also around $1,500 at the maximum. FPHW is known as a provider with a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a great option for homeowners who need the best workmanship guarantee in Carteret. The 3 plans from Cinch are comprehensive and offer both system and appliance coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on coverage.
The coverage caps for Cinch's plans are close to the $1,000-$2,000 mark for most of the major systems and appliances, and service fees range from $75 to $150. If you'd like a 180-day workmanship guarantee and a wide range of coverage options, this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Carteret?
Now that you have a better idea of which home warranty companies are the best ones in Carteret, you may be wondering what these plans generally cover. With a home warranty in Carteret, you can relax knowing that a broken HVAC or refrigerator should only cost you a service fee. Some home warranty plans will have system and appliance coverage, while others will have one or the other. Most Carteret homeowners prefer a combination of coverage to ensure all needs are met.
Some of the most common system coverages included under a home warranty in Carteret include:
- Plumbing system
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
As for appliances, the common ones covered are
- Dishwasher
- Clothes Dryer
- Refrigerator
- Oven / Range / Stove
- Clothes Washer
- Built-in Microwave
Cost of a Home Warranty in Carteret?
Carteret homeowners that are interested in saving money should have a general idea as to what home warranties cost on average. The costs of a home warranty will depend on the size of your home and the coverages that you pick.
In general, service fees can cost from $60 to $150 and monthly premiums from $30 to $80, depending on how much coverage you choose. Another factor that increases the cost is add-on coverage. Keeping these ranges in mind as you do your research will help make sure you get the best deal on your home warranty.
Is a Home Warranty Worth It in Carteret?
You may want to purchase a home warranty for many reasons. Maybe you have some old systems and appliances that you're worried about when it comes to functionality. Whatever your reason is, it's a good idea to understand the pros and cons of the home warranty. Here are some of the benefits:
- Workmanship guarantee--A workmanship guarantee makes sure that in the event that a repair doesn't fix the problem, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never hear from that contractor again.
- Quality contractors--It can be difficult to find good quality contractors with fair pricing. With a home warranty policy, you simply submit a claim, and the rest is taken care of for you.
- Fast response times--The response times from a home warranty company are usually in a 24 to 48-hour window. This is significantly faster than trying to book a repair technician yourself.
There are also some terms to take into consideration about home warranties that could be a downside for homeowners, especially:
- Choosing a contractor--For some, not having to choose a contractor is a relief, but others may want to choose their own. Some home warranty providers let you do this, so if that's a priority for you, be sure to opt for one of those.
- Waiting period--After buying a home warranty policy, you usually need to wait around 30 days before coverage begins.
- Exclusions--Read your contract carefully to be sure you understand what's included and not included under the home warranty, such as appliances that already have a manufacturer's warranty, damage due to natural disasters, or pre-existing conditions.
Even though you have to pay a premium and service fee when you have a home warranty, you can still save a decent amount of money even if you only make one service call a year. For instance, the average cost of a drain pipe repair is $560, so if you paid a $400 premium for the year and a $100 service fee, that'll leave you with $60 in savings for that one call alone.
FAQ's for Home Warranties in Carteret
What's the best home warranty company?
Our overall pick for the best home warranty provider in Carteret is Choice Home Warranty. However, the perfect company for you depends on what kind of coverage you need for your appliances and systems.
How is a home warranty different from homeowners insurance?
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects the entire home in a situation like a natural disaster or fire. With homeowners insurance, you won't be able to file a claim if you need a new dryer or air conditioner, unless the damage is a result of a natural disaster.
How do you use a home warranty?
After you purchase a home warranty policy and an appliance or system breaks down, you need to file a claim. The home warranty provider will send a repair technician to your home to assess the situation and repair the issue. Then, you pay a service fee and the home warranty will cover the rest of the cost, as long as it is under the coverage cap.
Is it a good idea to buy a home warranty?
Many homeowners find a home warranty is a good investment since it can help protect against unexpected large expenses. When you need to repair an appliance or system in your home, you'd just have to pay the service fee, which can offer you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.