Being a homeowner in Spring Valley is a dream for many, but it also comes with its difficulties. When your air conditioner fails in the middle of summer, you can find yourself scrambling to find a repairperson to handle it.
There are a decent amount of home warranty plans for Spring Valley homeowners. At Review Home Warranties, we took a look at all these providers and compared things such as BBB ratings, coverage options, monthly costs, time on the market, and more to help you decide. These are the rankings for the best home warranty policies in Spring Valley.
Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
---|---|---|---|---|---|---|
Number of Plan Options | 2 | 3 | 3 | |||
Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
Better Business Bureau Rating | B | A | B | |||
Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Choice Home Warranty offers the best overall home warranty policy for Spring Valley homeowners. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
The coverage caps from Choice are around $3,000. The service fees are $85, which is pretty reasonable. Choice is known as a company with high coverage caps and a contract that's easy to understand.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
Liberty Home Guard has the most trustworthy home warranty in Spring Valley. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. Homeowners can choose between Liberty Home Guard's Appliance Guard, Systems Guard, and Total Home Guard and also add-on options.
The coverage caps for Liberty's plans are close to the $3,000 mark for many of the major home systems and appliances, and service fees are $75. If you want guaranteed professionalism for every repair and some of the best customer service in the industry, this is the plan for you.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
For homeowners who'd like the most customizable in Spring Valley, American Home Shield is a great option. AHS has 3 plans for you to choose from, which contain a mix of appliance and system coverage. American Home Shield's plans are ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS's service fees range from $70 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance. If you want a customizable plan and a low claim denial rate, you'll want to have this plan on your side.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
First American Home Warranty is a good choice for homeowners who'd like the best appliance in Spring Valley. First American has 2 plans for homeowners to decide between, which have a mix of system and appliance coverage. The Basic Plan and Premier Plan are the names of the company's plans, and it also has add-on options.
Service fees from First American are $85. The coverage caps are also generally about $1,500 at the maximum. First American has established itself as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
In Spring Valley, Cinch Home Services offers the best workmanship guarantee home warranty policy. The 3 policies that Cinch offers include options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's a good idea to ask the company. Service fees range from $75 to $150. When you purchase a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
Now that you know which home warranty companies are the best in Spring Valley, you may want to know what these plans typically cover. When you have a problem with a home system or appliance that has to be repaired or replaced because of normal wear and tear, the home warranty will assist you in paying for it. Each individual covered appliance or system in your policy will have its own specifics about the coverage.
Some of the most common system coverages included under a home warranty in Spring Valley are:
The appliances commonly covered are ones such as:
The biggest reason to have a home warranty policy is to save you money. The plan you get has to fit your budget so it can accomplish this. The costs associated with a home warranty plan varies based on the size of the home and the coverages that you select.
Your premium can range from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a contractor visits your home for a repair. The exact amount you'll pay is based on the type of coverage the plan has. Picking add-on coverage will also make the price you have to pay higher. When shopping for a home warranty, keeping these costs in mind can help you pick the right plan for your budget.
You may be thinking of purchasing a home warranty for personal reasons. There could be some old systems and appliances that you're worried about when it comes to functionality. Whatever your reason is, it's a good idea to understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
There are also some terms to bear in mind about home warranties that could be a drawback for homeowners, such as:
Even though home warranty policies have coverage limits, your home warranty can still save you a decent amount of money on appliance or system replacements. For instance, if the coverage cap is $1500 and it costs about $2000 to replace your fridge, you'll just have to pay $500 out of pocket, which is a forth of the original price.
The best home warranty company in Spring Valley is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of experienced service technicians in the area.
A home warranty is a contract that can help save you money on repairing and replacing your major home system components and appliances if they break down unexpectedly.
Your home systems and appliances are covered under a home warranty plan in Spring Valley. The plan you choose will affect which systems and appliances are covered, but everything from your stove to your garage door can be covered under a home warranty.
A home warranty can be transferred to another party, so if you are selling your home, the homebuyer can use the policy too.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.