Sparks is a wonderful area in the state of Nevada to be a homeowner. Closing on a new home is only the beginning, however. You still need to maintain it, which can put a dent in your bank account. The cost of living for many is increasing, and even a basic appliance or system repair could break a homeowner's budget.
There are dozens of home warranty policies that we had to analyze to be able to put together our list of the best home warranty policies in Sparks. At Review Home Warranties, we surveyed all of these policies and compared factors like time on the market, monthly costs, coverage options, BBB ratings, and more to help you decide. Here's how the best providers in the Sparks area rank.
| Company Name | Choice Home Warranty | American Home Shield | The Home Service Club | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 2 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $50.40 - $62.90 | |||
| Better Business Bureau Rating | B | B | C | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read The Home Service Club Reviews |
For homeowners who want the best overall in Sparks, Choice Home Warranty is a great choice. Choice offers 2 plans for homeowners to choose from, which have a combination of appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-ons.
Service fees from Choice are $85. The coverage caps are also typically about $3,000 for most systems and appliances. When you buy a home warranty from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
American Home Shield is the best option for homeowners who need the most customizable in Sparks. The 3 plans from AHS are comprehensive and have a mix of both system and appliance coverage. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to check with the company. Service fees range from $70 to $125. If you'd like a customizable plan and a low claim denial rate, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
In Sparks, The Home Service Club offers the best quick service home warranty policy. The 2 plans from HSC are easy to comprehend and offer both system and appliance coverage. Its plans include Standard Coverage Plan and Comprehensive Coverage Plan.
HSC's service fees are $60, $75, or $95, depending on the plan you choose, and the coverage caps come out to around $2,000 per covered system or appliance. HSC is known as a company with quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Standard Coverage Plan | $50.40 | $60.00 - $95.00 | View Items Covered Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater. Standard Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Standard Coverage Plan Add On |
| Comprehensive Coverage Plan | $62.90 | $60.00 - $95.00 | View Items Covered Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan. Comprehensive Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Comprehensive Coverage Plan Add On |
In Sparks, Liberty Home Guard is the most trustworthy home warranty policy. Liberty has 3 simple plans, making the selection process quick and easy. The Appliance Guard, Systems Guard, and Total Home Guard are the options the company has, and it also has add-on options.
Liberty has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to ask the provider. Service fees are $75. If you want guaranteed professionalism for every repair and some of the best customer service in the industry, this is the home warranty for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
Cinch Home Services offers the best workmanship guarantee home warranty option for Sparks homeowners. The 3 plans that Cinch offers include options for appliance and system coverage. Cinch Home Services' plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is pretty reasonable. If you want a 180-day workmanship guarantee and a wide range of coverage options, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
First American Home Warranty is a good option for homeowners who need the best appliance in Sparks. The 2 policies that First American offers include differing levels of system and appliance coverage, as well as add-on options. First American Home Warranty's plans include Basic Plan and Premier Plan.
The coverage caps from First American are around $1,500. The service fees are $85, which is pretty reasonable. When you have a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
A home warranty covers home systems and appliances and the normal wear and tear they can experience. The Sparks home warranty can cover any system or appliance from a microwave to a heating system and everything in between. Some home warranties will even cover your roof when it leaks.
The following are the systems that are commonly covered under a home warranty:
And the common appliances covered include:
Having an idea of the average costs while doing your research can help ensure you're getting the best deal on the home warranty you choose. The home warranty costs for Sparks homeowners depends on the size or type of your home, as well as the kind of coverage you want.
Your premium can range from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a contractor visits your home for a repair. The exact amount you'll pay depends on the type of coverage the plan has. Selecting add-ons will also bring the price up. Keeping these ranges in mind as you do your research will help make sure you get the best deal on your home warranty.
When shopping for a home warranty, there are some pros and cons you should bear in mind. Making sure you read your contract carefully can help you get the most savings from a home warranty and one that suits your needs. Here are a few of the benefits that you can get from a home warranty:
There are also some terms to bear in mind about home warranties that could be a drawback for homeowners, like:
Having a reliable network of contractors is one of the advantages of buying a home warranty. This makes getting repairs done super easy, since you won't have to research contractors and call around for quotes.
The top home warranty provider in Sparks is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of experienced technicians in the area.
A home warranty plan covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects your home in a situation like a natural disaster or fire. With a homeowners insurance plan, you will not be able to file a claim should you need a new washing machine or oven, unless the damage is due to a natural disaster.
A home warranty will cover the repair and replacement costs for your home systems and appliances. Home warranties will not cover the intentional damage or pre-existing conditions.
You can transfer your home warranty policy to someone else, including a homebuyer or a real estate agent.
Many homeowners feel like a home warranty is a good investment since it helps protect against unexpected large expenses. When you have to fix an appliance or system in your home, you'd just have to pay the service fee, which can offer you some financial peace of mind.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.