7 Best Home Warranty Companies In Sugar Grove, IL

If you're searching for the best home warranty plan for your Sugar Grove home, we can help you choose.

Sugar Grove is a wonderful area in the state of Illinois to own a home. Buying a new home is only the beginning, however. You still have to maintain it, which can be quite costly. When an appliance or home system breaks down all of a sudden, it can cause you quite the headache. Getting a professional repair technician and then having the repair done within budget can be a hard task.

Compare the Best Home Warranty Companies in Sugar Grove

There are a sizable number of home warranty options that we had to sort through to make our guide of the top home warranty plans in Sugar Grove. At Review Home Warranties, we surveyed all these providers and compared things such as monthly costs, time on the market, BBB ratings, coverage options, and more to help you choose. Here are the rankings for the top home warranties in Sugar Grove.

Company Name Choice Home Warranty Liberty Home Guard American Home Shield
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $69.99 - $79.99 $29.27 - $74.27
Better Business Bureau Rating B A B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read Liberty Home Guard Reviews Reviews Read American Home Shield Reviews

Home Warranty Companies In Sugar Grove

  1. Choice Home Warranty: Best Overall
  2. Liberty Home Guard: Most Trustworthy
  3. American Home Shield: Most Customizable
  4. Select Home Warranty: Most Cost-Effective
  5. Cinch Home Services: Best Workmanship Guarantee
  6. First Premier Home Warranty: Best Coverage
  7. The Home Service Club: Best Quick Service

Sugar Grove's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

For homeowners who want the best overall in Sugar Grove, Choice Home Warranty is a good choice. The 2 policies that Choice has include options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.

The coverage caps from Choice are about $3,000. The service fees are $85, which is pretty affordable. Choice is known as a provider with high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 Liberty Home Guard

Editorial Rating 98

    Pros:
  • Very highly rated among customer service reviews
  • Covers repairs with a 60-day workmanship guarantee
  • Extensive list of 20+ add-on coverages
  • Easy claims process

For homeowners who need the most trustworthy in Sugar Grove, homeowners should consider opting for Liberty Home Guard. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. Homeowners can choose between Liberty Home Guard's Appliance Guard, Systems Guard, and Total Home Guard and also add-on options.

The coverage caps for Liberty's plans are around the $3,000 mark for most major appliances and systems, and service fees are $75. If you want guaranteed professionalism for every repair and some of the best customer service in the industry, this is the home warranty for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliance Guard $69.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer.

Appliance Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Appliance Guard Add On

Systems Guard $74.99 $75.00

View Items Covered

Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Systems Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Systems Guard Add On

Total Home Guard $79.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Total Home Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Total Home Guard Add On

#3 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield has the most customizable home warranty option for Sugar Grove residents. AHS has 3 simple plans, making the selection process easy. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps for AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees range from $70 to $125. Additionally, AHS offers a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#4 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty is the best option for homeowners who'd like the most cost-effective in Sugar Grove. Select offers 3 plans for homeowners to choose from, which contain a mix of system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the names of the company's plans, and it also has add-on options.

Service fees from Select are $80. The coverage caps are also generally about $2,000 at the maximum. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#5 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services offers the best workmanship guarantee home warranty option for Sugar Grove residents. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many of the major home systems and appliances, and service fees range from $75 to $150. When you purchase a plan from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#6 First Premier Home Warranty

Editorial Rating 95.7

    Pros:
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls

First Premier Home Warranty is the best choice for homeowners who want the best coverage in Sugar Grove. The 2 policies that FPHW offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between First Premier Home Warranty's Premier Plan and Platinum Plan and also add-ons.

Service fees from FPHW are $75. The coverage caps are also typically around $1,500. When you buy a plan from FPHW, you can look forward to a quality customer service team and coverage for your appliances and home systems at affordable prices.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Premier Plan $35.00 $75.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Premier Plan Add On

Platinum Plan $43.00 $75.00

View Items Covered

Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater.

Platinum Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Platinum Plan Add On

#7 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club is a great choice for homeowners who need the best quick service in Sugar Grove. HSC has 2 simple plans, making the selection process quick and easy. The home warranty plans from The Home Service Club include Standard Coverage Plan and Comprehensive Coverage Plan.

HSC's service fees are $60, $75, or $95, depending on the plan you choose, and the coverage limits come out to about $2,000 per system or appliance. With a home warranty from HSC, you can enjoy quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

What does a Home Warranty Cover in Sugar Grove?

Now that you know of the best home warranty providers in Sugar Grove, it's a good idea to take a look at what exactly these home warranties can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty helps protect you against unexpected repair expenses. Home warranties will also help with the cost of replacements in some situations when an appliance or system cannot be repaired.

The following are the systems that are commonly covered under a home warranty:

  • Plumbing system including stoppages
  • Garbage disposal
  • Water heater
  • Electrical system
  • HVAC ductwork
  • HVAC (heating and air conditioning)
  • Ceiling and exhaust fans

As for appliances, the common ones covered are

  • Clothes Washer
  • Clothes Dryer
  • Refrigerator
  • Dishwasher
  • Built-in Microwave
  • Oven / Range / Stove

Cost of a Home Warranty in Sugar Grove?

The cost of a home warranty plan is something that you have to consider when choosing a plan. We at Review Home Warranties have done thorough research to make sure you have a good understanding of what a home warranty in Sugar Grove will cost. The costs associated with a home warranty will vary based on the size of your home and the coverages you choose.

Your premium can range from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a technician visits your home for a repair. The exact amount you'll pay depends on the type of coverage the plan offers. Another thing that increases the cost is add-on coverage. Those who are shopping for a deal can use this information to help find the best overall pricing on the market.

Is a Home Warranty Worth It in Sugar Grove?

A home warranty in Sugar Grove can give you quite a few benefits for homeowners. When an expensive HVAC repair could have cost $1500 to fix, your home warranty will likely only require you to pay the service fee. However, there are also some potential downsides you should consider when looking for a home warranty. Let's look at some benefits of having a home warranty first:

  • Workmanship guarantee--Many home warranty providers have a workmanship guarantee. This makes sure that the home warranty company will continue to help if the problem isn't resolved the first time.
  • Peace of mind--If you are concerned about your budget and being able to afford an extensive repair or replacement, a home warranty can help with that. Home warranties are there to give homeowners peace of mind.
  • Quality contractors--Home warranty companies have access to high-quality contractors. These contractors are required to undergo testing and screening to make sure they can do a professional repair in your home.
  • Fast response times--It can be a lot of work to get a technician you found on your own to promise you a speedy response. A home warranty provider generally assures service within a specific period of time, allowing homeowners to get the repair done quickly and move on.

And these are some potential downsides of a home warranty:

  • Exclusions--Home warranty policies typically come with some exclusions and things they won't cover, such as pre-existing conditions or damage due to lack of proper maintenance.
  • Choosing a contractor--Most home warranty companies will choose a technician for you. For some, this is a perk since it's easier and more convenient that way, but for others, this can be a downside since they want to be able to choose.
  • Waiting period--Coverage for a home warranty typically only kicks in 30 days after taking out the policy.

A home warranty can also provide value in different ways. For instance, some policies can be transferred from you to a buyer during a home sale.

FAQ's for Home Warranties in Sugar Grove

What's the best home warranty company in Sugar Grove?

Our overall pick for the top home warranty in Sugar Grove is Choice Home Warranty. However, the best company for you depends on what coverage you need for your appliances and home systems.

Should I get a home warranty now?

Because home warranties generally have a 30-day waiting period before you can use it, you may want to get a home warranty as soon as possible to ensure you have coverage when you need it, particularly if you have an older home or older appliances.

What is usually covered under a Sugar Grove home warranty?

Your home systems and appliances are covered under a home warranty in Sugar Grove. The plan you choose will affect which systems and appliances are covered, but everything from your fridge to your swimming pool can be covered under a home warranty.

Can you use a home warranty immediately after purchasing it?

Usually coverage for a home warranty begins 30 days after the payment receipt. However, a few companies may allow you to file a claim before this, so verify with customer service to find the exact waiting period for your case.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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