6 Best Home Warranty Companies In Streamwood, IL
Are you searching for the best home warranty company for your home in Streamwood? You're in the right spot.
Owning a home in Streamwood can be a rewarding experience, but it also has its challenges. When it's freezing in the winter and you're running your heater a lot, having to deal with it breaking down is a nuisance.
Compare the Best Home Warranty Companies in Streamwood
There are several home warranties that have to be sorted through for us to put together our guide of the top home warranty policies in Streamwood. At Review Home Warranties, we reviewed all of these plans and compared things like monthly costs, time on the market, coverage options, BBB ratings, and more to help you decide. Here's how the top ones in the Streamwood area rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Streamwood
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Streamwood's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is a great choice for homeowners who need the best overall in Streamwood. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
The coverage caps for Choice's plans are around the $3,000 mark for most major appliances and systems, and service fees are $85. With a home warranty from Choice, you can enjoy high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
In Streamwood, Liberty Home Guard offers the most trustworthy home warranty . The 3 home warranty plans that Liberty has include options for appliance and system coverage. The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard.
Service fees from Liberty are $75. The coverage caps are also generally about $3,000 for most appliances and systems. When you purchase a plan from Liberty, you can look forward to guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty option for Streamwood residents. The 3 home warranty plans that AHS offers include differing levels of system and appliance coverage, as well as add-on options. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also offers add-on options.
AHS's service fees range from $70 to $125, and the coverage caps come out to around $2,500 per system or appliance. Plus, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty for Streamwood residents. Select has 3 simple plans, making the selection process easy. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select has coverage caps of around $2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the company. Service fees are $80. Additionally, Select offers an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty offers the best coverage home warranty plan for Streamwood residents. The 2 plans from FPHW are comprehensive and have a mix of both system and appliance coverage. The home warranty plans from First Premier Home Warranty include Premier Plan and Platinum Plan.
FPHW's service fees are $75, and the coverage limits come out to around $1,500 per covered system or appliance. Additionally, FPHW offers a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Streamwood. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000. If you want a 180-day workmanship guarantee and a wide range of coverage options, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Streamwood?
Now that you have an idea of which home warranty companies are the top ones in Streamwood, you may have questions about what their plans usually cover. A home warranty helps guard you against repair expenses. Home warranties will also assist with covering the cost of replacements in some instances when an appliance or system cannot be repaired.
Here are some common systems covered under a home warranty:
- HVAC (heating and air conditioning)
- Plumbing system including stoppages
- Electrical system
- Water heater
- HVAC ductwork
- Ceiling and exhaust fans
- Garbage disposal
As for appliances, the common ones covered are
- Clothes Washer
- Oven / Range / Stove
- Clothes Dryer
- Dishwasher
- Built-in Microwave
- Refrigerator
Cost of a Home Warranty in Streamwood?
The cost of a home warranty plan is something that you have to think about when picking a plan. We have done some exhaustive research to ensure you have a good grasp of what a home warranty in Streamwood will cost. With a home warranty, the size of your home and what systems and appliances are covered will determine the overall cost of the plan. Plans at higher price points will usually have add-on coverages that increase the overall costs.
Your premium can range from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a repairperson comes to your home for a repair. The exact amount you'll pay is based on the kind of coverage the plan has. What will also influence the total cost is the add-on coverage you choose. When searching for a home warranty, keeping these numbers in mind can help you get the correct plan for your budget.
Is a Home Warranty Worth It in Streamwood?
Most people signing up for a home warranty in Streamwood are looking for cost savings. However, there are additional benefits, as well as some potential disadvantages, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Workmanship guarantee--If you keep experiencing issues with your appliance or system after a contractor repaired it, the workmanship guarantee makes sure that you will keep getting service if the issue occurs again within the guarantee period.
- Quality contractors--Home warranty companies have connections to high-quality contractors. These contractors are required to undergo testing and screening to ensure they are a good fit for your home.
- Fast response times--When you do not have a home warranty plan, you must try and find a contractor, schedule with them, and hope they arrive on time to do the repair. However, with the quick response times of a home warranty, you will likely have your appliance or system fixed in a 24-48 hour window.
Home warranty plans can help protect you from unexpected expenses, but you must also take the following into consideration when you have a home warranty in place:
- Exclusions--Home warranties usually come with some exclusions and things they won't cover, such as pre-existing conditions or damage due to lack of proper maintenance.
- Choice of contractor--If you want to choose which contractor comes to your home, you may need to look for a home warranty company that specifically lets you do that.
- Waiting period--You most often will have to wait about 30 days before you can submit a claim to your home warranty.
Even though home warranty plans have coverage caps, a home warranty can still save you a decent amount of money on appliance or system replacements. For example, if the coverage cap is $1500 and the cost to replace your fridge is about $2000, you'll only have to pay $500 out of pocket, which is a savings rate of 75%.
FAQ's for Home Warranties in Streamwood
What's the best home warranty company in Streamwood?
The best home warranty company in Streamwood is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of experienced repair technicians in the area.
How is a home warranty different from homeowners insurance?
Home warranties cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. A homeowner's insurance policy is a larger insurance that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
How do you use a home warranty?
After you get a home warranty plan and an appliance or system fails, you should submit a claim. The home warranty company will send a technician to your home to assess the situation and repair the issue. Then, you pay a service fee and the home warranty covers the remaining cost, as long as it is below the coverage cap.
Can you use a home warranty immediately after purchasing it?
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your situation.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.