6 Best Home Warranty Companies In Lyons, IL
If you're looking for the best home warranty policy for your Lyons home, our review guide can help you pick.
Maintaining a home in Lyons can be costly. As a homeowner in Lyons, you will unexpectedly have problems arising with your home systems and appliances that will need your attention, and these can be quite costly.
Compare the Best Home Warranty Companies in Lyons
Lyons has plenty of home warranty providers to choose from. At Review Home Warranties, we took the time to consider each of these providers and ranked them according to the plan's features. The service fees, monthly costs, customer service reviews, years in the industry, and workmanship guarantee were all taken into consideration to find the very best home warranties in the Lyons area. Here's how each provider ranked.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Lyons
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Lyons's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who need the best overall in Lyons, Choice Home Warranty is the best option. Choice has 2 simple plans, making the selection process and policy coverage easily understandable. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 per covered appliance or system. Plus, Choice has high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
For homeowners who'd like the most trustworthy in Lyons, Liberty Home Guard is a great choice. The 3 policies that Liberty offers include differing levels of system and appliance coverage, as well as add-on options. The Appliance Guard, Systems Guard, and Total Home Guard are the options the company has, and it also has add-on options.
The coverage caps from Liberty are around $3,000. The service fees are $75, which is fairly reasonable. When you have a home warranty from Liberty, you can benefit from guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Lyons, American Home Shield offers the most customizable home warranty policy. The 3 plans from AHS are easy to comprehend and have a mix of both system and appliance coverage. Homeowners can choose between American Home Shield's ShieldSilver, ShieldGold, and ShieldPlatinum and also add-on coverage.
AHS's service fees range from $70 to $125, and the coverage limits come out to about $2,500 per covered system or appliance. When you buy a plan from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who want the most cost-effective in Lyons, homeowners should consider opting for Select Home Warranty. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select has coverage caps of around $2,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's a good idea to check with the company. Service fees are $80. Plus, Select offers an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is a great choice for homeowners who want the best coverage in Lyons. FPHW offers 2 plans for you to choose from, which contain a mix of system and appliance coverage. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
The coverage caps from FPHW are about $1,500. The service fees are $75, which is fairly reasonable. With a home warranty from FPHW, you can benefit from a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Lyons. Cinch has 3 simple plans, making the selection process easy. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is pretty affordable. When you buy a plan from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Lyons?
A home warranty will assist you with systems and appliances in your home that get damaged due to normal wear and tear. When you experience an issue with a home system or appliance that needs to be repaired or replaced due to normal wear and tear, the home warranty will step in and help pay for it. Each covered appliance or system in your plan will have its own details about the limits of the coverage.
There are several home systems that are usually covered under a home warranty, including:
- Electrical system
- HVAC (heating and air conditioning)
- Plumbing system
- Water heater
Common appliances include:
- Clothes Washer
- Refrigerator
- Clothes Dryer
- Built-in Microwave
- Oven / Range / Stove
- Dishwasher
Cost of a Home Warranty in Lyons?
Lyons homeowners that are concerned about the costs should have a general idea as to what home warranty plans cost on average. The cost of a home warranty plan will vary depending on the coverage choices, the size of your home, and the service fee that you pick.
Premiums range from $30 to $80 a month and service fees can be between $60 and $150 per contractor visit. How much it'll cost for sure depends on the plan's coverage. What will also determine the total cost is the add-on coverage you get. Keeping these costs in mind as you do your research will help ensure you get a great deal on your home warranty.
Is a Home Warranty Worth It in Lyons?
When shopping for a home warranty, there are some pros and cons you should keep in mind. Being sure you read the contract with care can help you get the best deal on a home warranty and one that suits your needs. Here are some of the benefits that you can get from a home warranty:
- Peace of mind--Having a home warranty in place means that you can have peace of mind about the expenses of repairs. With a home warranty, you will have a general idea that the fix is just going to be a service fee, which can help reduce your worries as a homeowner.
- Quality contractors--There are many headaches that come with an appliance or system needing repairs, and one of them is getting a contractor. Your home warranty can do this for you, which takes a load off.
- Fast response times--When you do not have a home warranty policy, you must try to find a contractor, make an appointment with them, and hope they come on time to repair the problem. But, with the quick response times of a home warranty, you can have your appliance or system fixed in a 24-48 hour window.
- Workmanship guarantee--This ensures that in case the problem with your appliance or system isn't fixed the first time, the home warranty will keep assisting you with it.
Home warranty companies can help you save money, but you should also keep the following in mind when planning on getting a home warranty:
- Coverage cap--The coverage limit dictates how much your home warranty policy will cover for a repair or replacement. If you have to get a repair that goes over this amount, you will have to pay for the rest yourself.
- Waiting period--Most home warranty companies make you wait 30 days before you can submit a claim.
A home warranty can also raise the value of your property if you decide to sell since you can transfer it to the person who buys the home.
FAQ's for Home Warranties in Lyons
Which home warranty should I choose?
The best home warranty provider in Lyons is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of professional contractors in the area.
When can you buy a home warranty?
If you have new appliances that are already covered by a manufacturer's warranty, you may want to hold off on buying a home warranty. Home warranty companies will only cover appliances and systems that aren't already covered by a warranty.
What is generally covered under a Lyons home warranty?
The systems and appliances in a home are covered under a home warranty in Lyons. The plan you purchase will affect which systems and appliances are covered, but everything from your stove to your washer can be covered under a home warranty.
Should I get a home warranty plan?
A home warranty policy can help investors, real estate agents, home sellers, homeowners, and home buyers. It can offer peace of mind and savings to anyone involved in homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.