6 Best Home Warranty Companies In Justice, IL
We've compiled a list of the top home warranty plans in Justice so you can choose the right one for your home easily.
Justice is a nice area in the state of Illinois to own a home. Buying a new home is only the beginning, however. You still need to maintain it, which can put a dent in your bank account. With the cost of living rising, having to repair or replace your appliances can really take a toll on your bank account.
Compare the Best Home Warranty Companies in Justice
Justice has access to several home warranty policies. Finding a home warranty policy that is the right fit for your home can be a bit difficult. Fortunately we have taken into consideration things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you decide on one. Here are the rankings for the best home warranties in Justice.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Justice
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Justice's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty plan for Justice homeowners. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on options.
Service fees from Choice are $85. The coverage caps are also generally about $3,000 for most systems and appliances. Additionally, Choice has high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
For homeowners who want the most trustworthy in Justice, Liberty Home Guard is the best option. The 3 plans from Liberty are easy to understand and have a mix of both system and appliance coverage. The Appliance Guard, Systems Guard, and Total Home Guard are the options the company has, and it also offers add-on options.
Service fees from Liberty are $75. The coverage caps are also generally about $3,000. Liberty is known as a provider with guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is a good choice for homeowners who'd like the most customizable in Justice. The 3 policies that AHS has include options for appliance and system coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also offers add-ons.
AHS's service fees range from $70 to $125, and the coverage limits come out to around $2,500 per system or appliance. When you purchase a home warranty from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty for Justice homeowners. The 3 plans from Select are easy to understand and offer both system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.
Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so it's important to check with the provider. Service fees are $80. Additionally, Select offers an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is the best coverage home warranty in Justice. The 2 plans that FPHW has include differing levels of system and appliance coverage, as well as add-on options. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
The coverage caps for FPHW's plans are around the $1,500 mark for many major appliances and systems, and service fees are $75. When you have a home warranty from FPHW, you can benefit from a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Justice, Cinch Home Services is the best workmanship guarantee home warranty option. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also has add-ons.
The coverage caps from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is fairly reasonable. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Justice?
A home warranty will assist you with systems and appliances in your home that experience damage due to normal wear. With a home warranty in Justice, you can relax knowing that a broken plumbing system or microwave should only cost you the price of a service fee. Some home warranty policies will have system and appliance coverage, and others will have one or the other. Most Justice homeowners prefer a combination of coverage to ensure all needs are met.
There are several home systems that are typically covered under a home warranty, including:
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
- Plumbing system
Common appliances covered under Justice home warranties include:
- Refrigerator
- Dishwasher
- Clothes Dryer
- Cooktop
- Built-in Microwave
- Clothes Washer
- Oven / Range / Stove
Cost of a Home Warranty in Justice?
Having a general idea of what a home warranty costs of a home warranty before doing your research can help ensure you get the best deal on your home warranty coverage. The costs of a home warranty plan will vary based on the size of your home and the coverages that you choose.
In general, service fees can range from $60 to $150 and monthly cost from $30 to $80, depending on the type of coverage you choose. Another thing that raises the cost is add-on coverage. Keep these costs in mind as you look for the right plan for your needs.
Is a Home Warranty Worth It in Justice?
When shopping for a home warranty, there are some pros and cons to keep in mind. Making sure you read the contract thoroughly can help you get the most savings from a home warranty and one that fits your needs. Here are some of the benefits that you can get from a home warranty:
- Workmanship guarantee--If you're still having issues with your appliance or system after a contractor repaired it, the workmanship guarantee makes sure that you will keep getting service if the problem happens again within the guarantee period.
- Fast response times--Without a home warranty, you may have to wait longer than you'd like for a contractor to come fix the issue. But you can usually get service within a 24-48 hour period with a home warranty.
- Peace of mind--If you are concerned about your savings and being able to afford an expensive repair or replacement, a home warranty can help with that. Home warranties are there to give homeowners peace of mind.
- Quality contractors--It is difficult to find good quality repair technicians with fair pricing. With a home warranty plan, you simply submit a claim, and the rest is taken care of for you.
There are also some cons of home warranties, such as:
- Exclusions--Be sure you read the home warranty contract to see what the exclusions are. They can include things like pre-existing conditions, intentional damage, or appliances covered under a manufacturer's warranty.
- Waiting period--After taking out a home warranty plan, you usually have to wait about 30 days before coverage kicks in.
- Choosing a contractor--Most home warranty companies will pick a technician for you. For some, this is a perk because it's more convenient that way, but for others, this can be a disadvantage because they want to be able to choose.
A home warranty policy can make your house more appealing to future buyers and help your home sell quicker. This is because you can transfer the plan to the new owners.
FAQ's for Home Warranties in Justice
Which home warranty company is the best in Justice?
Our overall pick for the best home warranty provider in Justice is Choice Home Warranty. However, the perfect company for you depends on what kind of coverage you need for your appliances and systems.
How do you use a home warranty?
After you get a home warranty plan and an appliance or system stops working, you need to file a claim. The home warranty company will send a technician to your home to assess the situation and fix the issue. Then, you pay a service fee and the home warranty covers the rest of the cost, as long as it is below the coverage cap.
What types of things does a home warranty generally cover?
Your home systems and appliances are covered under a home warranty policy in Justice. The coverage you choose will affect which systems and appliances are covered, but everything from your fridge to your swimming pool can be covered under a home warranty.
Is a home warranty a good investment?
Many homeowners feel like a home warranty is worth it since it can help protect against unexpected large expenses. When you need to repair an appliance or system in your home, all you have to do is pay the service fee, which can give you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.