7 Best Home Warranty Companies In Joliet, IL

Our guide on the best home warranty companies in Joliet can help you choose the perfect one for your home.

If you're lucky enough to call Joliet home, you are surely aware of the challenges of homeownership. When it's freezing in the winter and you're running your heater continuously, taking care of it malfunctioning is a bother.

Compare the Best Home Warranty Companies in Joliet

There are over sixty home warranty companies in the Joliet area. At Review Home Warranties, we took the time to consider each of these companies and ranked them according to the policy's features. The service fees, workmanship guarantee, monthly costs, customer service reviews, and years in the industry were all analyzed to choose the top home warranties in the Joliet area. These are the rankings for the top home warranty policies in Joliet.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Joliet

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. The Home Service Club: Best Quick Service
  5. Liberty Home Guard: Most Trustworthy
  6. Cinch Home Services: Best Workmanship Guarantee
  7. First Premier Home Warranty: Best Coverage

Joliet's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

Choice Home Warranty is a great choice for homeowners who want the best overall in Joliet. Choice offers 2 plans for homeowners to choose from, which contain a mix of system and appliance coverage. The Basic Plan and Total Plan are the options the company has, and it also offers add-on options.

Choice has coverage caps of around $3,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to check with the company. Service fees are $85. When you purchase a policy from Choice, you will get high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 98.1

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield offers the most customizable home warranty in Joliet. The 3 plans from AHS are easy to comprehend and have a mix of both system and appliance coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps associated with AHS's plans are around the $2,500 mark for most major appliances and systems, and service fees range from $70 to $125. When you purchase a home warranty from AHS, you will get a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.6

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty is the best choice for homeowners who want the most cost-effective in Joliet. The 3 policies that Select has include differing levels of system and appliance coverage, as well as add-on options. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also has add-on coverage.

Select's service fees are $80, and the coverage limits come out to around $2,000 for each covered appliance or system. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 The Home Service Club

Editorial Rating 97.2

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club has the best quick service home warranty for Joliet residents. HSC offers 2 plans for homeowners to decide between, which contain a mix of system and appliance coverage. The Standard Coverage Plan and Comprehensive Coverage Plan are the options the company has, and it also has add-on coverage.

Service fees from HSC are $60, $75, or $95, depending on the plan you choose. The coverage caps are also generally about $2,000. With a home warranty from HSC, you can benefit from quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#5 Liberty Home Guard

Editorial Rating 96.5

    Pros:
  • Very highly rated among customer service reviews
  • Covers repairs with a 60-day workmanship guarantee
  • Extensive list of 20+ add-on coverages
  • Easy claims process

Liberty Home Guard is a great option for homeowners who'd like the most trustworthy in Joliet. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. Homeowners can choose between Liberty Home Guard's Appliance Guard, Systems Guard, and Total Home Guard and also add-ons.

Service fees from Liberty are $75. The coverage caps are also generally about $3,000 for most systems and appliances. With a home warranty from Liberty, you can enjoy guaranteed professionalism for every repair and some of the best customer service in the industry.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliance Guard $69.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer.

Appliance Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Appliance Guard Add On

Systems Guard $74.99 $75.00

View Items Covered

Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Systems Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Systems Guard Add On

Total Home Guard $79.99 $75.00

View Items Covered

Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater.

Total Home Guard Included Item

View Add-on Items

Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser.

Total Home Guard Add On

#6 Cinch Home Services

Editorial Rating 95.7

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

For homeowners who want the best workmanship guarantee in Joliet, Cinch Home Services is the best choice. Cinch has 3 simple plans, making the selection process quick and easy. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also has add-on coverage.

Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to ask the company. Service fees range from $75 to $150. If you'd like a 180-day workmanship guarantee and a wide range of coverage options, you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#7 First Premier Home Warranty

Editorial Rating 95.3

    Pros:
  • Lower chance of claim denial
  • Multiple optional coverage items
  • 24/7 service calls

For homeowners who'd like the best coverage in Joliet, First Premier Home Warranty is a good choice. The 2 plans from FPHW are comprehensive and offer both system and appliance coverage. Its plans include Premier Plan and Platinum Plan.

The coverage caps for FPHW's plans are close to the $1,500 mark for most of the major home systems and appliances, and service fees are $75. If you're looking for a quality customer service team and coverage for your appliances and home systems at affordable prices, FPHW is the perfect provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Premier Plan $35.00 $75.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Premier Plan Add On

Platinum Plan $43.00 $75.00

View Items Covered

Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater.

Platinum Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum.

Platinum Plan Add On

What does a Home Warranty Cover in Joliet?

Now that you have a better idea of the best home warranty providers in Joliet, it's a good idea to take a look at what exactly these home warranties will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty helps guard you against repair expenses. Home warranties will also assist with covering the cost of replacements in some instances when an appliance or system cannot be repaired.

The home systems typically covered under a home warranty are

  • Plumbing system
  • Water heater
  • Electrical system
  • HVAC (heating and air conditioning)

Common appliances covered under Joliet home warranties include:

  • Clothes Dryer
  • Cooktop
  • Refrigerator
  • Clothes Washer
  • Oven / Range / Stove
  • Dishwasher
  • Built-in Microwave

Cost of a Home Warranty in Joliet?

At Review Home Warranties, we have done thorough research to determine the average costs of a home warranty plan in Joliet. The costs of a home warranty plan will depend on the size of the home and the coverages that you opt for.

Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay each time a repairperson visits your home. The exact amount you'll pay depends on the type of coverage the plan has. Another thing that raises the cost is add-on coverage. Keep these amounts in mind as you shop for the perfect plan for your needs.

Is a Home Warranty Worth It in Joliet?

A home warranty in Joliet can give you quite a few benefits for homeowners. When an expensive HVAC repair could have cost a thousand or more to fix, your home warranty will often only have you paying the service fee. But on the other hand, there are also some potential downsides you should consider when looking for a home warranty. Let's go over some benefits of having this home warranty in place first:

  • Peace of mind--If you are always worried about the next repair that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
  • Workmanship guarantee--A workmanship guarantee ensures that in case a repair doesn't fix the problem, the home warranty provider will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never hear from that contractor again.
  • Quality contractors--There are many difficulties that come with an appliance or system needing repairs, and one of them is locking in a contractor. Your home warranty can deal with this for you, which takes that off your plate.

The potential disadvantages of a home warranty are also something you should know about. Here are some of them:

  • Exclusions--When you purchase a home warranty policy, it will typically have some exclusions mentioned in the contract. For example, if you have an appliance or system that is already covered by a warranty from the manufacturer, it may be excluded from the home warranty.
  • Choosing a contractor--Most home warranty companies will choose a contractor for you. For some, this is a benefit because it's more convenient that way, but for others, this is a disadvantage because they want to choose for themselves.

A home warranty can be beneficial for new or first-time homeowners, as well as those who are not handy.

FAQ's for Home Warranties in Joliet

Which home warranty company should I choose?

Our overall pick for the top home warranty company in Joliet is Choice Home Warranty. However, the perfect company for you depends on the coverage you need for your appliances and systems.

When should I get a home warranty?

If you have new appliances that are already covered under a manufacturer's warranty, you may want to wait until that warranty expires before getting a home warranty. Home warranty companies will only cover appliances and systems that aren't already covered by a warranty.

How do you use a home warranty?

After you purchase a home warranty plan and an appliance or system breaks down, you should file a claim. The home warranty company will send a contractor to your home to evaluate the situation and fix the problem. Then, you will pay a service fee and the home warranty covers the rest of the cost, as long as it is below the coverage cap.

Can you use a home warranty immediately after buying it?

Most home warranties have a 30-day waiting period before you can file claims, but some may offer coverage sooner. Be sure to inquire about this if quicker coverage is a concern for you.

Should I get a home warranty policy?

A home warranty can help homeowners, investors, home sellers, real estate agents, and home buyers. It can offer peace of mind to anyone involved in homeownership.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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