6 Best Home Warranty Companies In Hinsdale, IL
Looking for the right home warranty in Hinsdale? We can help.
If you're lucky enough to live in Hinsdale, you are most likely aware of the difficulty of homeownership. When an appliance or home system breaks down unexpectedly, it can bring about quite the headache. Finding a great repairperson and then having the repair completed within budget can be a difficult task.
Compare the Best Home Warranty Companies in Hinsdale
There are more than sixty home warranty providers in the Hinsdale area. We took into consideration everything from coverage choices to pricing to customer reviews to figure out the best home warranties in Hinsdale. Here is how each provider ranked.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Hinsdale
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Hinsdale's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is the best option for homeowners who want the best overall in Hinsdale. Choice has 2 simple plans, making the selection process quick and easy. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 per covered appliance or system. Choice has established itself as a provider with high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
Liberty Home Guard offers the most trustworthy home warranty in Hinsdale. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Liberty Home Guard's plans include Appliance Guard, Systems Guard, and Total Home Guard.
Service fees from Liberty are $75. The coverage caps are also typically around $3,000 for most systems and appliances. When you purchase a home warranty from Liberty, you can look forward to guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the most customizable home warranty in Hinsdale. AHS has 3 plans for you to decide between, which contain a combination of appliance and system coverage. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps from AHS are about $2,500. The service fees range from $70 to $125, which is fairly affordable. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who'd like the most cost-effective in Hinsdale, Select Home Warranty is a good option. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Select Home Warranty's plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps associated with Select's plans are around the $2,000 mark for many major appliances and systems, and service fees are $80. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is a great option for homeowners who want the best coverage in Hinsdale. The 2 plans from FPHW are comprehensive and have a mix of both system and appliance coverage. Homeowners can choose between First Premier Home Warranty's Premier Plan and Platinum Plan and also add-on options.
FPHW's service fees are $75, and the coverage limits come out to about $1,500 for each appliance or system. When you purchase a home warranty from FPHW, you can look forward to a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who need the best workmanship guarantee in Hinsdale, homeowners should consider Cinch Home Services. The 3 plans from Cinch are comprehensive and offer both system and appliance coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps for Cinch's plans are around the $1,000-$2,000 mark for many of the major appliances and systems, and service fees range from $75 to $150. When you buy a policy from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Hinsdale?
A home warranty covers home systems and appliances and the typical wear that they can experience. The home warranty is designed to help protect against expenses related to repairing and replacing your systems and appliances like your refrigerator or HVAC. If your property has a pool and spa, this is something to consider getting add-on coverage for as well.
Here are the common systems covered under a home warranty:
- Electrical system
- HVAC ductwork
- HVAC (heating and air conditioning)
- Plumbing system including stoppages
- Water heater
- Garbage disposal
- Ceiling and exhaust fans
Common appliances covered under Hinsdale home warranties include:
- Built-in Microwave
- Refrigerator
- Dishwasher
- Cooktop
- Clothes Washer
- Clothes Dryer
- Oven / Range / Stove
Cost of a Home Warranty in Hinsdale?
Hinsdale homeowners that are worried about the costs should have a general idea of what home warranty policies cost on average. The costs associated with a home warranty varies based on the size of the home and the coverages you pick.
Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a technician comes to your home for a repair. The exact amount you'll pay depends on the type of coverage the plan has. Add-on coverage will also increase the overall cost. Those who are looking for a deal can use these numbers to help find the best overall pricing.
Is a Home Warranty Worth It in Hinsdale?
When looking for a home warranty, there are some pros and cons to bear in mind. Being sure you read your contract thoroughly can help you get the most savings from a home warranty and one that fits your needs. Here are some of the benefits that you can see from a home warranty:
- Peace of mind--When something needs fixing in your home, you can spend a lot of time being concerned about the expense of the repair. A home warranty will give you peace of mind about how much it'll cost.
- Fast response times--The response times from a home warranty provider are typically in a 24 to 48-hour period. This is much faster than trying to book a contractor yourself.
- Quality contractors--Home warranty companies have connections to high-quality contractors. These contractors are required to undergo testing and screening to ensure they can do a professional repair in your home.
- Workmanship guarantee--After receiving a repair, if the problem comes back within the guarantee period, the home warranty will help you with it again. The guarantee period is usually between 30 and 90 days.
Home warranty companies can help protect you from large expenses, but you must also consider the following when you have a home warranty in place:
- Waiting period--You often will have to wait around 30 days before you can use your home warranty plan.
- Coverage limit--The coverage limit dictates how much your home warranty policy will pay for a repair or replacement. If you have to get a repair that is more than this amount, you will have to cover the rest out of pocket.
Although home warranties have coverage limits, the home warranty can still save you a decent amount of money on appliance or system replacements. For instance, if the coverage cap is $1500 and it costs about $2000 to replace your fridge, you'll just have to pay $500 out of pocket, which is a forth of the original price.
FAQ's for Home Warranties in Hinsdale
What's the best home warranty company?
The top home warranty company in Hinsdale is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of experienced technicians in the area.
When should you buy a home warranty?
Since home warranties usually have a 30-day waiting period before you can request service, you may want to purchase a home warranty as soon as possible to make sure you have coverage when you need it, particularly if you have an older home or older appliances.
What kinds of things does a home warranty usually cover?
A home warranty policy covers the repair and replacement costs for your home systems and appliances. Home warranties will not cover the intentional damage or something that happened due to a pre-existing condition.
Can I transfer my home warranty to someone else?
A home warranty can be transferred to someone else, so if you plan on selling your home, the homebuyer can benefit from the policy as well.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.