6 Best Home Warranty Companies In Frankfort, IL
With our guide on the top home warranty policies in Frankfort, getting the perfect one for your home will be a breeze.
Owning a home in Frankfort can be an exciting experience, but it also has its difficulties. As a homeowner in Frankfort, you will inevitably experience problems with your home systems and appliances that will need your attention, and these can be quite costly.
Compare the Best Home Warranty Companies in Frankfort
There are more than sixty home warranty providers in the Frankfort area. At Review Home Warranties, we surveyed all of these policies and compared factors such as monthly costs, time on the market, coverage options, BBB ratings, and more to help you choose. This is how the top plans in Frankfort rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Frankfort
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Frankfort's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty policy for Frankfort residents. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. The Basic Plan and Total Plan are the options the company has, and it also has add-on options.
Choice's service fees are $85, and the coverage caps come out to around $3,000 for each appliance or system. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
Liberty Home Guard is the most trustworthy home warranty in Frankfort. The 3 plans from Liberty are comprehensive and offer both system and appliance coverage. Its plans include Appliance Guard, Systems Guard, and Total Home Guard.
Liberty has coverage caps of around $3,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to ask the company. Service fees are $75. Liberty is known as a provider with guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Frankfort, American Home Shield offers the most customizable home warranty plan. The 3 policies that AHS has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so it's important to check with the company. Service fees range from $70 to $125. Plus, AHS has a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty in Frankfort. Select offers 3 plans for you to decide between, which have a mix of appliance and system coverage. Select Home Warranty's plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps from Select are around $2,000. The service fees are $80, which is pretty reasonable. Select is known as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is a good option for homeowners who'd like the best coverage in Frankfort. FPHW offers 2 plans for you to decide between, which contain a mix of appliance and system coverage. The home warranty plans from First Premier Home Warranty include Premier Plan and Platinum Plan.
FPHW has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so it's important to ask the provider. Service fees are $75. FPHW is known as a company with a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty policy for Frankfort residents. Cinch has 3 plans for you to decide between, which have a mix of appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically around $1,000-$2,000 for most appliances and systems. When you purchase a plan from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Frankfort?
Now that you have read about the best home warranty providers in Frankfort, it's a good idea to take a look at what they will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty helps protect you against sudden repair expenses. Home warranties will also assist with covering the cost of replacements in some instances when an appliance or system cannot be repaired.
Here are some common systems covered under a home warranty:
- Water heater
- Electrical system
- Ceiling and exhaust fans
- Plumbing system including stoppages
- HVAC ductwork
- HVAC (heating and air conditioning)
- Garbage disposal
Common appliances covered under Frankfort home warranties include:
- Oven / Range / Stove
- Clothes Dryer
- Clothes Washer
- Dishwasher
- Built-in Microwave
- Refrigerator
- Cooktop
Cost of a Home Warranty in Frankfort?
At Review Home Warranties, we have done in-depth research to find out the average costs of a home warranty in Frankfort. The costs associated with a home warranty plan depends on the size of the home and the coverages that you go for.
In general, service fees can range from $60 to $150 and monthly cost from $30 to $80, depending on how much coverage you choose. Plus, if you select any add-on coverage, that will affect the cost. When looking for a home warranty, keeping these costs in mind can help you select the correct plan for your budget.
Is a Home Warranty Worth It in Frankfort?
Many homeowners signing up for a home warranty in Frankfort are looking for cost savings. However, there are additional benefits, as well as some potential disadvantages, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Fast response times--Without a home warranty, you may have to wait a long time for a contractor to come do the repair. But you can typically get service within a 24-48 hour window with a home warranty.
- Workmanship guarantee--After getting a repair, if the issue comes back within the guarantee period, the home warranty will help you with it again. The guarantee period is generally between 30 and 90 days.
- Quality contractors--Home warranty companies only work with experienced contractors. The contractors have to undergo certain training and qualifications to have a relationship with the home warranty company. This can help to ensure that your appliances and systems are adequately cared for.
- Peace of mind--When an appliance or system needs fixing in your home, you can spend a lot of time worrying about the cost of the repair. A home warranty will give you peace of mind about how much you'll spend.
Home warranty plans can help you save money, but you must also keep the following in mind when you have a home warranty:
- Exclusions--Be sure you read the home warranty contract to see what the exclusions are. They can consist of things like pre-existing conditions, appliances covered under a manufacturer's warranty, or intentional damage.
- Choosing a contractor--You may not have the ability to pick your own contractor depending on which home warranty provider you choose to go with.
- Waiting period--Most home warranty companies have you wait 30 days before you can file a claim.
A home warranty can also give you value in different ways. In particular, some home warranties can be transferred from the seller to the buyer when selling your property.
FAQ's for Home Warranties in Frankfort
What's the best home warranty company in Frankfort?
Our overall pick for the top home warranty provider in Frankfort is Choice Home Warranty. However, the best company for you depends on what kind of coverage you need for your appliances and home systems.
What's a home warranty?
A home warranty is a kind of service contract designed to give homeowners coverage for their household systems and appliances, such as dryers, garbage disposals, washing machines, refrigerators, dishwashers, electrical systems, plumbing, water heaters, sump pumps, heating and cooling systems, among others.
Should I purchase a home warranty now?
If you have new appliances that are already covered under a manufacturer's warranty, you may want to get a home warranty after that one expires. Home warranty companies will only cover appliances and systems that aren't already covered by a warranty.
Can you use a home warranty immediately after buying it?
Most home warranty providers have a 30-day waiting period before you can file claims, but some may offer coverage sooner. Be sure to check with the provider about this if quicker coverage is a necessity for you.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.