6 Best Home Warranty Companies In Elk Grove, IL
Our guide on the top home warranty providers in Elk Grove can help you choose the perfect one for your home.
If you're lucky enough to own a home in Elk Grove, you are most likely aware of the challenges of homeownership. As a homeowner in Elk Grove, you will inevitably experience issues with your home systems and appliances that you'll have to deal with, and these can eat into your savings.
Compare the Best Home Warranty Companies in Elk Grove
Elk Grove has access to plenty of home warranty policies. At Review Home Warranties, we took the time to evaluate each of these companies and ranked them based on the policy's features. The years in the industry, monthly costs, service fees, workmanship guarantee, and customer service reviews were all taken into consideration to choose the very best home warranties in the Elk Grove area. This is how the top companies in Elk Grove rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Elk Grove
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Elk Grove's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who need the best overall in Elk Grove, Choice Home Warranty is the best option. The 2 home warranty plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to about $3,000 for each appliance or system. Additionally, Choice has high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
For homeowners who need the most trustworthy in Elk Grove, Liberty Home Guard is the best choice. Liberty offers 3 plans for you to decide between, which have a mix of appliance and system coverage. The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard.
The coverage caps from Liberty are about $3,000. The service fees are $75, which is fairly reasonable. When you purchase a home warranty from Liberty, you will get guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who want the most customizable in Elk Grove, homeowners should consider picking American Home Shield. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to ask the provider. Service fees range from $70 to $125. AHS is known as a company with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is the best option for homeowners who need the most cost-effective in Elk Grove. Select offers 3 plans for you to decide between, which contain a mix of system and appliance coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps from Select are about $2,000. The service fees are $80, which is fairly reasonable. Select has established itself as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is the best coverage home warranty in Elk Grove. FPHW has 2 simple plans, making the selection process and policy coverage easily understandable. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
FPHW has coverage caps of around $1,500 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to verify with the provider. Service fees are $75. If you're looking for a quality customer service team and coverage for your appliances and home systems at affordable prices, this is the home warranty for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Elk Grove, Cinch Home Services is the best workmanship guarantee home warranty plan. Cinch has 3 simple plans, making the selection process quick and easy. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is fairly reasonable. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Elk Grove?
Now that you have a better idea of which home warranty companies are the best in Elk Grove, you may have questions about what these plans usually cover. With a home warranty in Elk Grove, you can rest assured that a broken plumbing system or microwave will only cost you a service fee. Some home warranty policies will have system and appliance coverage, and others will have one or the other. Most Elk Grove homeowners prefer a combination of coverage to ensure all needs are met.
There are many home systems that are typically covered under a home warranty, such as:
- Plumbing system
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
The appliances commonly covered are ones like:
- Oven / Range / Stove
- Dishwasher
- Clothes Dryer
- Cooktop
- Clothes Washer
- Built-in Microwave
- Refrigerator
Cost of a Home Warranty in Elk Grove?
At Review Home Warranties, we have done exhaustive research to determine the average costs of a home warranty plan in Elk Grove. The cost of a home warranty plan will vary depending on the coverage choices, the size of your home, and the service fee that you opt for.
Your premium can be from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a contractor comes to your home. The exact amount you'll pay depends on the kind of coverage the plan offers. What will also determine the total cost is the add-on coverage you choose. Those who are shopping for a deal can use these numbers to help find the best overall pricing for you.
Is a Home Warranty Worth It in Elk Grove?
When looking for a home warranty, there are some pros and cons to keep in mind. Making sure you read your contract with care can help you get the best deal on a home warranty and one that fits your needs. Here are some of the benefits that you can see from a home warranty:
- Workmanship guarantee--If you're still having issues with your appliance or system after a contractor tried to repair it, the workmanship guarantee makes sure that you will continue getting service if the problem happens again within the guarantee period.
- Quality contractors--Home warranty companies only work with qualified and experienced contractors. The contractors need to have certain training and qualifications to have a connection with the home warranty company. This can help make sure that your appliances and systems are adequately cared for.
- Fast response times--When you do not have a home warranty plan, you must search for a contractor, make an appointment with them, and hope they show up on time to do the repair. But, with the fast response times of a home warranty, you can have your repair in a 24-48 hour period.
- Peace of mind--Having a home warranty in place means that you can have peace of mind about the costs of repairs. With a home warranty, you will have a general idea that the fix is just going to be a service fee, which can help reduce your worries as a homeowner.
Home warranty policies can help protect you from unexpected expenses, but you must also consider the following when you have a home warranty in place:
- Coverage limit--Pay attention to the coverage limits in the home warranty contract. This will dictate the highest amount the home warranty will cover for a repair or replacement.
- Waiting period--After purchasing a home warranty plan, you usually need to wait about 30 days before coverage starts.
A home warranty plan can make your house more appealing to prospective buyers and help your home sell quicker. This is because you can transfer the plan to the new owners.
FAQ's for Home Warranties in Elk Grove
Which home warranty is the best?
The top home warranty company in Elk Grove is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of experienced repair technicians in the area.
How is a home warranty different from homeowners insurance?
A home warranty helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects a home in case of a situation like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or dishwasher, unless the damage is due to a natural disaster.
How do you use a home warranty?
After you purchase a home warranty policy and an appliance or system breaks down, you need to file a claim. The home warranty company will send a technician to your home to evaluate the situation and repair the problem. Then, you will pay a service fee and the home warranty will cover the remaining cost, as long as it is under the coverage cap.
Is a home warranty worth it?
Many homeowners think a home warranty is a good investment because it helps protect against unforeseen large expenses. When you need to fix an appliance or system in your home, you'd just have to pay the service fee, which can offer you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.