6 Best Home Warranty Companies In Downers Grove, IL
Looking for the right home warranty in Downers Grove? We can help.
Downers Grove is a nice area in the state of Illinois to own a home. Buying a new home is just the beginning, though. You still need to maintain it, which can put a dent in your bank account. The cost of living for many is increasing, and even a rudimentary appliance or system repair could impact a homeowner's budget.
Compare the Best Home Warranty Companies in Downers Grove
Downers Grove has so many home warranty providers to decide between. We took into consideration everything from BBB ratings to pricing to time on the market to figure out the top home warranty plans in Downers Grove. These are the rankings for the top home warranty companies in Downers Grove.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Downers Grove
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Downers Grove's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is the best choice for homeowners who'd like the best overall in Downers Grove. The home warranty company offers 2 plans to policyholders, which have various system and appliance coverage options. Choice Home Warranty's plans are Basic Plan and Total Plan.
The coverage caps for Choice's plans are around the $3,000 mark for many of the major home systems and appliances, and service fees are $85. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
Liberty Home Guard is a good option for homeowners who'd like the most trustworthy in Downers Grove. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between Liberty Home Guard's Appliance Guard, Systems Guard, and Total Home Guard and also add-ons.
The coverage caps associated with Liberty's plans are close to the $3,000 mark for many major appliances and systems, and service fees are $75. When you purchase a home warranty from Liberty, you can look forward to guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who'd like the most customizable in Downers Grove, American Home Shield is a great option. The 3 plans from AHS are easy to comprehend and offer both system and appliance coverage. Homeowners can choose between American Home Shield's ShieldSilver, ShieldGold, and ShieldPlatinum and also add-on options.
The coverage limits from AHS are around $2,500. The service fees range from $70 to $125, which is fairly affordable. If you want a customizable plan and a low claim denial rate, AHS is a great provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who need the most cost-effective in Downers Grove, homeowners should consider Select Home Warranty. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. Select Home Warranty's plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage limits from Select are about $2,000. The service fees are $80, which is fairly reasonable. If you'd like an affordable service fee and free roof coverage, Select is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is a good choice for homeowners who'd like the best coverage in Downers Grove. The 2 policies that FPHW offers include options for appliance and system coverage. The plans that FPHW offers to homeowners are Premier Plan and Platinum Plan.
FPHW has coverage caps of around $1,500 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's a good idea to check with the company. Service fees are $75. When you purchase a home warranty from FPHW, you can look forward to a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty plan for Downers Grove homeowners. The 3 plans that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on options.
Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to ask the provider. Service fees range from $75 to $150. Additionally, Cinch has a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Downers Grove?
A home warranty in Downers Grove is there to help when your systems and appliances break down because of normal wear and tear. When you have a problem with a home system or appliance that has to be repaired or replaced due to normal wear and tear, your home warranty will step in and help pay for it. Each individual covered appliance or system in your plan will have its own specifics about the coverage.
Some of the most common system coverages included under a home warranty in Downers Grove are:
- Plumbing system
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
Common appliances include:
- Clothes Dryer
- Dishwasher
- Clothes Washer
- Oven / Range / Stove
- Refrigerator
- Built-in Microwave
Cost of a Home Warranty in Downers Grove?
How much a home warranty plan costs is something that you have to consider when choosing a plan. We at Review Home Warranties have done some in-depth research to ensure that you have an excellent understanding of what a home warranty in Downers Grove will cost. The cost will vary based on the coverage choices, type of home, and the service fee that you pick.
Premiums can cost from $30 to $80 per month and service fees can be between $60 and $150 per technician visit. How much it'll cost exactly is based on the plan's coverage. What will also influence the total cost is the add-on coverage you choose. Those who are looking for a deal can use this information to help find the best overall pricing for you.
Is a Home Warranty Worth It in Downers Grove?
A home warranty in Downers Grove can bring about quite a few benefits for homeowners. When an expensive repair could have cost $1500 to fix, your home warranty will likely only have you paying the service fee. However, there are also some potential drawbacks you should consider when searching for a home warranty. Let's take a look at some benefits of having a home warranty in place first:
- Peace of mind--As a homeowner, you may be worried about your microwave or oven breaking down at any given time. Your home warranty can give you peace of mind that if something breaks, it will be covered.
- Fast response times--It can be challenging to get a repairperson you found on your own to give you a fast response. A home warranty company generally assures service within a specific period, allowing homeowners to get the repair done quickly and move on.
- Quality contractors--There are plenty of quality contractors in the Downers Grove area, but finding one that is suitable for your needs can be tricky. When you have a home warranty in place, the contractor situation is taken care of for you since home warranty providers have connections with contractors.
- Workmanship guarantee--After receiving a repair, if the problem comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
There are also some cons of home warranties, including:
- Waiting period--After getting a home warranty plan, you typically need to wait around 30 days before coverage starts.
- Choosing a contractor--For some, not having to choose a contractor is a benefit, but others may want to choose their own. Some home warranty providers let you do this, so if that's important to you, make sure to go with one of those.
- Exclusions--When you get a home warranty, it will typically have some exclusions mentioned in the contract. For example, if you have an appliance or system that is already covered under a warranty from the manufacturer, it may not be covered by the home warranty.
Having a large network of contractors is one of the upsides of getting a home warranty. This makes getting repairs smooth and easy, since you won't have to look up contractors and call around for estimates.
FAQ's for Home Warranties in Downers Grove
What's the best home warranty company?
The top home warranty company in Downers Grove is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of experienced repair technicians in the area.
Should I purchase a home warranty now?
Because home warranties generally have a 30-day waiting period before you can request service, you may want to purchase a home warranty as soon as possible to make sure you have coverage when you need it, especially if your home or appliances are on the older side.
What is commonly covered under a Downers Grove home warranty?
Your home systems and appliances are covered under a home warranty policy in Downers Grove. The plan you purchase will determine which systems and appliances are covered, but everything from your fridge to your garage door can be covered under a home warranty.
Can I transfer my home warranty to someone else?
You can transfer your home warranty to someone else, like someone who's buying your home or a real estate agent.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.