6 Best Home Warranty Companies In Bellwood, IL
With our guide on the top home warranty plans in Bellwood, picking the perfect one for your home will be a cinch.
In Bellwood, owning a home can be an exciting, yet difficult endeavor. When it's cold in the winter and you're using your heater constantly, taking care of it when it stops working is a hassle.
Compare the Best Home Warranty Companies in Bellwood
There are more than sixty home warranty companies in the Bellwood area. At Review Home Warranties, we reviewed all of these companies and compared things such as time on the market, coverage options, BBB ratings, monthly costs, and more to help you choose. Here is how the best ones in the Bellwood area rank.
| Company Name | Choice Home Warranty | Liberty Home Guard | American Home Shield | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $69.99 - $79.99 | $29.27 - $74.27 | |||
| Better Business Bureau Rating | B | A | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read Liberty Home Guard Reviews | Reviews | Read American Home Shield Reviews |
Home Warranty Companies In Bellwood
- Choice Home Warranty: Best Overall
- Liberty Home Guard: Most Trustworthy
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First Premier Home Warranty: Best Coverage
- Cinch Home Services: Best Workmanship Guarantee
Bellwood's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who want the best overall in Bellwood, homeowners should consider Choice Home Warranty. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-on coverage.
Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to ask the provider. Service fees are $85. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- Very highly rated among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Extensive list of 20+ add-on coverages
- Easy claims process
Liberty Home Guard offers the most trustworthy home warranty plan for Bellwood homeowners. The 3 plans that Liberty has include differing levels of system and appliance coverage, as well as add-on options. The plans that Liberty offers to homeowners are Appliance Guard, Systems Guard, and Total Home Guard.
Liberty has coverage caps of around $3,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's important to ask the company. Service fees are $75. When you have a home warranty from Liberty, you can enjoy guaranteed professionalism for every repair and some of the best customer service in the industry.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliance Guard | $69.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer. Appliance Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Appliance Guard Add On |
| Systems Guard | $74.99 | $75.00 | View Items Covered Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Systems Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Systems Guard Add On |
| Total Home Guard | $79.99 | $75.00 | View Items Covered Ceiling Fan, Cooktop exhaust fan, Disposal, Dishwasher, Dryer, Garage door, Microwave, Oven, Refrigerator, Refrigerator ice maker, Washer, Air Conditioner, Bath exhaust fan, Ductwork, Electrical, Heating system, Plumbing, Plumbing stoppages, Toilet, Water heater. Total Home Guard Included Item | View Add-on Items Pool, Saltwater pool, Spa, TV, PC, Pump, Generator, Free-standing ice maker, Septic tank pumping, Roof leaks, Pests, Water softener, Well pump, Wine refrigerator, Septic, Sprinkler, Locksmith, Trash compactor, Sump pump, Vacuum, Stand-alone freezer, Water dispenser. Total Home Guard Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the best option for homeowners who want the most customizable in Bellwood. AHS has 3 simple plans, making the selection process easy. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the company. Service fees range from $70 to $125. Additionally, AHS has a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
In Bellwood, Select Home Warranty is the most cost-effective home warranty option. The 3 plans that Select has include differing levels of system and appliance coverage, as well as add-on options. Its plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage limits from Select are around $2,000. The service fees are $80, which is fairly reasonable. Select is known as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Lower chance of claim denial
- Multiple optional coverage items
- 24/7 service calls
First Premier Home Warranty is the best coverage home warranty in Bellwood. FPHW offers 2 plans for homeowners to decide between, which contain a combination of appliance and system coverage. Homeowners can choose between First Premier Home Warranty's Premier Plan and Platinum Plan and also add-on options.
Service fees from FPHW are $75. The coverage caps are also typically about $1,500 for most systems and appliances. With a home warranty from FPHW, you can enjoy a quality customer service team and coverage for your appliances and home systems at affordable prices.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Premier Plan | $35.00 | $75.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door, Microwave, Oven, Plumbing system, Plumbing stoppages, Sump pump, Trash compactor, Water heater. Premier Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Premier Plan Add On |
| Platinum Plan | $43.00 | $75.00 | View Items Covered Air conditioning, Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door opener, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Sump pump, Trash compactor, Washer, Water heater. Platinum Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Septic tank pumping, Roof leaks, Sprinkler, Free-standing ice maker, Stand-alone freezer, Water softener, Refrigerator ice maker, Vacuum. Platinum Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who'd like the best workmanship guarantee in Bellwood, Cinch Home Services is a great choice. The 3 policies that Cinch offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so it's important to ask the provider. Service fees range from $75 to $150. Cinch is known as a company with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Bellwood?
A home warranty will help you with systems and appliances in your home that get damaged due to normal wear. The aim of a home warranty is to help reduce the expenses of repairing and replacing your systems and appliances such as your refrigerator or HVAC. If your property has a pool and spa, this is something to consider as well.
There are many home systems that are usually covered under a home warranty, like:
- HVAC (heating and air conditioning)
- Plumbing system
- Water heater
- Electrical system
The appliances commonly covered are ones such as:
- Dishwasher
- Clothes Dryer
- Built-in Microwave
- Cooktop
- Oven / Range / Stove
- Clothes Washer
- Refrigerator
Cost of a Home Warranty in Bellwood?
The cost of a home warranty plan is something that you should take into consideration when picking a plan. Our team has done in-depth research to make sure that you have an excellent understanding of what a home warranty in Bellwood will cost. The cost will vary based on the coverage choices, type of home, and the service fee that you choose.
Premiums can be from $30 to $80 a month and service fees can be between $60 and $150 per contractor visit. How much it'll cost for sure depends on the plan's coverage. Also, if you select any add-ons, that will affect the cost. Those who are shopping for a deal can use this information to help find the best overall pricing.
Is a Home Warranty Worth It in Bellwood?
When searching for a home warranty, there are some pros and cons to keep in mind. Being sure you read the contract with care can help you get the most savings from a home warranty and one that suits your needs. Here are a few of the benefits that you can see from a home warranty:
- Quality contractors--There are many quality contractors in the Bellwood area, but finding one that is suitable for your needs can be challenging. When you have a home warranty, the contractor situation is handled for you since home warranty providers have connections with contractors.
- Workmanship guarantee--A workmanship guarantee makes sure that if a repair does not work, the home warranty company will continue to help you find a solution. Without a home warranty in place, you may pay for a repair and then never see that contractor again.
- Peace of mind--As a homeowner, you may be worried about your fridge or stove failing at any given time. Your home warranty can give you peace of mind that when something breaks, you won't have to deal with it yourself.
Home warranty policies can help protect you from unexpected expenses, but you should also take the following into consideration when thinking of getting a home warranty:
- Waiting period--After taking out a home warranty plan, you usually have to wait about 30 days before coverage begins.
- Choice of contractor--If you want to choose which contractor you get, you may need to choose a home warranty provider that specifically allows that.
A home warranty can also up the value of your home if you choose to sell since you can transfer it to the new owner.
FAQ's for Home Warranties in Bellwood
What's the best home warranty company in Bellwood?
The best home warranty provider in Bellwood is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of experienced repair technicians in the area.
What's a home warranty?
A home warranty is a service contract that gives homeowners coverage for their household systems and appliances, including refrigerators, garbage disposals, dryers, dishwashers, washing machines, water heaters, electrical systems, heating and cooling systems, sump pumps, plumbing, among others.
What's the difference between a home warranty and homeowners insurance?
A home warranty plan covers the normal wear of home systems and appliances. Homeowners insurance protects a home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new refrigerator or dishwasher, unless the damage is due to a natural disaster.
Can you use a home warranty immediately after purchasing it?
Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your plan.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.