5 Best Home Warranty Companies In Yuba City, CA
If you're trying to find the right home warranty policy for your Yuba City home, we can help you pick.
Being a homeowner in Yuba City is a dream for many, but it also has its challenges. With the cost of living going up, needing to repair or replace your appliances can really take a toll on your bank account.
Compare the Best Home Warranty Companies in Yuba City
There are dozens of home warranty options for Yuba City homeowners. This can be a lot of information for homeowners to digest and it can be difficult to break down which of these home warranties would be right for you. At Review Home Warranties, we compared coverages, service fees, customer service reviews, BBB ratings, and more. Here is how the top companies in the Yuba City area rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Yuba City
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Yuba City's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty in Yuba City. The 2 plans that Choice offers include differing levels of system and appliance coverage, as well as add-on options. Choice Home Warranty's plans include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 per covered appliance or system. If you want high coverage caps and a contract that's easy to understand, Choice is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Yuba City, American Home Shield offers the most customizable home warranty option. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. Homeowners can choose between American Home Shield's ShieldSilver, ShieldGold, and ShieldPlatinum and also add-ons.
The coverage caps associated with AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees range from $70 to $125. Plus, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who want the most cost-effective in Yuba City, Select Home Warranty is a great choice. The 3 home warranty plans that Select has include differing levels of system and appliance coverage, as well as add-on options. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also offers add-on options.
Select's service fees are $80, and the coverage limits come out to about $2,000 for each system or appliance. If you're looking for an affordable service fee and free roof coverage, this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is a great option for homeowners who need the best appliance in Yuba City. The 2 plans from First American are easy to comprehend and offer a mix of both system and appliance coverage. First American Home Warranty's plans include Basic Plan and Premier Plan.
The coverage caps associated with First American's plans are close to the $1,500 mark for many major systems and appliances, and service fees are $85. With a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Yuba City. Cinch offers 3 plans for homeowners to choose from, which have a mix of appliance and system coverage. Cinch Home Services' plans are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 per covered system or appliance. When you buy a policy from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Yuba City?
Now that you have a better idea of which home warranty providers are the best in Yuba City, you may be curious what their plans generally cover. A home warranty helps guard you against unexpected repair expenses. Home warranties will also assist with covering the cost of replacements in some cases when an appliance or system cannot be repaired.
The following are the systems that are commonly covered under a home warranty:
- Water heater
- Electrical system
- HVAC ductwork
- Plumbing system including stoppages
- HVAC (heating and air conditioning)
- Ceiling and exhaust fans
- Garbage disposal
As for appliances, the common ones covered are
- Clothes Dryer
- Refrigerator
- Clothes Washer
- Oven / Range / Stove
- Dishwasher
- Built-in Microwave
Cost of a Home Warranty in Yuba City?
The cost of a home warranty plan is something that you have to think about when choosing a plan. Our team has done some thorough research to make sure that you have a good grasp of what a home warranty in Yuba City will cost. The cost of a home warranty plan will vary depending on the coverage choices, type of home, and the service fee that you need.
The service fees home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you pick. Selecting add-on coverage will also bring the price you have to pay up. Homeowners who are shopping for a deal can use these numbers to help find the best overall pricing.
Is a Home Warranty Worth It in Yuba City?
Having a home warranty will help to ensure that your budget and your home is properly protected if an issue comes up. Homeownership is a complicated thing, and ensuring that you have all the information you need before purchasing a home warranty plan is quite important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's take a look at the benefits associated with a home warranty first:
- Workmanship guarantee--After receiving a repair, if the issue comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is generally between 30 and 90 days.
- Peace of mind--If you are worried about your savings and being able to afford an expensive repair or replacement, a home warranty can help with that. Home warranties are there to give homeowners peace of mind.
- Quality contractors--Home warranty providers only work with experienced contractors. The contractors have to have certain training and qualifications to have a relationship with the home warranty company. This can help to ensure that your appliances and systems are adequately cared for.
Home warranty plans can help protect you from unexpected expenses, but you should also take the following into consideration when you have a home warranty:
- Coverage limit--If you need an expensive replacement for an appliance or system, the home warranty policy may only pay for a portion of the cost, since they typically come with coverage caps.
- Waiting period--You most often will have to wait around 30 days before you can submit a claim to your home warranty.
- Exclusions--Home warranty policies usually come with exclusions and things they won't cover, such as pre-existing conditions or damage from lack of proper maintenance.
Having access to a reliable network of contractors is one of the advantages of purchasing a home warranty. This makes getting repairs done super easy, since you won't have to look up contractors and call around for estimates.
FAQ's for Home Warranties in Yuba City
Which home warranty company should I choose?
The best home warranty provider in Yuba City is Choice Home Warranty. Choice Home Warranty provides good customer service and a large network of experienced technicians in the area.
What's a home warranty?
A home warranty is a service contract that provides homeowners extra coverage for their household systems and appliances, like washing machines, dishwashers, garbage disposals, dryers, refrigerators, plumbing, water heaters, electrical systems, heating and cooling systems, sump pumps, among others.
Should I buy a home warranty now?
Because home warranties typically have a 30-day waiting period before you can file a claim, you may want to get a home warranty as soon as possible to make sure you have coverage when you need it, particularly if you have an older home or older appliances.
Can you use a home warranty immediately after purchasing it?
Usually coverage for a home warranty begins 30 days after payment. However, a few providers may allow you to make a service request before this, so verify with customer service to find the exact waiting period for your case.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.