5 Best Home Warranty Companies In West Sacramento, CA
With our guide on the top home warranty plans in West Sacramento, getting the right one for your home will be easy.
In West Sacramento, buying a home can be an exciting, yet difficult endeavor. In the middle of summer, the last thing you want is having to deal with your air conditioner failing.
Compare the Best Home Warranty Companies in West Sacramento
There are over sixty home warranty providers in the West Sacramento area. At Review Home Warranties, we took the time to consider each of these providers and ranked them according to the plan's features. The years in the industry, customer service reviews, service fees, workmanship guarantee, and monthly costs were all analyzed to choose the top home warranties in the West Sacramento area. These are the rankings for the best home warranties in West Sacramento.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In West Sacramento
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
West Sacramento's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty policy for West Sacramento homeowners. Choice has 2 simple plans, making the selection process quick and easy. Choice Home Warranty's plans include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage caps come out to about $3,000 per system or appliance. If you want high coverage caps and a contract that's easy to understand, Choice is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is a great choice for homeowners who want the most customizable in West Sacramento. The 3 plans from AHS are comprehensive and offer both system and appliance coverage. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS's service fees range from $70 to $125, and the coverage limits come out to about $2,500 for each covered appliance or system. When you buy a policy from AHS, you will get a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty in West Sacramento. Select has 3 simple plans, making the selection process easy. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select's service fees are $80, and the coverage caps come out to about $2,000 for each system or appliance. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty policy for West Sacramento homeowners. The 2 policies that First American offers include options for appliance and system coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on options.
First American's service fees are $85, and the coverage caps come out to around $1,500 per system or appliance. With a home warranty from First American, you can benefit from comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services has the best workmanship guarantee home warranty in West Sacramento. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-on options.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 for most systems and appliances. When you purchase a home warranty from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in West Sacramento?
A home warranty will help you with systems and appliances in your home that experience damage due to normal wear. When you experience a problem with a home system or appliance that needs to be repaired or replaced due to normal wear and tear, the home warranty will help you pay for it. Each covered appliance or system in your plan will have its own details about the coverage.
Some of the most common systems covered under a home warranty in West Sacramento are:
- Plumbing system
- Electrical system
- HVAC (heating and air conditioning)
- Water heater
Common appliances covered under West Sacramento home warranties include:
- Refrigerator
- Oven / Range / Stove
- Clothes Washer
- Built-in Microwave
- Cooktop
- Clothes Dryer
- Dishwasher
Cost of a Home Warranty in West Sacramento?
How much a home warranty plan costs is something that you must keep in mind when picking a plan. We have done in-depth research to ensure you have an excellent understanding of what a home warranty in West Sacramento will cost. The cost of the plan will vary based on your coverage choices, the size of your home, and the service fee that you choose.
On average, premiums range from $30 to $80 a month and $60 to $150 for service fees. The exact number is based on the plan you get and what kind of coverage it has. Picking add-ons will also bring the price you have to pay up. When looking for a home warranty, keeping these averages in mind can help you choose the right plan for your budget.
Is a Home Warranty Worth It in West Sacramento?
Many homeowners that sign up for a home warranty in West Sacramento are trying to save money. However, there are additional benefits, as well as some potential downsides, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Fast response times--When you don't have a home warranty, you may have to wait longer than you'd like for a contractor to come fix the problem. But you can typically get service within a 24-48 hour window with a home warranty.
- Quality contractors--Home warranty providers only work with experienced contractors. The contractors have to undergo certain training and qualifications to have a relationship with the home warranty provider. This can help to ensure that your appliances and systems are professionally cared for.
- Workmanship guarantee--Many home warranty companies offer a workmanship guarantee. This means that the home warranty company will continue to help if the problem isn't fixed the first time.
Home warranty companies can help protect you from unexpected repair expenses, but you should also consider the following when planning on getting a home warranty:
- Waiting period--You often will have to wait around 30 days before you can submit a claim to your home warranty.
- Choice of contractor--If you'd like to be able to choose which contractor you get, you may have to go with a home warranty company that specifically lets you do that.
- Exclusions--Keep in mind that home warranty contracts generally mention exclusions, such as intentional damage or pre-existing conditions.
The average cost of a drain pipe is about $560, so a home warranty can save you from having to pay all of that money yourself when an issue arises.
FAQ's for Home Warranties in West Sacramento
What's the best home warranty company?
Our overall pick for the best home warranty provider in West Sacramento is Choice Home Warranty. However, the right company for you depends on what coverage you need for the appliances and systems in your home.
What's a home warranty?
A home warranty is a kind of service contract that provides homeowners coverage for their home systems and appliances, such as dryers, garbage disposals, washing machines, refrigerators, dishwashers, heating and cooling systems, electrical systems, water heaters, sump pumps, plumbing, among others.
What kinds of things does a home warranty typically cover?
The systems and appliances in a home are covered under a home warranty policy in West Sacramento. The policy you choose will determine which systems and appliances are covered, but everything from your oven to your pool can be covered under a home warranty.
Do you really need a home warranty?
When a system or appliance breaks down, fixing it can leave you with a large expense you weren't expecting. With a home warranty policy, you'd just have to pay a small service fee for the repair, which can save you money and offer you some peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.