Vineyard is a wonderful area in the state of California to own a home. Closing on a new home is only the beginning, however. You still have to maintain it, which can come with a fair amount of expenses. The cost of living for many is getting more expensive, and even just a rudimentary appliance or system repair could impact a homeowner's budget.
Vineyard has many home warranty providers to pick from. Finding something that is the right fit for your home can be a bit challenging. Luckily we have considered things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you decide. Here are the rankings for the top home warranty companies in Vineyard.
Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
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Number of Plan Options | 2 | 3 | 3 | |||
Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
Better Business Bureau Rating | B | B | B | |||
Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Choice Home Warranty has the best overall home warranty in Vineyard. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to about $3,000 per system or appliance. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
For homeowners who need the most customizable in Vineyard, homeowners should consider picking American Home Shield. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps from AHS are around $2,500. The service fees range from $70 to $125, which is fairly reasonable. Additionally, AHS offers a customizable plan and a low claim denial rate.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
In Vineyard, Select Home Warranty offers the most cost-effective home warranty plan. Select has 3 simple plans, making the selection process quick and easy. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on coverage.
Select has coverage caps of around $2,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's a good idea to ask the provider. Service fees are $80. Plus, Select has an affordable service fee and free roof coverage.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
Cinch Home Services has the best workmanship guarantee home warranty option for Vineyard residents. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also has add-on options.
Cinch's service fees range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 per appliance or system. When you buy a policy from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
In Vineyard, The Home Service Club offers the best quick service home warranty policy. HSC offers 2 plans for homeowners to choose from, which contain a mix of appliance and system coverage. The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan.
Service fees from HSC are $60, $75, or $95, depending on the plan you choose. The coverage caps are also typically around $2,000 for most appliances and systems. When you have a home warranty from HSC, you can benefit from quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Standard Coverage Plan | $50.40 | $60.00 - $95.00 | View Items Covered Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater. Standard Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Standard Coverage Plan Add On |
Comprehensive Coverage Plan | $62.90 | $60.00 - $95.00 | View Items Covered Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan. Comprehensive Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Comprehensive Coverage Plan Add On |
First American Home Warranty offers the best appliance home warranty plan for Vineyard homeowners. The home warranty company offers 2 plans to policyholders that have various system and appliance coverage options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to verify with the company. Service fees are $85. First American has established itself as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
Now that you have a better idea of the best home warranty companies in Vineyard, it's time to consider what these home warranties can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty in Vineyard can cover anything from a refrigerator to a heating system and everything in between. Some home warranties will even cover the roof if it leaks.
There are several home systems that are commonly covered under a home warranty, like:
Common appliances include:
At Review Home Warranties, we have done thorough research to determine the average costs of a home warranty policy in Vineyard. The costs associated with a home warranty plan will vary based on the size of the home and the coverages you opt for.
The service fees that home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. Another thing that brings the cost up is add-on coverage. Keep these costs in mind as you look through the plan options that are available to you.
When shopping for a home warranty, there are some pros and cons you should keep in mind. Making sure you read your contract with care can help you get the best deal on a home warranty and one that fits your needs. Here are a few of the benefits that you can get from a home warranty:
And here are some potential downsides of a home warranty:
Even though home warranties have coverage caps, a home warranty can still save you a decent amount of money on appliance or system replacements. For example, if the coverage cap is $1500 and it costs about $2000 to replace your fridge, you'll just have to pay $500 out of pocket, which is considerably less than the original price.
Our overall pick for the best home warranty in Vineyard is Choice Home Warranty. However, the best company for you depends on what kind of coverage you need for your appliances and systems.
A home warranty is a service contract that can help save you money on the repairs and replacements of your major home systems and appliances if they break down unexpectedly.
After you buy a home warranty plan and an appliance or system fails, you should submit a claim. The home warranty provider will send a contractor to your home to evaluate the situation and repair the problem. Then, you will pay a service fee and the home warranty covers the remaining cost, as long as it is under the coverage cap.
You can transfer your home warranty plan to someone else, such as someone who's buying your home or a real estate agent.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.