Temescal Valley is a great area in the state of California to own a home. Moving into a new home is just the beginning, though. You still need to maintain it, which can come with a fair amount of expenses. When an appliance or home system fails suddenly, it can cause you quite a lot of stress. Getting a good repair technician and having the repair completed within budget can be a difficult task.
There are a sizable number of home warranty plans for Temescal Valley homeowners. We compared everything from BBB ratings to pricing to customer service to figure out the best home warranties in Temescal Valley. Here is how each provider ranked.
Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
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Number of Plan Options | 2 | 3 | 3 | |||
Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
Better Business Bureau Rating | B | B | B | |||
Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Choice Home Warranty is the best overall home warranty in Temescal Valley. The 2 plans that Choice has include options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
The coverage caps for Choice's plans are close to the $3,000 mark for most of the major home systems and appliances, and service fees are $85. Choice is known as a provider with high coverage caps and a contract that's easy to understand.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
In Temescal Valley, American Home Shield offers the most customizable home warranty option. AHS has 3 simple plans, making the selection process quick and easy. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps for AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees range from $70 to $125. AHS has established itself as a company with a customizable plan and a low claim denial rate.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
Select Home Warranty has the most cost-effective home warranty policy for Temescal Valley homeowners. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the names of the company's plans, and it also has add-on coverage.
Select has coverage caps of around $2,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to ask the company. Service fees are $80. If you want an affordable service fee and free roof coverage, you'll want to have this plan on your side.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
For homeowners who want the best workmanship guarantee in Temescal Valley, Cinch Home Services is a good option. Cinch has 3 simple plans, making the selection process quick and easy. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is pretty reasonable. If you want a 180-day workmanship guarantee and a wide range of coverage options, this is the plan for you.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
The Home Service Club has the best quick service home warranty for Temescal Valley residents. The 2 plans from HSC are comprehensive and have a mix of both system and appliance coverage. The Standard Coverage Plan and Comprehensive Coverage Plan are the options the company has, and it also has add-ons.
The coverage limits from HSC are around $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is fairly reasonable. With a home warranty from HSC, you can benefit from quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Standard Coverage Plan | $50.40 | $60.00 - $95.00 | View Items Covered Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater. Standard Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Standard Coverage Plan Add On |
Comprehensive Coverage Plan | $62.90 | $60.00 - $95.00 | View Items Covered Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan. Comprehensive Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Comprehensive Coverage Plan Add On |
First American Home Warranty offers the best appliance home warranty option for Temescal Valley residents. First American has 2 simple plans, making the selection process quick and easy. The Basic Plan and Premier Plan are the names of the company's plans, and it also offers add-on options.
The coverage limits from First American are around $1,500. The service fees are $85, which is fairly affordable. When you purchase a policy from First American, you will get comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
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Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
A home warranty will cover home systems and appliances and the normal wear that they can experience. A home warranty in Temescal Valley can cover anything from a refrigerator to a heating system and everything in between. Some home warranties will even cover your pool and spa.
The home systems commonly covered under a home warranty are
And the common appliances covered include:
The overall reason to have a home warranty plan is to save money. The plan you get needs to suit your budget so it can be of financial benefit. The cost will vary based on the coverage choices, the size of your home, and the service fee that you need.
Premiums can be from $30 to $80 a month and service fees can be between $60 and $150 per contractor visit. How much it'll cost for sure depends on the plan's coverage. Also, if you get any add-ons, that will increase the cost. Keep these amounts in mind as you do your research on the plan choices available to you.
Having a home warranty can help to ensure that your savings and your home is properly protected if an issue comes up. Homeownership is a complicated thing, and ensuring that you have all of the information you need before jumping into a home warranty plan is quite important, which is why we're going to go over some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:
There are also a few cons of home warranties, such as:
A home warranty plan can make your property more attractive to future buyers and help your home sell quicker. This is because you can transfer the policy to the new owners.
Our overall pick for the best home warranty company in Temescal Valley is Choice Home Warranty. However, the perfect company for you depends on the coverage you need for your appliances and home systems.
Because home warranties usually have a 30-day waiting period before you can use it, you may want to buy a home warranty as soon as possible to ensure coverage when you need it, especially if your home or appliances are on the older side.
After you purchase a home warranty plan and an appliance or system breaks down, you need to submit a claim. The home warranty provider will send a contractor to your home to assess the situation and repair the problem. Then, you will pay a service fee and the home warranty covers the remaining cost, as long as it is below the coverage cap.
A home warranty policy can help real estate agents, homeowners, home sellers, investors, and home buyers. It can provide peace of mind and savings to anyone that is involved with homeownership.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.