6 Best Home Warranty Companies In Stockton, CA

If you're looking for a comprehensive home warranty policy for your Stockton home, we can help you pick.

In Stockton, buying a home can be an exciting, yet challenging experience. The cost of living for many is going up, and even a simple appliance or system repair could break a homeowner's budget.

Compare the Best Home Warranty Companies in Stockton

There are lots of home warranty options for Stockton homeowners. Finding something that is the right fit for your home can be a bit tricky. Luckily we have taken into consideration things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make your choice. Here are the rankings for the top home warranties in Stockton.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Stockton

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Stockton's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

In Stockton, Choice Home Warranty offers the best overall home warranty option. Choice offers 2 plans for you to decide between, which contain a combination of appliance and system coverage. Choice Home Warranty's plans include Basic Plan and Total Plan.

Choice's service fees are $85, and the coverage limits come out to around $3,000 for each covered system or appliance. If you want high coverage caps and a contract that's easy to understand, Choice is a great provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield has the most customizable home warranty option for Stockton residents. AHS has 3 simple plans, making the selection process quick and easy. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps from AHS are about $2,500. The service fees range from $70 to $125, which is pretty reasonable. AHS has established itself as a company with a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty is the best choice for homeowners who'd like the most cost-effective in Stockton. Select offers 3 plans for homeowners to decide between, which contain a combination of appliance and system coverage. Select Home Warranty's plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

Service fees from Select are $80. The coverage caps are also about $2,000 at the maximum. When you buy a plan from Select, you can look forward to an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

In Stockton, Cinch Home Services offers the best workmanship guarantee home warranty option. Cinch has 3 simple plans, making the selection process quick and easy. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.

Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so it's important to verify with the provider. Service fees range from $75 to $150. Cinch is known as a company with a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

For homeowners who need the best quick service in Stockton, homeowners should consider opting for The Home Service Club. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan.

HSC has coverage caps of around $2,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's important to check with the company. Service fees are $60, $75, or $95, depending on the plan you choose. HSC has established itself as a company with quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

First American Home Warranty has the best appliance home warranty policy for Stockton homeowners. The 2 policies that First American offers include options for appliance and system coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.

The coverage limits from First American are around $1,500. The service fees are $85, which is fairly reasonable. When you have a home warranty from First American, you can benefit from comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Stockton?

Now that you have the best home warranty companies in Stockton, it's time to consider what exactly these home warranties will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty helps protect you against unexpected repair expenses. Home warranties will also assist with the cost of replacements in some instances when an appliance or system cannot be repaired.

The following are the systems that are often covered under a home warranty:

  • Electrical system
  • Ceiling and exhaust fans
  • Water heater
  • Garbage disposal
  • HVAC ductwork
  • HVAC (heating and air conditioning)
  • Plumbing system including stoppages

Common appliances include:

  • Clothes Washer
  • Refrigerator
  • Clothes Dryer
  • Built-in Microwave
  • Oven / Range / Stove
  • Dishwasher

Cost of a Home Warranty in Stockton?

Having a general idea of the average costs while doing your research can help ensure you get the best deal on the home warranty you choose. The size of your home, as well as the coverage, service fee, and add-on coverage you pick all influence the price.

In general, service fees range from $60 to $150 and monthly premiums from $30 to $80, depending on how much coverage you choose. Picking add-ons will also bring the price you have to pay up. Those who are shopping for a deal can use these average costs to help find the best overall pricing.

Is a Home Warranty Worth It in Stockton?

Many homeowners signing up for a home warranty in Stockton are looking for cost savings. However, there are other benefits, as well as some potential disadvantages, of a home warranty that homeowners should be aware of. Let's go over the benefits first:

  • Peace of mind--Having a home warranty in place means that you can have peace of mind about the costs that could be coming your way. With a home warranty, you will have a general idea that the fix is just going to be a service fee, which can help bring down your worries as a homeowner.
  • Fast response times--If you do not have a home warranty policy, you must try and find a contractor, book them, and hope they come on time to repair the issue. However, with the quick response times of a home warranty, you can have your appliance or system fixed in a 24-48 hour period.
  • Workmanship guarantee--If you keep experiencing issues with your appliance or system after a contractor repaired it, the workmanship guarantee makes sure that you will continue getting service if the problem occurs again within the guarantee period.

Home warranty companies can help you save money, but you should also consider the following when planning on getting a home warranty:

  • Waiting period--If you want to file a claim right away, that typically isn't possible. Most home warranties have you wait 30 days before you can request a repair.
  • Choosing a contractor--You may not have the ability to select your own contractor based on which home warranty provider you opt for.

Having a reliable network of contractors is one of the upsides of having a home warranty. This makes getting repairs done super easy, since you won't have to find contractors and call around for quotes.

FAQ's for Home Warranties in Stockton

What's the best home warranty company?

Our overall pick for the top home warranty company in Stockton is Choice Home Warranty. However, the right company for you depends on what coverage you need for your appliances and systems.

What's the difference between a home warranty and homeowners insurance?

Home warranties cover issues related to home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger plan that protects one's entire home from natural disasters and fires. It doesn't cover normal appliance or system breakage.

How do you use a home warranty?

After you purchase a home warranty policy and an appliance or system stops working, you need to submit a claim. The home warranty provider will send a technician to your home to evaluate the situation and fix the problem. Then, you will pay a service fee and the home warranty will cover the remaining cost, as long as it is below the coverage cap.

How soon can you use a home warranty after purchasing it?

Typically coverage for a home warranty begins 30 days after the payment receipt. However, a few providers may let you file a claim before this, so verify with customer service to find the exact waiting period for your plan.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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