5 Best Home Warranty Companies In Spring Valley, CA
Are you looking for the right home warranty in Spring Valley? Our guide can help.
Having a home in Spring Valley can come with a lot of unexpected expenses. You have shelled out a lot of money for your house, so keeping it in tip-top shape is a priority for many homeowners.
Compare the Best Home Warranty Companies in Spring Valley
There are many home warranty options for Spring Valley homeowners. At Review Home Warranties, we took a look at all these policies and compared factors like BBB ratings, monthly costs, coverage options, time on the market, and more to help you decide. This is how the top companies in Spring Valley rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Spring Valley
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Spring Valley's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty policy for Spring Valley residents. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
The coverage caps associated with Choice's plans are around the $3,000 mark for many of the major systems and appliances, and service fees are $85. When you purchase a home warranty from Choice, you will get high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the most customizable home warranty in Spring Valley. AHS has 3 plans for homeowners to decide between, which contain a combination of appliance and system coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps associated with AHS's plans are around the $2,500 mark for many major home systems and appliances, and service fees range from $70 to $125. Additionally, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty in Spring Valley. The 3 plans from Select are easy to understand and offer both system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also has add-ons.
The coverage caps for Select's plans are close to the $2,000 mark for many of the major home systems and appliances, and service fees are $80. Additionally, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty plan for Spring Valley homeowners. First American offers 2 plans for you to choose from, which have a combination of appliance and system coverage. The Basic Plan and Premier Plan are the names of the company's plans, and it also offers add-ons.
First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to ask the provider. Service fees are $85. First American is known as a provider with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who need the best workmanship guarantee in Spring Valley, homeowners should consider opting for Cinch Home Services. The home warranty provider offers 3 plans to policyholders that have various options for appliance and system coverage. Its plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 per covered system or appliance. When you buy a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Spring Valley?
A home warranty will cover your systems and appliances and the typical wear that they can experience. The Spring Valley home warranty can cover any system or appliance from a refrigerator to a heating system and everything in between. Some home warranties will even cover your pool and spa.
Some of the most common systems covered under a home warranty in Spring Valley are:
- Plumbing system
- Electrical system
- HVAC (heating and air conditioning)
- Water heater
And the common appliances covered include:
- Dishwasher
- Built-in Microwave
- Clothes Dryer
- Refrigerator
- Clothes Washer
- Cooktop
- Oven / Range / Stove
Cost of a Home Warranty in Spring Valley?
At Review Home Warranties, we have done comprehensive research to be able to tell you about the average costs of a home warranty policy in Spring Valley. With a home warranty plan, the size of your home and how many items are covered will impact the overall cost of the plan. Plans at higher price points will usually have add-on coverages that raise the overall costs.
Premiums range from $30 to $80 per month and service fees can be between $60 and $150 per visit. How much it'll cost for sure depends on the plan's coverage. What will also raise the overall cost is the add-on coverage you choose. Keep these figures in mind as you look for the perfect plan for your needs.
Is a Home Warranty Worth It in Spring Valley?
Having a home warranty will help to ensure that your savings and your home is properly protected if an issue should come up. Homeownership is a complicated thing, so having all the information you need before jumping into a home warranty plan is important, which is why we're going to go over some of the pros and cons of a home warranty. Let's take a look at the benefits associated with a home warranty first:
- Workmanship guarantee--This guaranteed that in case the problem with your appliance or system isn't resolved the first time, the home warranty will keep assisting you with it.
- Quality contractors--Home warranty companies have connections with high-quality contractors. These contractors must undergo testing and screening to ensure they can do a professional repair in your home.
- Fast response times--It can be hard to get a technician you found yourself to give you a speedy response. Your home warranty company generally assures service within a specific period, allowing homeowners to get the repair done quickly and move on.
- Peace of mind--If you are worried about your savings and being able to afford an expensive repair or replacement, a home warranty can help with that. Home warranties are designed to give homeowners peace of mind.
There are also a few cons of home warranties, such as:
- Coverage cap--Take note of the coverage limits under the home warranty. This will determine the maximum amount the home warranty will cover for a repair or replacement.
- Exclusions--When you buy a home warranty policy, it will usually have some exclusions written in the contract. For instance, if an appliance is already covered by a manufacturer's warranty, it may not be included in the home warranty.
- Waiting period--After taking out a home warranty policy, you typically have to wait about 30 days before coverage begins.
A home warranty can also have value in other ways. Namely, some policies can be transferred between owners during a home sale.
FAQ's for Home Warranties in Spring Valley
What's the best home warranty company?
Our overall pick for the best home warranty provider in Spring Valley is Choice Home Warranty. However, the perfect company for you depends on the kind of coverage you need for your appliances and systems.
How is a home warranty different from homeowners insurance?
A home warranty covers the normal wear of home systems and appliances. A homeowners insurance plan protects a home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim should you need a new dryer or oven, unless the damage is a result of a natural disaster.
Should I purchase a home warranty now?
For homeowners with new appliances that are already covered under a manufacturer's warranty, you may want to buy a home warranty after that one expires. Home warranty companies will only cover appliances and systems that aren't already covered by a warranty.
Can I transfer my home warranty to someone else?
You can transfer your home warranty plan to someone else, like someone who's buying your home or a real estate agent.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.