5 Best Home Warranty Companies In Santa Ana, CA
With our guide on the top home warranty companies in Santa Ana, finding the perfect one for you will be easy.
In Santa Ana, owning a home can be an exciting, yet challenging experience. When an appliance or system decides that it is done working unexpectedly, it can cause you quite the headache. Finding a professional repair technician and having the repair completed without eating into your savings can be a complicated task.
Compare the Best Home Warranty Companies in Santa Ana
There are several policies that need to be analyzed for us to put together our list of the best home warranty plans in Santa Ana. At Review Home Warranties, we took a look at all of these providers and compared things like BBB ratings, coverage options, time on the market, monthly costs, and more to help you choose. Here are the rankings for the top home warranty companies in Santa Ana.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Santa Ana
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Santa Ana's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In Santa Ana, Choice Home Warranty is the best overall home warranty option. The 2 plans from Choice are comprehensive and offer both system and appliance coverage. Choice Home Warranty's plans include Basic Plan and Total Plan.
Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to verify with the provider. Service fees are $85. If you're looking for high coverage caps and a contract that's easy to understand, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty in Santa Ana. AHS offers 3 plans for you to choose from, which contain a combination of system and appliance coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also has add-on options.
AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the provider. Service fees range from $70 to $125. With a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is the most cost-effective home warranty in Santa Ana. Select offers 3 plans for homeowners to choose from, which have a mix of system and appliance coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select's service fees are $80, and the coverage caps come out to about $2,000 for each system or appliance. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty in Santa Ana. First American has 2 simple plans, making the selection process quick and easy. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-ons.
The coverage caps associated with First American's plans are close to the $1,500 mark for many major appliances and systems, and service fees are $85. Plus, First American offers comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty in Santa Ana. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on options.
Cinch's service fees range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 for each system or appliance. Cinch has established itself as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Santa Ana?
Now that you have a better idea of the best home warranty providers in Santa Ana, it's time to consider what they will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. The Santa Ana home warranty can cover any system or appliance from a microwave to a water heater and everything in between. Some home warranties will even cover your pool and spa.
Some of the most common systems covered under a home warranty in Santa Ana are:
- Plumbing system
- Water heater
- HVAC (heating and air conditioning)
- Electrical system
Common appliances covered under Santa Ana home warranties include:
- Clothes Washer
- Oven / Range / Stove
- Clothes Dryer
- Refrigerator
- Built-in Microwave
- Cooktop
- Dishwasher
Cost of a Home Warranty in Santa Ana?
Santa Ana homeowners that care about saving money on the costs should have a general idea of what home warranties cost on average. The cost of a home warranty for Santa Ana residents can vary based on the size or type of your home, as well as the kind of coverage you choose.
Your premium can range from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a technician comes to your home. The exact amount you'll pay depends on the kind of coverage the plan has. Also, if you need any add-ons, that will affect the cost. When looking for a home warranty, keeping these figures in mind can help you pick the correct plan for your budget.
Is a Home Warranty Worth It in Santa Ana?
Many people signing up for a home warranty in Santa Ana are looking for cost savings. However, there are other benefits, as well as some potential downsides, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Peace of mind--If you are continually worrying about the next expense that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
- Fast response times--If you do not have a home warranty plan, you must try to find a contractor, schedule with them, and hope they come on time to repair the issue. But, with the fast response times of a home warranty, you will likely have your repair in a 24-48 hour period.
- Workmanship guarantee--Many home warranty providers have a workmanship guarantee. This makes sure that the home warranty company will continue to help if the problem isn't fixed the first time.
There are also some cons of home warranties, including:
- Exclusions--Make sure you read the home warranty contract to see what the exclusions are. They can be things such as intentional damage, pre-existing conditions, or appliances covered under a manufacturer's warranty.
- Waiting period--Many home warranties have you wait 30 days before you can file a claim.
- Coverage cap--Pay attention to the coverage limits under the home warranty. This will determine the maximum amount the home warranty will cover for a repair or replacement.
A home warranty can be really convenient to new homeowners, as well as those who are not sure how to repair appliances or systems.
FAQ's for Home Warranties in Santa Ana
What's the best home warranty company?
Our overall pick for the top home warranty company in Santa Ana is Choice Home Warranty. However, the perfect company for you depends on the kind of coverage you need for your appliances and systems.
When should I purchase a home warranty?
Because home warranties generally have a 30-day waiting period before you can use it, you may want to buy a home warranty as soon as possible to make sure you have coverage when you need it, particularly if your home or appliances are on the older side.
How does a home warranty work?
After you purchase a home warranty policy and an appliance or system fails, you need to submit a claim. The home warranty company will send a contractor to your home to evaluate the situation and fix the problem. Then, you pay a service fee and the home warranty covers the rest of the cost, as long as it is under the coverage cap.
Can I transfer my home warranty to someone else?
A home warranty can be transferred to someone else, so if you are selling your home, the homebuyer can benefit from the policy too.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.