5 Best Home Warranty Companies In San Ramon, CA
With our guide on the top home warranty companies in San Ramon, getting the best one for you will be easy.
San Ramon is a wonderful area in the state of California to be a homeowner. Buying a new home is only the beginning, however. You still have to maintain it, which can be quite costly. The cost of living for many is getting more expensive, and even just a basic appliance or system repair could break a homeowner's budget.
Compare the Best Home Warranty Companies in San Ramon
There are more than sixty home warranty companies in the San Ramon area. Finding something that is the right fit for your home can be a bit challenging. Luckily we have considered things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you make your choice. These are the rankings for the best home warranty plans in the San Ramon area.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Ramon
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Ramon's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who'd like the best overall in San Ramon, homeowners should consider picking Choice Home Warranty. Choice offers 2 plans for you to choose from, which contain a mix of appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage caps come out to about $3,000 for each covered appliance or system. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty for San Ramon homeowners. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also offers add-ons.
The coverage caps from AHS are about $2,500. The service fees range from $70 to $125, which is pretty reasonable. AHS has established itself as a company with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty for San Ramon homeowners. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. Its plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are around the $2,000 mark for many major systems and appliances, and service fees are $80. When you purchase a home warranty from Select, you can look forward to an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is the best appliance home warranty in San Ramon. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
First American's service fees are $85, and the coverage caps come out to about $1,500 for each system or appliance. If you're looking for comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services has the best workmanship guarantee home warranty in San Ramon. The 3 plans from Cinch are easily comprehensible and offer both system and appliance coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-on options.
The coverage caps from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is fairly affordable. Cinch has established itself as a company with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Ramon?
A home warranty plan in San Ramon is there to protect against normal wear and tear of systems and appliances in the home. With a home warranty in San Ramon, you can rest assured that a broken plumbing system or oven should only cost you the price of a service fee. Some home warranty plans will have system and appliance coverage, and others will have one or the other. Most San Ramon homeowners like to have a combination of coverage to ensure the most protection.
Some of the most common systems covered under a home warranty in San Ramon are:
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
- Plumbing system
And the common appliances covered include:
- Clothes Dryer
- Oven / Range / Stove
- Built-in Microwave
- Refrigerator
- Cooktop
- Dishwasher
- Clothes Washer
Cost of a Home Warranty in San Ramon?
At Review Home Warranties, we have done exhaustive research to determine the average costs of a home warranty policy in San Ramon. The cost of a home warranty for San Ramon residents depends on the size or type of your home, as well as the kind of coverage you need.
Generally, service fees range from $60 to $150 and monthly fee from $30 to $80, depending on how much coverage you choose. Choosing add-on coverage will also make the price you have to pay higher. When looking for a home warranty, keeping these figures in mind can help you select the right plan for your budget.
Is a Home Warranty Worth It in San Ramon?
When shopping for a home warranty, there are some pros and cons to bear in mind. Making sure you read the contract thoroughly can help you get the best deal on a home warranty and one that fits your needs. Here are some of the benefits that you can see from a home warranty:
- Peace of mind--Having a home warranty in place means that you can have peace of mind about the expenses that could be coming your way. With a home warranty, you can rest assured that the fix is just going to be a service fee, which can help reduce your worries as a homeowner.
- Fast response times--When you don't have a home warranty plan, you must search for a contractor, make an appointment with them, and hope they arrive on time to repair the problem. But, with the quick response times of a home warranty, you can have your repair in a 24-48 hour period.
- Workmanship guarantee--After getting a repair, if the problem comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is typically between 30 and 90 days.
- Quality contractors--There are plenty of quality contractors in the San Ramon area, but finding one that is a good fit for your needs can be difficult. When you have a home warranty in place, the contractor situation is handled for you since home warranty companies have connections with contractors.
Home warranty policies can help protect you from unexpected expenses, but you must also consider the following when thinking of getting a home warranty:
- Choice of contractor--If you'd like to choose which contractor comes to your home, you may need to pick a home warranty provider that specifically lets you do that.
- Exclusions--Read your contract thoroughly to be sure you know what's included and excluded under the home warranty, such as damage due to natural disasters, appliances that already have a manufacturer's warranty, or pre-existing conditions.
- Waiting period--Home warranty coverage usually only kicks in 30 days after purchasing the policy.
A home warranty policy can make your house more attractive to prospective buyers and help your home sell quicker. This is because you can transfer the policy to the new owners.
FAQ's for Home Warranties in San Ramon
What's the best home warranty company?
Our overall pick for the top home warranty company in San Ramon is Choice Home Warranty. However, the best company for you depends on what coverage you need for your appliances and home systems.
What's the difference between a home warranty and homeowners insurance?
A home warranty plan helps protect against the normal wear of systems and appliances in a home. A homeowners insurance plan protects your home in case of something like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim if you need a new washing machine or stove, unless the damage is due to a natural disaster.
How does a home warranty work?
When a home system or appliance stops working, your home warranty can help. First, you file a claim, which you can do via phone or online. After that, the home warranty company will send a contractor to your home and you will pay a service fee once the problem has been resolved.
Is a home warranty necessary?
Many homeowners find a home warranty is a good investment because it can help protect against unexpected large expenses. When you have to repair an appliance or system in your home, you'd just have to pay the service fee, which can provide you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.