5 Best Home Warranty Companies In San Pablo, CA
Our guide on the best home warranty policies in San Pablo can help you select the perfect one for your home.
San Pablo is a wonderful area in the state of California to own a home. Closing on a new home is only the beginning, though. You still have to maintain it, which can come with a fair amount of expenses. When your air conditioner fails in the middle of summer, you can end up rushing to find someone to deal with it.
Compare the Best Home Warranty Companies in San Pablo
There are over sixty home warranty companies in the San Pablo area. We took into consideration everything from coverage options to pricing to customer service to come up with the top home warranties in San Pablo. Here is how the top companies in San Pablo rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Pablo
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Pablo's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty in San Pablo. Choice offers 2 plans for homeowners to decide between, which have a combination of appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on coverage.
The coverage caps from Choice are around $3,000. The service fees are $85, which is fairly affordable. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty in San Pablo. AHS offers 3 plans for homeowners to choose from, which have a combination of appliance and system coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps for AHS's plans are around the $2,500 mark for many of the major systems and appliances, and service fees range from $70 to $125. When you purchase a plan from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty policy for San Pablo homeowners. The 3 home warranty plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Service fees from Select are $80. The coverage caps are also generally around $2,000 for most appliances and systems. Select has established itself as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In San Pablo, First American Home Warranty is the best appliance home warranty option. First American has 2 simple plans, making the selection process and policy coverage easily understandable. The Basic Plan and Premier Plan are the names of the company's plans, and it also offers add-ons.
The coverage caps for First American's plans are around the $1,500 mark for many of the major systems and appliances, and service fees are $85. When you have a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In San Pablo, Cinch Home Services is the best workmanship guarantee home warranty option. Cinch has 3 simple plans, making the selection process and policy coverage easily understandable. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is pretty affordable. When you buy a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Pablo?
A home warranty will help you with systems and appliances that experience damage because of normal wear. A home warranty helps protect you against unexpected repair expenses. Home warranties will also assist with the cost of replacements in some cases when an appliance or system cannot be repaired.
The following are the systems that are usually covered under a home warranty:
- Ceiling and exhaust fans
- Electrical system
- Plumbing system including stoppages
- Garbage disposal
- HVAC (heating and air conditioning)
- Water heater
- HVAC ductwork
And the common appliances covered include:
- Dishwasher
- Cooktop
- Clothes Washer
- Oven / Range / Stove
- Refrigerator
- Built-in Microwave
- Clothes Dryer
Cost of a Home Warranty in San Pablo?
At Review Home Warranties, we have done exhaustive research to determine the average costs of a home warranty plan in San Pablo. With a home warranty policy, the size of your home and what systems and appliances are covered will influence the overall cost of the plan. Plans at higher price points will typically have add-on coverages that raise the overall costs.
Premiums can be from $30 to $80 a month and service fees can be between $60 and $150 per technician visit. How much it'll cost for sure is based on the plan's coverage. Add-ons will also affect how much it costs overall. When shopping for a home warranty, keeping these figures in mind can help you get the right plan for your budget.
Is a Home Warranty Worth It in San Pablo?
Most people signing up for a home warranty in San Pablo are looking for cost savings. However, there are additional benefits, as well as some potential disadvantages, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Workmanship guarantee--A workmanship guarantee makes sure that if a repair doesn't fix the issue, the home warranty company will continue to work with you to find a solution. Without a home warranty policy, you may pay for the repair and then never see that contractor again.
- Quality contractors--Home warranty companies have connections to experienced contractors. These contractors need to undergo testing and screening to ensure they are a good fit for your home.
- Peace of mind--Having a home warranty means that you can have peace of mind about the expenses of repairs. With a home warranty, you know that the fix is just going to be a service fee, which can help bring down your worries as a homeowner.
Home warranty policies can help you save money, but you should also keep the following in mind when thinking of getting a home warranty:
- Waiting period--After buying a home warranty plan, you typically have to wait about 30 days before coverage begins.
- Choice of contractor--If you'd like to be able to choose which contractor comes to your home, you may have to pick a home warranty provider that specifically allows that.
Even though you need to pay a premium and service fee for a home warranty, you can still save a decent amount of money even if you only make one service call a year. For example, the average cost of a drain pipe repair is $560, so if you paid a $400 premium for the year and a $100 service fee, that'd save you $60 on that one call alone.
FAQ's for Home Warranties in San Pablo
Which home warranty company is the best in San Pablo?
The best home warranty provider in San Pablo is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of professional repair technicians in the area.
When can you buy a home warranty?
Since home warranties usually have a 30-day waiting period before you can use it, you may want to buy a home warranty as soon as possible to ensure you have coverage when you need it, especially if you have an older home or older appliances.
What types of things does a home warranty usually cover?
Your home systems and appliances are covered under a home warranty in San Pablo. The coverage you choose will affect which systems and appliances are covered, but everything from your oven to your garage door can be covered under a home warranty.
Should I get a home warranty plan?
Home buyers, real estate agents, landlords, homeowners, and home sellers can all get home warranty plans. A home warranty can help make your house more appealing to prospective buyers and save homeowners money in the long run.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.