5 Best Home Warranty Companies In San Lorenzo, CA
If you're looking for the right home warranty policy for your San Lorenzo home, we can help you pick.
San Lorenzo is a nice area in the state of California to be a homeowner. Buying a new home is only the beginning, however. You still need to maintain it, which can put a dent in your bank account. The cost of living for many is increasing, and even a basic appliance or system repair could break a homeowner's budget.
Compare the Best Home Warranty Companies in San Lorenzo
San Lorenzo has dozens of home warranty companies to pick from. Finding a home warranty policy that is the perfect fit for your needs can be a bit difficult. Fortunately we have taken into consideration things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you decide on one. This is how the top plans in San Lorenzo rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Lorenzo
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Lorenzo's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is a good choice for homeowners who want the best overall in San Lorenzo. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on options.
The coverage caps associated with Choice's plans are close to the $3,000 mark for most major appliances and systems, and service fees are $85. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty plan for San Lorenzo residents. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also has add-on coverage.
The coverage limits from AHS are about $2,500. The service fees range from $70 to $125, which is pretty reasonable. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is a great option for homeowners who need the most cost-effective in San Lorenzo. The 3 plans from Select are easy to understand and offer both system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the names of the company's plans, and it also has add-on coverage.
Service fees from Select are $80. The coverage caps are also about $2,000. Plus, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty plan for San Lorenzo homeowners. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
Service fees from First American are $85. The coverage caps are also generally about $1,500 at the maximum. Additionally, First American offers comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a good option for homeowners who want the best workmanship guarantee in San Lorenzo. The 3 policies that Cinch offers include options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on options.
The coverage caps from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is fairly affordable. When you buy a plan from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Lorenzo?
Now that you know about the best home warranty providers in San Lorenzo, it's a good idea to understand what exactly they will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. A home warranty helps protect you against sudden repair expenses. Home warranties will also assist with covering replacement costs in some situations when an appliance or system cannot be repaired.
Some of the most common system coverages included under a home warranty in San Lorenzo are:
- HVAC (heating and air conditioning)
- Plumbing system
- Water heater
- Electrical system
As for appliances, the common ones covered are
- Oven / Range / Stove
- Built-in Microwave
- Clothes Washer
- Clothes Dryer
- Refrigerator
- Dishwasher
Cost of a Home Warranty in San Lorenzo?
San Lorenzo homeowners that care about saving money on the costs should have a general idea as to what home warranties cost on average. The costs associated with a home warranty policy will depend on the size of your home and the coverages you go for.
On average, premiums range from $30 to $80 a month and service fees from $60 to $150. The exact amount depends on the plan you want and how much coverage it has. Choosing add-ons will also make the price you have to pay higher. Keep these numbers in mind as you research the perfect plan for your needs.
Is a Home Warranty Worth It in San Lorenzo?
When looking for a home warranty, there are some pros and cons to keep in mind. Being sure you read the contract thoroughly can help you get the most savings from a home warranty and one that fits your needs. Here are some of the benefits that you can see from a home warranty:
- Workmanship guarantee--A workmanship guarantee makes sure that even if a repair does not work, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never hear from that contractor again.
- Fast response times--When you request a repair, a customer service representative will typically respond within a 24 to 48-hour window and get a contractor to come soon.
- Peace of mind--If you are continually thinking about the next repair that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
Home warranty policies can help you save money, but you must also keep the following in mind when you have a home warranty in place:
- Exclusions--Home warranty policies usually come with some exclusions and things they won't cover, such as pre-existing conditions or damage from lack of proper maintenance.
- Waiting period--Most home warranties have you wait 30 days before you can submit a claim.
- Coverage limit--Take note of the coverage limits under the home warranty. This will dictate the maximum amount the home warranty will pay for a repair or replacement.
A home warranty plan can make your house more appealing to potential buyers and help your home sell quicker. This is because you can transfer the policy to the new owners.
FAQ's for Home Warranties in San Lorenzo
What's the best home warranty company in San Lorenzo?
The best home warranty provider in San Lorenzo is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of experienced technicians in the area.
How is a home warranty different from homeowners insurance?
A home warranty plan protects against the normal wear of home systems and appliances. Homeowners insurance protects your entire home in a situation like a natural disaster or fire. Under homeowners insurance, you won't be able to file a claim should you need a new washing machine or oven, unless the damage is due to a natural disaster.
Should I purchase a home warranty now?
Since home warranties generally have a 30-day waiting period before you can use it, you may want to buy a home warranty as soon as possible to ensure you have coverage when you need it, particularly if your home or appliances are on the older side.
Can a home warranty be transferred to someone else?
You can transfer your home warranty plan to someone else, including a homebuyer or a real estate agent.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.