5 Best Home Warranty Companies In San Juan Capistrano, CA
Are you searching for the best home warranty for your home in San Juan Capistrano? You're in the right spot.
San Juan Capistrano is a nice area in the state of California to be a homeowner. Moving into a new home is only the beginning, however. You still have to maintain it, which can put a dent in your bank account. When it's sweltering in the summer and you're using your A.C. continuously, taking care of it failing is a nuisance.
Compare the Best Home Warranty Companies in San Juan Capistrano
San Juan Capistrano has plenty of home warranty companies to decide between. This can be a lot of information for homeowners to digest and it can be quite the task to figure out which of these home warranty policies would be right for you. At Review Home Warranties, we compared service fees, coverages, BBB ratings, customer service reviews, and more. These are the rankings for the top home warranties in the San Juan Capistrano area.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Juan Capistrano
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Juan Capistrano's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In San Juan Capistrano, Choice Home Warranty offers the best overall home warranty option. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. The Basic Plan and Total Plan are the names of the company's plans, and it also has add-on options.
Service fees from Choice are $85. The coverage caps are also about $3,000 for most appliances and systems. If you're looking for high coverage caps and a contract that's easy to understand, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In San Juan Capistrano, American Home Shield is the most customizable home warranty . The 3 plans from AHS are easily comprehensible and offer a mix of both system and appliance coverage. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage limits from AHS are about $2,500. The service fees range from $70 to $125, which is pretty reasonable. Plus, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty in San Juan Capistrano. Select offers 3 plans for you to choose from, which have a combination of appliance and system coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps associated with Select's plans are around the $2,000 mark for many major appliances and systems, and service fees are $80. Select is known as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty policy for San Juan Capistrano residents. The 2 home warranty plans that First American has include options for appliance and system coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on coverage.
The coverage caps for First American's plans are around the $1,500 mark for many major appliances and systems, and service fees are $85. Additionally, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In San Juan Capistrano, Cinch Home Services offers the best workmanship guarantee home warranty policy. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Cinch Home Services' plans are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also about $1,000-$2,000. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Juan Capistrano?
Now that you have a better idea of which home warranty providers are the top ones in San Juan Capistrano, you may have questions about what their plans generally cover. The aim of a home warranty is to help decrease the expenses of repairing and replacing your systems and appliances like your microwave or HVAC. If your home has a pool and spa, this is something to consider getting add-on coverage for as well.
The home systems usually covered under a home warranty are
- HVAC (heating and air conditioning)
- Water heater
- Plumbing system
- Electrical system
Common appliances covered under San Juan Capistrano home warranties include:
- Built-in Microwave
- Refrigerator
- Dishwasher
- Cooktop
- Clothes Washer
- Clothes Dryer
- Oven / Range / Stove
Cost of a Home Warranty in San Juan Capistrano?
The cost of a home warranty plan is something that you have to keep in mind when deciding on a plan. The Review Home Warranties team has done some in-depth research to make sure you have a good grasp of what a home warranty in San Juan Capistrano will cost. The costs associated with a home warranty policy varies based on the size of the home and the coverages that you opt for.
Your premium can range from $30-$80 per month, and $60-$150 for the service fee you'll pay every time a repairperson comes to your home. The exact amount you'll pay is based on the kind of coverage the plan has. Picking add-on coverage will also bring the price you have to pay up. When looking for a home warranty, keeping these numbers in mind can help you pick the right plan for your budget.
Is a Home Warranty Worth It in San Juan Capistrano?
Most people that sign up for a home warranty in San Juan Capistrano are trying to save money. However, there are other benefits, as well as some potential downsides, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Workmanship guarantee--After getting a repair, if the problem comes back within the guarantee period, the home warranty will help you with it again. The guarantee period is typically between 30 and 90 days.
- Fast response times--The response times from a home warranty provider are generally in a 24 to 48-hour window. This is considerably faster than trying to book a contractor on your own.
- Quality contractors--Home warranty companies only work with qualified contractors. The contractors have to undergo certain training and qualifications to have a connection with the home warranty provider. This can help ensure that your appliances and systems are properly cared for.
And these are a few of the potential cons of a home warranty:
- Exclusions--Read the contract thoroughly to be sure you know what's included and excluded under the home warranty, such as appliances that already have a manufacturer's warranty, pre-existing conditions, or damage due to natural disasters.
- Waiting period--Many home warranty companies make you wait 30 days before you can submit a claim.
- Choosing a contractor--Most home warranty providers will choose a repair technician for you. For some, this is a benefit since it's more convenient that way, but for others, this can be a disadvantage since they want to choose for themselves.
If you're new to the area and don't know any local technicians, purchasing a home warranty could be beneficial since it will find and send contractors to you.
FAQ's for Home Warranties in San Juan Capistrano
Which home warranty is the best in San Juan Capistrano?
Our overall pick for the best home warranty in San Juan Capistrano is Choice Home Warranty. However, the perfect company for you depends on the coverage you need for your appliances and home systems.
What's a home warranty?
A home warranty is a kind of service contract that provides homeowners coverage for their home systems and appliances, such as washing machines, dishwashers, dryers, refrigerators, garbage disposals, water heaters, sump pumps, heating and cooling systems, plumbing, electrical systems, among others.
How is a home warranty different from homeowners insurance?
Home warranty plans cover problems with home systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a larger insurance that protects one's entire home from natural disasters and fires. It doesn't cover typical appliance or system breakage.
Can a home warranty be transferred to someone else?
You can transfer your home warranty to someone else, including a homebuyer or a real estate agent.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.