5 Best Home Warranty Companies In San Diego Country Estates, CA
If you're trying to find the best home warranty plan for your San Diego Country Estates home, we can help you choose.
In San Diego Country Estates, buying a home can be an exciting, yet challenging experience. With the cost of living increasing, having to repair or replace your appliances can really eat into your budget.
Compare the Best Home Warranty Companies in San Diego Country Estates
San Diego Country Estates has so many home warranty providers to pick from. This can be a lot of information for homeowners to digest and it can be a challenge to break down which of these home warranty plans would be best for your needs. At Review Home Warranties, we compared coverages, customer service reviews, service fees, BBB ratings, and more. Here's how the best companies in the San Diego Country Estates area rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Diego Country Estates
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Diego Country Estates's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty in San Diego Country Estates. The home warranty provider offers 2 plans to policyholders, which have various system and appliance coverage options. Its plans are Basic Plan and Total Plan.
Service fees from Choice are $85. The coverage caps are also typically around $3,000 for most appliances and systems. If you want high coverage caps and a contract that's easy to understand, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty policy for San Diego Country Estates residents. AHS has 3 plans for you to decide between, which contain a mix of system and appliance coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also has add-on coverage.
AHS's service fees range from $70 to $125, and the coverage caps come out to about $2,500 for each covered system or appliance. If you're looking for a customizable plan and a low claim denial rate, this is the home warranty for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty option for San Diego Country Estates residents. The 3 plans from Select are easy to comprehend and offer both system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on coverage.
Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to check with the company. Service fees are $80. Additionally, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty plan for San Diego Country Estates homeowners. First American has 2 plans for you to decide between, which have a combination of system and appliance coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-ons.
Service fees from First American are $85. The coverage caps are also around $1,500 for most systems and appliances. When you buy a policy from First American, you will get comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty policy for San Diego Country Estates homeowners. Cinch offers 3 plans for homeowners to decide between, which have a combination of system and appliance coverage. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps for Cinch's plans are close to the $1,000-$2,000 mark for many major home systems and appliances, and service fees range from $75 to $150. When you buy a plan from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Diego Country Estates?
A home warranty plan in San Diego Country Estates is put in place to protect against normal wear and tear of systems and appliances in the home. When you have a problem with a home system or appliance that needs to be repaired or replaced because of normal wear and tear, your home warranty will assist you in paying for it. Each individual covered appliance or system in your plan will have its own details about the coverage.
The home systems typically covered under a home warranty are
- Electrical system
- Plumbing system
- HVAC (heating and air conditioning)
- Water heater
The appliances commonly covered are ones like:
- Oven / Range / Stove
- Clothes Washer
- Dishwasher
- Refrigerator
- Clothes Dryer
- Cooktop
- Built-in Microwave
Cost of a Home Warranty in San Diego Country Estates?
The main reason to have a home warranty plan in place is to save you money. The plan you buy must make sense for your budget so it can accomplish this. The cost of a home warranty plan will vary depending on your coverage choices, the size of your home, and the service fee that you want.
Your premium can be from $30-$80 per month, and $60-$150 for the service fee you'll pay each time a contractor comes to your home for a repair. The exact amount you'll pay is based on the kind of coverage the plan has. Another thing that raises the cost is add-on coverage. When shopping for a home warranty, keeping these figures in mind can help you select the right plan for your budget.
Is a Home Warranty Worth It in San Diego Country Estates?
You may be thinking of purchasing a home warranty for many reasons. Maybe you have some old systems and appliances that you're concerned about when it comes to breakdowns. Whatever your reasons may be, it's a good idea to understand the pros and cons of the home warranty. Here are some of the benefits:
- Peace of mind--As a homeowner, you may be worried about your dishwasher or oven breaking down at any given time. A home warranty can give you some peace of mind that when something breaks, it will be covered.
- Fast response times--Without a home warranty, you may have to wait several weeks for a contractor to come fix the problem. But you can often get service within a 24-48 hour window with a home warranty.
- Quality contractors--Home warranty providers have connections to high-quality contractors. These contractors have to undergo testing and screening to ensure they can do a professional repair in your home.
- Workmanship guarantee--A workmanship guarantee ensures that in the event that a repair doesn't fix the problem, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for a repair and then never hear from that contractor again.
The potential disadvantages of a home warranty are also something homeowners should know about. Here are a few of them:
- Coverage cap--If you need an expensive replacement for an appliance or system, your home warranty plan may only cover a portion of the cost, since they usually have coverage caps.
- Waiting period--If you want to submit a claim right after buying the home warranty policy, that generally isn't possible. Most home warranties have you wait 30 days before you can request a repair.
Having a large network of contractors is one of the pros of purchasing a home warranty. This makes getting repairs done smooth and easy, since you won't have to look up contractors and call around for quotes.
FAQ's for Home Warranties in San Diego Country Estates
Which home warranty should I choose?
Our overall pick for the best home warranty company in San Diego Country Estates is Choice Home Warranty. However, the right company for you depends on what coverage you need for your appliances and systems.
How does a home warranty work?
When a home system or appliance stops working, you can use your home warranty. First, you file a claim, which you can do on the phone or online. Then, the home warranty provider will send a contractor to your home and you will pay a service fee once the issue is fixed.
What types of things does a home warranty usually cover?
A home warranty policy will cover the repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and often don't cover something that happened due to a pre-existing condition.
Is a home warranty a good investment?
Many homeowners think a home warranty is a good investment because it helps protect against unforeseen large expenses. When you need to repair an appliance or system in your home, all you have to do is pay the service fee, which can provide you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.