5 Best Home Warranty Companies In San Bernardino, CA
We've done the research on the best home warranty plans in San Bernardino so you can find the right one for your home easily.
In San Bernardino, owning a home can be a rewarding, yet challenging experience. When your air conditioner fails in the middle of summer, you can find yourself rushing to find someone to fix it.
Compare the Best Home Warranty Companies in San Bernardino
There are plenty of home warranty options for San Bernardino homeowners. At Review Home Warranties, we evaluated each of these companies and ranked them according to the plan's features. The service fees, years in the industry, monthly costs, workmanship guarantee, and customer service reviews were all analyzed to find the very best policies in the San Bernardino area. Here is how they ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In San Bernardino
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
San Bernardino's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is a great option for homeowners who want the best overall in San Bernardino. The home warranty provider offers 2 plans to policyholders with various system and appliance coverage options. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 for each covered system or appliance. When you purchase a policy from Choice, you will get high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the most customizable home warranty in San Bernardino. AHS has 3 plans for you to choose from, which contain a mix of appliance and system coverage. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to ask the provider. Service fees range from $70 to $125. When you have a home warranty from AHS, you can enjoy a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who need the most cost-effective in San Bernardino, Select Home Warranty is a good option. The 3 plans from Select are easy to understand and offer both system and appliance coverage. Its plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are close to the $2,000 mark for many of the major home systems and appliances, and service fees are $80. Select has established itself as a company with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty in San Bernardino. The home warranty provider offers 2 plans to policyholders with various options for appliance and system coverage. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
The coverage caps from First American are about $1,500. The service fees are $85, which is fairly affordable. Plus, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services has the best workmanship guarantee home warranty in San Bernardino. Cinch has 3 simple plans, making the selection process easy. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-on coverage.
Cinch has coverage caps of around $1,000-$2,000 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to ask the provider. Service fees range from $75 to $150. When you have a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in San Bernardino?
A home warranty will help you with systems and appliances in your home that get damaged because of normal wear. When you experience an issue with a home system or appliance that needs to be repaired or replaced because of normal wear and tear, your home warranty will help you pay for it. Each individual covered appliance or system in your plan will have its own specifics about the coverage.
The home systems commonly covered under a home warranty are
- Electrical system
- HVAC (heating and air conditioning)
- Water heater
- Plumbing system
Common appliances covered under San Bernardino home warranties include:
- Cooktop
- Clothes Washer
- Refrigerator
- Oven / Range / Stove
- Built-in Microwave
- Dishwasher
- Clothes Dryer
Cost of a Home Warranty in San Bernardino?
San Bernardino homeowners that care about saving money should have a general idea as to what home warranties cost on average. The costs of a home warranty varies based on the size of your home and the coverages that you go for.
Your premium can range from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a repairperson comes to your home. The exact amount you'll pay is based on the kind of coverage the plan has. Add-on coverage will also raise the overall cost. When shopping for a home warranty, keeping these amounts in mind can help you select the right plan for your budget.
Is a Home Warranty Worth It in San Bernardino?
A home warranty in San Bernardino can bring about quite a few benefits for homeowners. When an expensive HVAC repair could have cost $1500 to fix, your home warranty will usually only have you paying the service fee. But on the other hand, there are also some potential drawbacks you should take into consideration when looking for a home warranty. Let's give an overview of some benefits of having a home warranty in place first:
- Fast response times--If you do not have a home warranty plan, you must try to find a contractor, book them, and hope they show up on time to do the repair. But, with the fast response times of a home warranty, you will likely have your repair in a 24-48 hour window.
- Quality contractors--It is challenging to find good quality repair technicians with fair pricing. With a home warranty, you simply submit a claim, and the rest is handled for you.
- Workmanship guarantee--After receiving a repair, if the issue returns within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
There are also some conditions to consider about home warranties that could be a sticking point for homeowners, like:
- Choice of contractor--If you'd like to be able to choose which contractor comes to your home, you may need to pick a home warranty provider that specifically lets you do that.
- Exclusions--Be sure you read the home warranty contract to see what the exclusions are. They can include things like intentional damage, appliances covered under a manufacturer's warranty, or pre-existing conditions.
- Waiting period--After purchasing a home warranty plan, you usually have to wait about 30 days before coverage begins.
The average cost of a furnace repair is around $290, so a home warranty can save you from having to pay for it upfront when a problem arises.
FAQ's for Home Warranties in San Bernardino
What's the best home warranty company in San Bernardino?
The top home warranty company in San Bernardino is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of professional technicians in the area.
How is a home warranty different from homeowners insurance?
Home warranty plans cover problems with systems and appliances that need to be repaired or replaced due to normal wear and tear. A homeowner's insurance policy is a larger plan that protects your entire home from situations like natural disasters and fires. It doesn't cover normal appliance or system breakage.
What kinds of things does a home warranty usually cover?
The systems and appliances in a home are covered under a home warranty plan in San Bernardino. The policy you buy will determine which systems and appliances are covered, but everything from your stove to your swimming pool can be covered under a home warranty.
Is a home warranty necessary?
When a system or appliance breaks down, fixing it can leave you with a large expense you weren't expecting. With a home warranty plan, you'd just have to pay a small service fee for the repair, which can save you money and provide you some peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.