5 Best Home Warranty Companies In Roseville, CA
If you're trying to find a comprehensive home warranty policy for your Roseville home, we can help you choose.
In Roseville, buying a home can be a rewarding, yet difficult endeavor. The cost of living for many is getting more expensive, and even a basic appliance or system repair could impact a homeowner's budget.
Compare the Best Home Warranty Companies in Roseville
There are several home warranty plans for Roseville homeowners. Finding something that is a good fit for your needs can be a bit difficult. Fortunately we have considered things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you choose one. Here's how each company ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Roseville
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Roseville's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In Roseville, Choice Home Warranty is the best overall home warranty policy. The 2 plans from Choice are easy to comprehend and have a mix of both system and appliance coverage. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Service fees from Choice are $85. The coverage caps are also typically around $3,000 for most appliances and systems. Choice is known as a company with high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who'd like the most customizable in Roseville, American Home Shield is a good option. AHS offers 3 plans for homeowners to decide between, which have a mix of system and appliance coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps for AHS's plans are close to the $2,500 mark for many major systems and appliances, and service fees range from $70 to $125. If you're looking for a customizable plan and a low claim denial rate, AHS is a great provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
In Roseville, Select Home Warranty is the most cost-effective home warranty policy. Select has 3 plans for you to decide between, which contain a mix of system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on options.
Select has coverage caps of around $2,000 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to verify with the provider. Service fees are $80. With a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Roseville, First American Home Warranty is the best appliance home warranty option. First American has 2 simple plans, making the selection process quick and easy. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's important to verify with the provider. Service fees are $85. First American is known as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who'd like the best workmanship guarantee in Roseville, Cinch Home Services is a good option. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on coverage.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the company. Service fees range from $75 to $150. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Roseville?
Now that you know of the best home warranty providers in Roseville, it's a good idea to understand what they can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. The aim of a home warranty is to help decrease the expenses related to repairing and replacing your systems and appliances like your microwave or septic system. If your property has a pool and spa, this is something to take into consideration as well.
There are many home systems that are commonly covered under a home warranty, like:
- Plumbing system
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
As for appliances, the common ones covered are
- Clothes Dryer
- Dishwasher
- Built-in Microwave
- Refrigerator
- Clothes Washer
- Oven / Range / Stove
Cost of a Home Warranty in Roseville?
How much a home warranty plan costs is something that you must think about when deciding on a plan. The Review Home Warranties team has done some in-depth research to make sure you have a good grasp of what a home warranty in Roseville will cost. The home warranty costs for Roseville residents depends on the size or type of the home, as well as the kind of coverage you want.
The service fees home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. Choosing add-ons will also bring the price you have to pay up. Keep these amounts in mind as you browse the plan choices available to you.
Is a Home Warranty Worth It in Roseville?
Having a home warranty will help ensure that your budget and your home is properly protected if an issue should come up. Homeownership is a complicated thing, and ensuring that you have all of the information you need before buying a home warranty plan is quite important, which is why we're going to go over some of the pros and cons of a home warranty. Let's look at the benefits associated with a home warranty first:
- Peace of mind--As a homeowner, you may be concerned about your fridge or stovetop failing at any given time. Your home warranty can give you some peace of mind that if something breaks, it will be covered.
- Workmanship guarantee--If you keep experiencing problems with your appliance or system after a contractor attempted a repair, the workmanship guarantee makes sure that you will keep getting service if the issue occurs again within the guarantee period.
- Fast response times--The response times from a home warranty company are typically in a 24 to 48-hour period. This is tremendously faster than trying to find a repair technician or contractor on your own.
There are also some conditions to consider about home warranties that could be a sticking point for homeowners, such as:
- Exclusions--Bear in mind that home warranty contracts usually have exclusions, like pre-existing conditions or intentional damage.
- Waiting period--Many home warranties make you wait 30 days before you can file a claim.
- Coverage limit--If you need an expensive replacement for one of your appliances or systems, the home warranty plan may only cover a portion of the cost, since they usually come with coverage caps.
If you're new to the city and don't know any local technicians, buying a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in Roseville
What's the best home warranty company?
The top home warranty provider in Roseville is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of professional service technicians in the area.
What's a home warranty?
A home warranty is a service contract that covers the repairs and replacements of your major home system components and appliances if they break down unexpectedly.
When should you buy a home warranty?
Because home warranties typically have a 30-day waiting period before you can file a claim, you may want to purchase a home warranty as soon as possible to make sure you have coverage when you need it, especially if you have an older home or older appliances.
When can you use a home warranty after purchasing it?
Most home warranty companies have a 30-day waiting period before you can make service requests, but some may offer coverage sooner. Make sure you check with the company about this if quicker coverage is a necessity for you.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.