5 Best Home Warranty Companies In Rio Vista, CA
Our guide on the best home warranty plans in Rio Vista can help you pick the best one for you.
Maintaining a home in Rio Vista can come with a lot of unexpected expenses. When your air conditioner stops working in the middle of summer, you can find yourself scrambling to find a repairperson to fix it.
Compare the Best Home Warranty Companies in Rio Vista
There are more than sixty home warranty providers in the Rio Vista area. We took into consideration everything from coverage options to pricing to customer service to figure out the top home warranty plans in Rio Vista. This is how the top companies in Rio Vista rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Rio Vista
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Rio Vista's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who'd like the best overall in Rio Vista, Choice Home Warranty is the best option. Choice offers 2 plans for homeowners to decide between, which contain a combination of appliance and system coverage. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-on coverage.
Service fees from Choice are $85. The coverage caps are also typically around $3,000 for most appliances and systems. Plus, Choice has high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who'd like the most customizable in Rio Vista, homeowners should consider choosing American Home Shield. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also offers add-ons.
AHS's service fees range from $70 to $125, and the coverage limits come out to around $2,500 per system or appliance. When you purchase a plan from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who want the most cost-effective in Rio Vista, Select Home Warranty is the best choice. The 3 plans that Select has include options for appliance and system coverage. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select has coverage caps of around $2,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to check with the company. Service fees are $80. When you purchase a plan from Select, you can look forward to an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is a great choice for homeowners who want the best appliance in Rio Vista. The 2 plans from First American are easy to understand and have a mix of both system and appliance coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on coverage.
Service fees from First American are $85. The coverage caps are also typically about $1,500 at the maximum. Plus, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty option for Rio Vista homeowners. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
The coverage limits from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is pretty affordable. Cinch has established itself as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Rio Vista?
A home warranty will help you with systems and appliances that experience damage due to normal wear. A home warranty helps guard you against repair expenses. Home warranties will also assist with covering the cost of replacements in some cases when an appliance or system cannot be repaired.
Here are the common systems covered under a home warranty plan:
- Electrical system
- Water heater
- Garbage disposal
- HVAC ductwork
- Ceiling and exhaust fans
- Plumbing system including stoppages
- HVAC (heating and air conditioning)
As for appliances, the common ones covered are
- Clothes Dryer
- Built-in Microwave
- Dishwasher
- Clothes Washer
- Refrigerator
- Oven / Range / Stove
Cost of a Home Warranty in Rio Vista?
How much a home warranty plan costs is something that you need to keep in mind when picking a plan. Our team has done some thorough research to ensure you have an excellent understanding of what a home warranty in Rio Vista will cost. The cost of a home warranty for Rio Vista homeowners depends on the size or type of your home, as well as the kind of coverage you want.
In general, service fees range from $60 to $150 and monthly fee from $30 to $80, depending on how much coverage you choose. Add-on coverage will also increase the overall cost. Keep these costs in mind as you look for the perfect plan for your needs.
Is a Home Warranty Worth It in Rio Vista?
Most homeowners that sign up for a home warranty in Rio Vista are looking for cost savings. However, there are additional benefits, as well as some potential drawbacks, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Workmanship guarantee--After getting a repair, if the problem comes back within the guarantee period, the home warranty will help you with it again. The guarantee period is generally between 30 and 90 days.
- Peace of mind--If you are worried about your expenses and being able to afford an extensive repair or replacement, a home warranty can help with that. Home warranties are designed to give homeowners peace of mind.
- Quality contractors--There are plenty of quality contractors in the Rio Vista area, but finding one that is a good fit for your needs can be a challenge. When you have a home warranty, the contractor situation is taken care of for you since home warranty companies have relationships with contractors.
Home warranty plans can help you save money, but you should also keep the following in mind when planning on getting a home warranty:
- Choosing a contractor--For some, having the home warranty choose a contractor for you is an advantage, but others may want the ability to choose their own. Some home warranty providers allow this, so if that's important to you, be sure to go with one of those.
- Waiting period--You often will have to wait about 30 days before you can file a claim with your home warranty.
Even though home warranty plans have coverage limits, your home warranty can still save you a decent amount of money on appliance or system replacements. For example, if the coverage cap is $1500 and the cost to replace your fridge is about $2000, you'll only have to pay $500 yourself, which is a savings rate of 75%.
FAQ's for Home Warranties in Rio Vista
Which home warranty is the best in Rio Vista?
The top home warranty company in Rio Vista is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of experienced technicians in the area.
What's the purpose of a home warranty?
A home warranty is a service contract that can help save you money on repairing and replacing your major home systems and appliances if they fail unexpectedly.
When should I get a home warranty?
For homeowners with new appliances that are already covered under a manufacturer's warranty, you may want to hold off on buying a home warranty. Home warranty companies will only cover appliances and systems that aren't already covered by a warranty.
When can you use a home warranty after purchasing it?
Usually coverage for a home warranty begins 30 days after payment. However, a few companies may let you file a claim before this, so check with customer service to find the exact waiting period for your case.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.