6 Best Home Warranty Companies In Rancho Cucamonga, CA

Our guide on the top home warranty providers in Rancho Cucamonga can help you select the right one for your home.

In Rancho Cucamonga, owning a home can be an exciting, yet challenging experience. With the cost of living slowly increasing, needing to repair or replace your appliances can really eat into your savings.

Compare the Best Home Warranty Companies in Rancho Cucamonga

There are plenty of home warranty policies for Rancho Cucamonga homeowners. Finding a home warranty policy that is a good fit for your needs can be a bit challenging. Fortunately we have evaluated things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make your choice. This is how the top plans in Rancho Cucamonga rank.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Rancho Cucamonga

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Rancho Cucamonga's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

Choice Home Warranty offers the best overall home warranty in Rancho Cucamonga. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.

Service fees from Choice are $85. The coverage caps are also generally around $3,000. When you have a home warranty from Choice, you can enjoy high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

In Rancho Cucamonga, American Home Shield is the most customizable home warranty . AHS has 3 plans for you to choose from, which contain a combination of system and appliance coverage. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage limits from AHS are about $2,500. The service fees range from $70 to $125, which is pretty affordable. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty has the most cost-effective home warranty in Rancho Cucamonga. Select has 3 plans for you to decide between, which have a mix of appliance and system coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

Service fees from Select are $80. The coverage caps are also typically around $2,000 for most systems and appliances. Additionally, Select offers an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services has the best workmanship guarantee home warranty policy for Rancho Cucamonga homeowners. The 3 plans from Cinch are easy to comprehend and offer both system and appliance coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on options.

The coverage caps for Cinch's plans are around the $1,000-$2,000 mark for most major systems and appliances, and service fees range from $75 to $150. If you'd like a 180-day workmanship guarantee and a wide range of coverage options, this is the provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club is the best choice for homeowners who need the best quick service in Rancho Cucamonga. HSC has 2 simple plans, making the selection process quick and easy. The plans that HSC offers to homeowners are Standard Coverage Plan and Comprehensive Coverage Plan.

HSC's service fees are $60, $75, or $95, depending on the plan you choose, and the coverage limits come out to about $2,000 for each covered appliance or system. Plus, HSC has quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

For homeowners who want the best appliance in Rancho Cucamonga, homeowners should consider picking First American Home Warranty. First American has 2 simple plans, making the selection process and policy coverage easily understandable. The plans that First American offers to homeowners are Basic Plan and Premier Plan.

First American's service fees are $85, and the coverage caps come out to about $1,500 for each system or appliance. Plus, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Rancho Cucamonga?

A home warranty will assist you with systems and appliances that get damaged due to normal wear and tear. A home warranty helps guard you against unexpected repair expenses. Home warranties will also assist with covering the cost of replacements in some cases when an appliance or system cannot be repaired.

Some of the most common system coverages included under a home warranty in Rancho Cucamonga include:

  • Electrical system
  • Water heater
  • HVAC (heating and air conditioning)
  • Plumbing system

Common appliances covered under Rancho Cucamonga home warranties include:

  • Dishwasher
  • Oven / Range / Stove
  • Built-in Microwave
  • Clothes Dryer
  • Cooktop
  • Refrigerator
  • Clothes Washer

Cost of a Home Warranty in Rancho Cucamonga?

The cost of a home warranty plan is something that you need to consider when choosing a plan. Our team has done some thorough research to ensure that you have an excellent understanding of what a home warranty in Rancho Cucamonga will cost. The cost of the plan will vary based on your coverage choices, type of home, and the service fee that you pick.

Premiums range from $30 to $80 per month and service fees can be between $60 and $150 per contractor visit. How much it'll cost exactly depends on the plan's coverage. Something else that brings the cost up is add-on coverage. Keeping these ranges in mind as you do your research will help you get a great deal on your home warranty.

Is a Home Warranty Worth It in Rancho Cucamonga?

A home warranty in Rancho Cucamonga can bring about quite a few benefits for homeowners. When an expensive repair could have cost $1500 to fix, your home warranty will usually only have you paying the service fee. But on the other hand, there are also some potential drawbacks you should consider when looking for a home warranty. Let's give an overview of some benefits of having a home warranty first:

  • Peace of mind--If you are continually worrying about the next issue that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
  • Workmanship guarantee--After receiving a repair, if the issue returns within the guarantee period, the home warranty will step in once again to help. The guarantee period is generally between 30 and 90 days.
  • Fast response times--When you file a claim, a customer service representative will usually respond within a short period of time and schedule the repair quickly.
  • Quality contractors--There are many challenges that come hand in hand with an appliance or system failing, and one of them is getting a contractor. Your home warranty can handle this for you, which takes a load off.

There are also some terms to keep in mind about home warranties that could be a sticking point for homeowners, particularly:

  • Choice of contractor--If you'd like to choose which contractor you get, you may need to look for a home warranty provider that specifically allows that.
  • Waiting period--Coverage for a home warranty usually only starts 30 days after getting the policy.
  • Exclusions--When you get a home warranty policy, it will often have some exclusions written in the contract. For example, if one of your appliances is already covered by a warranty from the manufacturer, it may not be covered by the home warranty.

The average cost of a furnace repair is about $290, so a home warranty can save you from having to pay all of that money upfront when an issue comes up.

FAQ's for Home Warranties in Rancho Cucamonga

Which home warranty company should I choose?

The best home warranty provider in Rancho Cucamonga is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of experienced contractors in the area.

What's the difference between a home warranty and homeowners insurance?

A home warranty plan protects against the normal wear of systems and appliances in a home. Homeowners insurance protects the entire home in a situation like a natural disaster or fire. With a homeowners insurance plan, you won't be able to file a claim if you need a new dryer or oven, unless the damage is due to a natural disaster.

When can you buy a home warranty?

Since home warranties typically have a 30-day waiting period before you can file a claim, you may want to buy a home warranty as soon as possible to ensure coverage when you need it, especially if your home or appliances are on the older side.

Can you use a home warranty immediately after buying it?

Most home warranty companies have a 30-day waiting period before you can make service requests, but some may allow you to file sooner. Be sure to check with the company about this if quicker coverage is a necessity for you.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

Other Home Warranty Companies Near Me Articles