5 Best Home Warranty Companies In Pinole, CA
Are you searching for the best home warranty for your home in Pinole? You're in the right spot.
Pinole is a great area in the state of California to be a homeowner. Moving into a new home is only the beginning, though. You still need to maintain it, which can be quite costly. When it's hot in the summer and you're using your A.C. all the time, taking care of it when it stops working is a bother.
Compare the Best Home Warranty Companies in Pinole
There are many home warranty policies for Pinole homeowners. We compared everything from monthly cost to pricing to time on the market to figure out the best home warranties in Pinole. This is how the top companies in Pinole rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Pinole
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Pinole's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In Pinole, Choice Home Warranty is the best overall home warranty plan. Choice has 2 plans for you to decide between, which have a mix of appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on options.
The coverage limits from Choice are about $3,000. The service fees are $85, which is pretty affordable. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Pinole, American Home Shield offers the most customizable home warranty policy. AHS has 3 simple plans, making the selection process and policy coverage easily comprehensible. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage limits from AHS are around $2,500. The service fees range from $70 to $125, which is pretty reasonable. Additionally, AHS has a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty policy for Pinole residents. Select offers 3 plans for you to decide between, which contain a mix of system and appliance coverage. Select Home Warranty's plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Service fees from Select are $80. The coverage caps are also typically around $2,000 for most appliances and systems. Select is known as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty in Pinole. First American offers 2 plans for you to decide between, which have a mix of system and appliance coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-ons.
First American's service fees are $85, and the coverage limits come out to around $1,500 per covered appliance or system. If you want comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., First American is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty plan for Pinole homeowners. Cinch has 3 plans for homeowners to decide between, which contain a mix of system and appliance coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-on options.
Cinch's service fees range from $75 to $150, and the coverage caps come out to around $1,000-$2,000 for each covered system or appliance. With a home warranty from Cinch, you can enjoy a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Pinole?
Now that you have a better idea of the best home warranty providers in Pinole, it's a good idea to understand what they can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. When you experience an issue with a home system or appliance that has to be repaired or replaced due to normal wear and tear, a home warranty will step in and help pay for it. Each covered appliance or system in your plan will have its own specifics about the limits of the coverage.
These are the systems that are often covered under a home warranty:
- HVAC ductwork
- Electrical system
- Garbage disposal
- Plumbing system including stoppages
- HVAC (heating and air conditioning)
- Water heater
- Ceiling and exhaust fans
Common appliances include:
- Refrigerator
- Clothes Dryer
- Oven / Range / Stove
- Clothes Washer
- Built-in Microwave
- Dishwasher
Cost of a Home Warranty in Pinole?
Having an idea of the average costs of a home warranty before doing your research can help ensure you get the best deal on it. The costs associated with a home warranty plan depends on the size of the home and the coverages that you opt for.
On average, home warranty premiums range from $30 to $80 per month and $60 to $150 for service fees. The exact amount is based on the plan you want and how much coverage it has. Choosing add-on coverage will also bring the price you have to pay up. Keep these averages in mind as you shop for the perfect plan for your needs.
Is a Home Warranty Worth It in Pinole?
Many homeowners signing up for a home warranty in Pinole are looking for cost savings. However, there are additional benefits, as well as some potential downsides, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Workmanship guarantee--After receiving a repair, if the issue returns within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
- Fast response times--When you don't have a home warranty, you must search for a contractor, schedule with them, and hope they come on time to fix the issue. But, with the fast response times of a home warranty, you can have your appliance or system fixed in a 24-48 hour period.
- Quality contractors--It is hard to find good quality repair technicians with fair pricing. With a home warranty policy, you just file a claim, and the rest is handled for you.
Home warranty policies can help protect you from unexpected expenses, but you should also keep the following in mind when planning on getting a home warranty:
- Waiting period--You most often will have to wait about 30 days before you can file a claim with your home warranty.
- Choosing a contractor--For some, having the home warranty choose a contractor for you is an advantage, but others may want to choose their own. Some home warranty companies allow this, so if that's important to you, make sure to go with one of those.
- Exclusions--Home warranties usually come with some exclusions and things they won't cover, such as pre-existing conditions or damage from lack of proper maintenance.
A home warranty can also give you value in different ways. In particular, some home warranties can be transferred from you to a buyer when selling a home.
FAQ's for Home Warranties in Pinole
Which home warranty company is the best in Pinole?
Our overall pick for the top home warranty provider in Pinole is Choice Home Warranty. However, the best company for you depends on the kind of coverage you need for the appliances and systems in your home.
What's the difference between a home warranty and homeowners insurance?
A home warranty plan covers the normal wear and tear of home systems and appliances. A homeowners insurance plan protects a home in case of something like a natural disaster or fire. Under homeowners insurance, you will not be able to file a claim should you need a new refrigerator or air conditioner, unless the damage is a result of a natural disaster.
How does a home warranty work?
When a home system or appliance needs repairs, your home warranty can help. First, you file a claim, which you can do via phone or online. After that, the home warranty provider will send a contractor to your home and you will pay a service fee once the issue is fixed.
Who needs a home warranty?
A home warranty can help homeowners, home buyers, real estate agents, investors, and home sellers. It can provide peace of mind and savings to anyone that is involved with homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.