5 Best Home Warranty Companies In Phelan, CA
Looking for the best home warranty for you in Phelan? We can help.
In Phelan, owning a home can be a rewarding, yet challenging experience. When an appliance or home system fails suddenly, it can cause you some stress. Getting a expert repairperson and then having the repair done without eating into your savings can be a difficult task.
Compare the Best Home Warranty Companies in Phelan
There are several home warranty options that we had to sort through to be able to make our list of the best home warranty plans in Phelan. Finding something that is the right fit for your needs can be a bit tricky. Luckily we have looked at things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make a decision. These are the rankings for the top home warranty companies in the Phelan area.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Phelan
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Phelan's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is the best option for homeowners who want the best overall in Phelan. Choice offers 2 plans for homeowners to choose from, which contain a combination of system and appliance coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-ons.
Choice's service fees are $85, and the coverage caps come out to about $3,000 for each appliance or system. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Phelan, American Home Shield offers the most customizable home warranty option. The 3 policies that AHS has include options for appliance and system coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also offers add-on coverage.
The coverage caps for AHS's plans are around the $2,500 mark for most of the major systems and appliances, and service fees range from $70 to $125. Additionally, AHS has a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
In Phelan, Select Home Warranty offers the most cost-effective home warranty policy. The 3 home warranty plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Service fees from Select are $80. The coverage caps are also typically around $2,000 at the maximum. Select has established itself as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Phelan, First American Home Warranty is the best appliance home warranty option. The home warranty company offers 2 plans to policyholders with various system and appliance coverage options. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on coverage.
The coverage limits from First American are around $1,500. The service fees are $85, which is pretty reasonable. Plus, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Phelan. The 3 policies that Cinch offers include options for appliance and system coverage. Cinch Home Services' plans are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is pretty reasonable. Plus, Cinch has a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Phelan?
Now that you have a better idea of which home warranty companies are the best ones in Phelan, you may have questions about what their plans usually cover. The home warranty is designed to help protect against expenses of repairing and replacing your systems and appliances like your microwave or plumbing. If your home has a pool and spa, this is something to consider getting add-on coverage for as well.
The following are the systems that are often covered under a home warranty:
- Plumbing system including stoppages
- Water heater
- HVAC ductwork
- HVAC (heating and air conditioning)
- Garbage disposal
- Electrical system
- Ceiling and exhaust fans
And the common appliances covered include:
- Built-in Microwave
- Cooktop
- Dishwasher
- Refrigerator
- Clothes Dryer
- Clothes Washer
- Oven / Range / Stove
Cost of a Home Warranty in Phelan?
At Review Home Warranties, we have done comprehensive research to figure out the average costs of a home warranty in Phelan. The type of home you have, as well as the coverage, service fee, and add-on coverage you get all influence the price.
Your premium can range from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a contractor visits your home for a repair. The exact amount you'll pay is based on the kind of coverage the plan offers. What will also influence the overall cost is the add-on coverage you choose. Keep these figures in mind as you shop for the perfect plan for your needs.
Is a Home Warranty Worth It in Phelan?
You may want to purchase a home warranty for many reasons. Maybe you have some old systems and appliances that you're concerned about when it comes to functionality. Whatever your reason is, it's a good idea to understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
- Workmanship guarantee--Many home warranty providers have a workmanship guarantee. This ensures that the home warranty company will keep helping if the problem isn't fixed the first time.
- Peace of mind--When something breaks down in your home, you can spend a lot of time being concerned about the expense of the repair. A home warranty will give you peace of mind about how much you'll spend.
- Quality contractors--It can be challenging to find good quality contractors with fair pricing. With a home warranty, you just file a claim, and the rest is handled for you.
- Fast response times--It can be hard to get a technician you found on your own to commit to a schedule or a fast response. Your home warranty provider usually assures service within a specific period of time, letting homeowners get things done quickly and move on.
And here are some potential drawbacks of a home warranty:
- Coverage cap--Usually there will be a coverage cap on each appliance or system, which is the highest amount the home warranty plan will pay for a repair or replacement.
- Waiting period--Home warranty coverage usually only begins 30 days after buying the policy.
Even though home warranty plans have coverage limits, a home warranty can still save you a decent amount of money on appliance or system replacements. For instance, if the coverage cap is $1500 and the cost to replace your fridge is about $2000, you'll just have to pay $500 out of pocket, which is a savings rate of 75%.
FAQ's for Home Warranties in Phelan
What's the best home warranty company?
The best home warranty provider in Phelan is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of professional service technicians in the area.
How is a home warranty different from homeowners insurance?
A home warranty covers the normal wear and tear of home systems and appliances. Homeowners insurance protects your home in case of something like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new dryer or stove, unless the damage is a result of a natural disaster.
What is usually covered under a home warranty?
Your home systems and appliances are covered under a home warranty policy in Phelan. The plan you choose will affect which systems and appliances are covered, but everything from your fridge to your garage door can be covered under a home warranty.
Is a home warranty necessary?
When a system or appliance breaks down, fixing it can leave you with an unexpected large expense. With a home warranty policy, you'd just have to pay a predetermined service fee for the repair, which can save you money and provide you some peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.