6 Best Home Warranty Companies In Oroville, CA

Are you looking for the right home warranty coverage plan in Oroville? Our guide can help.

If you're lucky enough to call Oroville home, you are surely aware of the challenges of homeownership. You've paid a lot for your home, so keeping it in top condition is a priority for many homeowners.

Compare the Best Home Warranty Companies in Oroville

Oroville has dozens of home warranty providers to decide between. At Review Home Warranties, we considered each of these providers and ranked them based on the policy's features. The customer service reviews, years in the industry, monthly costs, workmanship guarantee, and service fees were all analyzed to figure out the best home warranties in the Oroville area. Here are the rankings for the best home warranty companies in Oroville.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Oroville

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Oroville's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

For homeowners who want the best overall in Oroville, Choice Home Warranty is a great choice. Choice has 2 simple plans, making the selection process quick and easy. The plans that Choice offers to homeowners are Basic Plan and Total Plan.

The coverage caps from Choice are around $3,000. The service fees are $85, which is fairly affordable. If you'd like high coverage caps and a contract that's easy to understand, you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

For homeowners who need the most customizable in Oroville, American Home Shield is a great option. The 3 plans from AHS are easily comprehensible and offer both system and appliance coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also offers add-on coverage.

The coverage limits from AHS are about $2,500. The service fees range from $70 to $125, which is fairly affordable. AHS has established itself as a company with a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty is a good option for homeowners who want the most cost-effective in Oroville. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

Select's service fees are $80, and the coverage caps come out to around $2,000 for each covered appliance or system. When you have a home warranty from Select, you can enjoy an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services is the best workmanship guarantee home warranty in Oroville. Cinch offers 3 plans for homeowners to choose from, which have a combination of system and appliance coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also offers add-on options.

The coverage limits from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is fairly reasonable. If you want a 180-day workmanship guarantee and a wide range of coverage options, Cinch is the provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

In Oroville, The Home Service Club is the best quick service home warranty . HSC offers 2 plans for homeowners to decide between, which contain a mix of appliance and system coverage. The home warranty plans from The Home Service Club include Standard Coverage Plan and Comprehensive Coverage Plan.

The coverage caps from HSC are about $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is pretty affordable. Additionally, HSC has quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

In Oroville, First American Home Warranty offers the best appliance home warranty plan. The 2 plans from First American are easy to understand and have a mix of both system and appliance coverage. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.

The coverage caps for First American's plans are around the $1,500 mark for many of the major appliances and systems, and service fees are $85. If you'd like comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Oroville?

A home warranty covers home systems and appliances and the typical wear and tear they can experience. When you experience a problem with a home system or appliance that needs to be repaired or replaced due to normal wear and tear, your home warranty will step in and help pay for it. Each individual covered appliance or system in your policy will have its own specifics about the limits of the coverage.

Some of the most common systems covered under a home warranty in Oroville include:

  • Water heater
  • Plumbing system
  • HVAC (heating and air conditioning)
  • Electrical system

And the common appliances covered include:

  • Refrigerator
  • Oven / Range / Stove
  • Cooktop
  • Built-in Microwave
  • Clothes Dryer
  • Dishwasher
  • Clothes Washer

Cost of a Home Warranty in Oroville?

The biggest reason to have a home warranty policy is to save you money. The plan you buy needs to fit your budget so it can accomplish this. The type of home you have, as well as the coverage, service fee, and add-ons you want all affect the price.

The service fees that home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. Something else that influences the cost is add-on coverage. Keeping these ranges in mind when choosing a plan will help ensure you get a great deal on your home warranty.

Is a Home Warranty Worth It in Oroville?

When searching for a home warranty, there are some pros and cons you should keep in mind. Making sure you read your contract carefully can help you get the most savings from a home warranty and one that suits your needs. Here are some of the benefits that you can get from a home warranty:

  • Fast response times--When you file a claim, a customer service representative will usually respond within a 24 to 48-hour period and schedule the repair soon.
  • Workmanship guarantee--A workmanship guarantee makes sure that even if a repair doesn't fix the issue, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for the repair and then never see that contractor again.
  • Peace of mind--As a homeowner, you may be concerned about your refrigerator or oven breaking down at any given time. The home warranty can give you some peace of mind that when something breaks, you won't have to deal with it yourself.

There are also a few cons of home warranties, such as:

  • Coverage limit--Typically there will be a coverage cap for each appliance or system, which is the highest amount the home warranty policy will pay for a repair or replacement.
  • Waiting period--You most often will have to wait about 30 days before you can submit a claim to your home warranty.
  • Exclusions--When you purchase a home warranty policy, it will usually have some exclusions mentioned in the contract. For example, if you have an appliance or system that is already covered by a warranty from the manufacturer, it may not be covered by the home warranty.

The average cost of an AC repair is about $370, so a home warranty can save you from having to pay for it upfront when a problem arises.

FAQ's for Home Warranties in Oroville

Which home warranty company is the best?

The best home warranty provider in Oroville is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of professional service technicians in the area.

What's a home warranty?

A home warranty is a type of service contract that provides homeowners extra coverage for their home systems and appliances, such as washing machines, dryers, dishwashers, refrigerators, garbage disposals, sump pumps, plumbing, heating and cooling systems, water heaters, electrical systems, among others.

Should I purchase a home warranty now?

Because home warranties typically have a 30-day waiting period before you can use it, you may want to get a home warranty as soon as possible to ensure you have coverage when you need it, especially if your home or appliances are on the older side.

When can you use a home warranty after purchasing it?

Usually coverage for a home warranty begins 30 days after payment. However, a few companies may let you make a service request before this, so verify with customer service to find the exact waiting period for your situation.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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