5 Best Home Warranty Companies In Oakley, CA
If you're trying to find the right home warranty policy for your Oakley home, we can help you pick.
Being a homeowner in Oakley is a dream for many, but it also has its challenges. Living in a hot place like Oakley can put a lot of strain on your home systems, particularly in the summer when you'll be running your A.C. constantly.
Compare the Best Home Warranty Companies in Oakley
There are many home warranty policies for Oakley homeowners. Finding a home warranty policy that is a good fit for your home can be a bit challenging. Fortunately we have evaluated things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you choose one. This is how the top companies in Oakley rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Oakley
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Oakley's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who need the best overall in Oakley, Choice Home Warranty is the best choice. The 2 plans from Choice are easily comprehensible and have a mix of both system and appliance coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice has coverage caps of around $3,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to ask the provider. Service fees are $85. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Oakley, American Home Shield offers the most customizable home warranty plan. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also about $2,500 for most appliances and systems. AHS has established itself as a company with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is a good option for homeowners who'd like the most cost-effective in Oakley. Select has 3 simple plans, making the selection process quick and easy. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.
Service fees from Select are $80. The coverage caps are also typically around $2,000 for most systems and appliances. Plus, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty plan for Oakley homeowners. The 2 plans from First American are easily comprehensible and offer both system and appliance coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on options.
The coverage caps associated with First American's plans are around the $1,500 mark for many major systems and appliances, and service fees are $85. If you want comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a great option for homeowners who want the best workmanship guarantee in Oakley. The home warranty company offers 3 plans to policyholders that have various system and appliance coverage options. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Service fees from Cinch range from $75 to $150. The coverage caps are also generally around $1,000-$2,000 at the maximum. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Oakley?
A home warranty policy in Oakley is there to protect against normal wear and tear of systems and appliances in the home. A home warranty helps protect you against sudden repair expenses. Home warranties will also assist with covering replacement costs in some situations when an appliance or system cannot be repaired.
These are the systems that are often covered under a home warranty:
- Ceiling and exhaust fans
- HVAC (heating and air conditioning)
- Electrical system
- Water heater
- Garbage disposal
- HVAC ductwork
- Plumbing system including stoppages
The appliances commonly covered are ones such as:
- Oven / Range / Stove
- Built-in Microwave
- Refrigerator
- Dishwasher
- Clothes Dryer
- Cooktop
- Clothes Washer
Cost of a Home Warranty in Oakley?
How much a home warranty plan costs is something that you must take into consideration when choosing a plan. We at Review Home Warranties have done some exhaustive research to ensure you have a good grasp of what a home warranty in Oakley will cost. The size of your home, as well as the coverage, service fee, and any add-ons you pick all affect the cost.
Premiums can be from $30 to $80 per month and service fees can be between $60 and $150 per technician visit. How much it'll cost for sure depends on the plan's coverage. What will also increase the overall cost is the add-on coverage you choose. Homeowners who are looking for a deal can use these average costs to help find the best overall pricing.
Is a Home Warranty Worth It in Oakley?
You may be thinking of purchasing a home warranty for many reasons. Maybe you have some old systems and appliances that you're concerned about when it comes to breakdowns. Whatever your reasons may be, it's good to understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
- Fast response times--When you don't have a home warranty, you must search for a contractor, make an appointment with them, and hope they come on time to do the repair. However, with the quick response times of a home warranty, you can have your repair in a 24-48 hour window.
- Workmanship guarantee--A workmanship guarantee ensures that even if a repair doesn't fix the problem, the home warranty provider will continue to work with you to find a solution. Without a home warranty in place, you may pay for a repair and then never see that contractor again.
- Quality contractors--There are many quality contractors in the Oakley area, but finding one that is a good fit for your needs can be challenging. When you have a home warranty in place, the search for a contractor is handled for you since home warranty providers have relationships with contractors.
There are also some terms to keep in mind about home warranties that could be a downside for homeowners, such as:
- Choosing a contractor--Most home warranty companies will choose a repair technician for you. For some, this is a perk because it's one less thing they have to worry about, but for others, this is a downside because they want to choose for themselves.
- Exclusions--When you buy a home warranty, it will typically have some exclusions written in the contract. For example, if an appliance is already covered under a manufacturer's warranty, it may not be included in the home warranty.
- Waiting period--Many home warranty companies make you wait 30 days before you can submit a claim.
A home warranty can also increase the value of your home if you decide to sell because you can transfer it to the person who buys the home.
FAQ's for Home Warranties in Oakley
What's the best home warranty company?
The top home warranty provider in Oakley is Choice Home Warranty. Choice Home Warranty provides good customer service and a large network of experienced repair technicians in the area.
What's a home warranty?
A home warranty is a service contract that can help save you money on repairing and replacing your major home systems and appliances if they fail unexpectedly.
What types of things does a home warranty generally cover?
A home warranty covers the repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional damage or something that happened as a result of a pre-existing condition.
Can a home warranty be transferred?
A home warranty can be transferred to someone else, so if you plan on selling your home, the homebuyer can take advantage of the policy as well.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.