6 Best Home Warranty Companies In Oakland, CA

Are you looking for the best home warranty provider in Oakland? You're in the right spot.

Oakland is a nice area in the state of California to be a homeowner. Buying a new home is just the beginning, however. You still need to maintain it, which can come with a fair amount of expenses. Residing in a hot place like Oakland can burden your systems, particularly in the summer when you'll be running your A.C. constantly.

Compare the Best Home Warranty Companies in Oakland

There are more than sixty home warranty providers in the Oakland area. This is a lot of information for homeowners to take in and it can be quite the task to break down which of these home warranty policies would best suit you. At Review Home Warranties, we compared customer service reviews, BBB ratings, coverages, service fees, and more. Here's how the best companies in the Oakland area rank.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Oakland

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Oakland's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

For homeowners who want the best overall in Oakland, Choice Home Warranty is a great option. The 2 plans that Choice has include options for appliance and system coverage. Choice Home Warranty's plans include Basic Plan and Total Plan.

Service fees from Choice are $85. The coverage caps are also generally about $3,000 for most appliances and systems. Additionally, Choice offers high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

For homeowners who want the most customizable in Oakland, American Home Shield is the best choice. The 3 policies that AHS offers include options for appliance and system coverage. Its plans are ShieldSilver, ShieldGold, and ShieldPlatinum.

Service fees from AHS range from $70 to $125. The coverage caps are also typically around $2,500. Plus, AHS offers a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty offers the most cost-effective home warranty in Oakland. Select offers 3 plans for you to decide between, which have a mix of appliance and system coverage. Select Home Warranty's plans are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

Select's service fees are $80, and the coverage limits come out to around $2,000 for each covered appliance or system. With a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services is a great option for homeowners who need the best workmanship guarantee in Oakland. The home warranty provider offers 3 plans to policyholders that have various system and appliance coverage options. The plans that Cinch offers to homeowners are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 at the maximum. If you want a 180-day workmanship guarantee and a wide range of coverage options, you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

For homeowners who'd like the best quick service in Oakland, homeowners should consider opting for The Home Service Club. The 2 policies that HSC has include options for appliance and system coverage. The Standard Coverage Plan and Comprehensive Coverage Plan are the names of the company's plans, and it also offers add-on options.

The coverage caps from HSC are about $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is fairly reasonable. HSC is known as a company with quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

First American Home Warranty offers the best appliance home warranty in Oakland. First American has 2 simple plans, making the selection process and policy coverage easily understandable. The Basic Plan and Premier Plan are the names of the company's plans, and it also has add-ons.

The coverage caps associated with First American's plans are around the $1,500 mark for many major appliances and systems, and service fees are $85. When you buy a policy from First American, you will get comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Oakland?

Now that you have an idea of which home warranty companies are the top ones in Oakland, you may be wondering what their plans usually cover. With a home warranty in Oakland, you can have the peace of mind that a broken plumbing system or microwave should only cost you a service fee. Some home warranty plans will have system and appliance coverage, and others will have one or the other. Most Oakland homeowners like to have a combination of coverage to ensure all needs are met.

There are several home systems that are commonly covered under a home warranty, such as:

  • Plumbing system
  • Electrical system
  • HVAC (heating and air conditioning)
  • Water heater

And the common appliances covered include:

  • Cooktop
  • Oven / Range / Stove
  • Built-in Microwave
  • Dishwasher
  • Clothes Dryer
  • Clothes Washer
  • Refrigerator

Cost of a Home Warranty in Oakland?

How much a home warranty plan costs is something that you need to think about when deciding on a plan. Our team has done some in-depth research to make sure that you have a good understanding of what a home warranty in Oakland will cost. The costs of a home warranty plan will depend on the size of your home and the coverages you choose.

On average, home warranty premiums range from $30 to $80 a month and service fees from $60 to $150. The exact amount depends on which plan you get and what kind of coverage it has. Add-ons will also affect how much it costs overall. Keeping these ranges in mind when choosing a plan will help ensure you get a great deal on your home warranty.

Is a Home Warranty Worth It in Oakland?

You may want to purchase a home warranty for personal reasons. There could be some old systems and appliances that you're concerned about when it comes to functionality. Whatever the reason, it's necessary that you understand the benefits and potential downsides of the home warranty. Here are some of the benefits:

  • Fast response times--If you do not have a home warranty policy, you must look for a contractor, schedule with them, and hope they arrive on time to repair the issue. But, with the fast response times of a home warranty, you will likely have your repair in a 24-48 hour window.
  • Workmanship guarantee--A workmanship guarantee ensures that in the event that a repair does not work, the home warranty company will continue to work with you to find a solution. Without a home warranty policy, you may pay for the repair and then never see that contractor again.
  • Quality contractors--Home warranty companies only work with qualified contractors. The contractors have to undergo certain training and qualifications to have a relationship with the home warranty provider. This can help ensure that your appliances and systems are professionally cared for.

And here are some of the potential cons of a home warranty:

  • Choosing a contractor--You may not have the ability to select your own contractor based on which home warranty company you opt for.
  • Exclusions--Make sure you read the home warranty contract to see what the exclusions are. They can consist of things such as intentional damage, pre-existing conditions, or appliances covered under a manufacturer's warranty.
  • Waiting period--You often will have to wait about 30 days before you can submit a claim to your home warranty.

A home warranty can be really convenient to first-time homeowners, as well as those who are not handy.

FAQ's for Home Warranties in Oakland

Which home warranty company should I choose?

Our overall pick for the best home warranty in Oakland is Choice Home Warranty. However, the perfect company for you depends on what kind of coverage you need for your appliances and home systems.

Should I get a home warranty now?

Because home warranties typically have a 30-day waiting period before you can use it, you may want to purchase a home warranty as soon as possible to ensure coverage when you need it, particularly if your home or appliances are on the older side.

What is typically covered under a Oakland home warranty?

Your home systems and appliances are covered under a home warranty in Oakland. The coverage you choose will determine which systems and appliances are covered, but everything from your oven to your washer can be covered under a home warranty.

Is a home warranty a good investment?

When a system or appliance breaks down, fixing it can leave you with a large expense you weren't expecting. With a home warranty in place, you'd only have to pay a small service fee for the repair, which can save you money and give you some peace of mind.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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