6 Best Home Warranty Companies In North Highlands, CA

Are you looking for the best home warranty provider for you in North Highlands? You're in the right spot.

If you're lucky enough to live in North Highlands, you are likely aware of the challenges of homeownership. The cost of living for many is getting more expensive, and even just a basic appliance or system repair could impact a homeowner's budget.

Compare the Best Home Warranty Companies in North Highlands

There are several home warranty policies that we had to assess to put together our guide of the top home warranty plans in North Highlands. At Review Home Warranties, we took the time to evaluate each of these providers and ranked them based on the plan's features. The monthly costs, service fees, workmanship guarantee, years in the industry, and customer service reviews were all taken into consideration to figure out the very best home warranties in the North Highlands area. Here are the rankings for the best home warranty companies in North Highlands.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In North Highlands

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

North Highlands's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

Choice Home Warranty is a great option for homeowners who'd like the best overall in North Highlands. The 2 home warranty plans that Choice has include options for appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on coverage.

Choice's service fees are $85, and the coverage limits come out to around $3,000 for each appliance or system. Plus, Choice offers high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield offers the most customizable home warranty in North Highlands. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.

Service fees from AHS range from $70 to $125. The coverage caps are also typically about $2,500 for most systems and appliances. When you have a home warranty from AHS, you can enjoy a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

For homeowners who need the most cost-effective in North Highlands, Select Home Warranty is the best option. The 3 plans from Select are easy to comprehend and offer both system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.

Service fees from Select are $80. The coverage caps are also typically around $2,000 for most appliances and systems. If you want an affordable service fee and free roof coverage, you'll want to have this plan on your side.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

In North Highlands, Cinch Home Services is the best workmanship guarantee home warranty plan. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.

The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is fairly affordable. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club offers the best quick service home warranty in North Highlands. HSC has 2 simple plans, making the selection process easy. The home warranty plans from The Home Service Club include Standard Coverage Plan and Comprehensive Coverage Plan.

The coverage caps from HSC are around $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is pretty affordable. With a home warranty from HSC, you can benefit from quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

In North Highlands, First American Home Warranty is the best appliance home warranty plan. The 2 policies that First American has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.

First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the company. Service fees are $85. First American is known as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in North Highlands?

A home warranty policy in North Highlands is put in place to protect against normal wear and tear of systems and appliances in the home. The home warranty is designed to help you with expenses related to repairing and replacing your systems and appliances such as your refrigerator or plumbing. If you have a pool and spa, this is something to consider getting add-on coverage for as well.

Some of the most common systems covered under a home warranty in North Highlands are:

  • Electrical system
  • Water heater
  • Plumbing system
  • HVAC (heating and air conditioning)

As for appliances, the common ones covered are

  • Built-in Microwave
  • Clothes Dryer
  • Refrigerator
  • Oven / Range / Stove
  • Dishwasher
  • Clothes Washer

Cost of a Home Warranty in North Highlands?

North Highlands homeowners that are concerned about the costs should have a general idea as to what home warranty policies cost on average. The costs of a home warranty varies based on the size of the home and the coverages that you pick.

Premiums can cost from $30 to $80 a month and service fees can be between $60 and $150 per technician visit. How much it'll cost exactly is based on the plan's coverage. Also, if you get any add-on coverage, that will raise the cost. Keep these averages in mind as you look through the plan choices that are available to you.

Is a Home Warranty Worth It in North Highlands?

When shopping for a home warranty, there are some pros and cons to bear in mind. Making sure you read your contract carefully can help you get the most savings from a home warranty and one that suits your needs. Here are a few of the benefits that you can get from a home warranty:

  • Quality contractors--There are many headaches that come hand in hand with an appliance or system failing, and one of them is finding a contractor. Your home warranty can do this for you, which takes a load off.
  • Workmanship guarantee--Many home warranty providers have a workmanship guarantee. This makes sure that the home warranty company will continue to help if the issue isn't fixed the first time.
  • Fast response times--It can be hard to get a repairperson you found on your own to give you a quick response. A home warranty company generally guarantees service within a specific period, allowing homeowners to get things done quickly and move on.
  • Peace of mind--If you are concerned about your savings and being able to afford an expensive repair or replacement, a home warranty can help with that. Home warranties are there to give homeowners peace of mind.

And here are some of the potential downsides of a home warranty:

  • Coverage limit--Pay attention to the coverage limits in the home warranty contract. This will determine the highest amount the home warranty will cover for a repair or replacement.
  • Exclusions--Bear in mind that home warranty contracts usually mention exclusions, like pre-existing conditions or intentional damage.
  • Waiting period--You often will have to wait around 30 days before you can submit a claim to your home warranty.

A home warranty can also provide value in different ways. In particular, some policies can be transferred between owners when selling your property.

FAQ's for Home Warranties in North Highlands

Which home warranty company should I choose?

Our overall pick for the best home warranty provider in North Highlands is Choice Home Warranty. However, the right company for you depends on what kind of coverage you need for your appliances and home systems.

What's the purpose of a home warranty?

A home warranty is a contract that covers repairing and replacing your major home system components and appliances if they fail unexpectedly.

How do you use a home warranty?

After you buy a home warranty policy and an appliance or system breaks down, you need to file a claim. The home warranty company will send a technician to your home to assess the situation and fix the problem. Then, you will pay a service fee and the home warranty covers the remaining cost, as long as it is under the coverage cap.

Can I transfer my home warranty to someone else?

You can transfer your home warranty policy to someone else, like a homebuyer or a real estate agent.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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