5 Best Home Warranty Companies In North Highlands, CA
If you're looking for a comprehensive home warranty policy for your North Highlands home, our guide can help you choose.
North Highlands is a nice area in the state of California to own a home. Buying a new home is just the beginning, though. You still have to maintain it, which can come with a fair amount of expenses. You've shelled out a lot of money for that home, so maintaining it well is a priority for many homeowners.
Compare the Best Home Warranty Companies in North Highlands
There are a decent amount of home warranty options that we had to sort through to compile our list of the top home warranty policies in North Highlands. We considered everything from BBB ratings to pricing to customer service to come up with the best home warranty plans in North Highlands. Here's how each one ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In North Highlands
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
North Highlands's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is a great option for homeowners who'd like the best overall in North Highlands. The 2 home warranty plans that Choice has include options for appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on coverage.
Choice's service fees are $85, and the coverage limits come out to around $3,000 for each appliance or system. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty in North Highlands. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also typically about $2,500 for most systems and appliances. When you have a home warranty from AHS, you can enjoy a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who need the most cost-effective in North Highlands, Select Home Warranty is the best option. The 3 plans from Select are easy to comprehend and offer both system and appliance coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.
Service fees from Select are $80. The coverage caps are also typically around $2,000 for most appliances and systems. If you want an affordable service fee and free roof coverage, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In North Highlands, First American Home Warranty is the best appliance home warranty plan. The 2 policies that First American has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the company. Service fees are $85. First American is known as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In North Highlands, Cinch Home Services is the best workmanship guarantee home warranty plan. The home warranty provider offers 3 plans to policyholders, which have various system and appliance coverage options. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-ons.
The coverage caps from Cinch are about $1,000-$2,000. The service fees range from $75 to $150, which is fairly affordable. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in North Highlands?
A home warranty will assist you with systems and appliances that get damaged because of normal wear. The aim of a home warranty is to help you with expenses related to repairing and replacing your systems and appliances such as your microwave or septic system. If you have a pool and spa, this is something to consider as well.
Here are some common systems covered under a home warranty plan:
- HVAC (heating and air conditioning)
- HVAC ductwork
- Garbage disposal
- Ceiling and exhaust fans
- Plumbing system including stoppages
- Water heater
- Electrical system
And the common appliances covered include:
- Oven / Range / Stove
- Cooktop
- Dishwasher
- Clothes Dryer
- Built-in Microwave
- Clothes Washer
- Refrigerator
Cost of a Home Warranty in North Highlands?
How much a home warranty plan costs is something that you need to keep in mind when picking a plan. We at Review Home Warranties have done comprehensive research to ensure you have a good understanding of what a home warranty in North Highlands will cost. The cost will vary based on the coverage choices, type of home, and the service fee that you want.
Premiums can be from $30 to $80 a month and service fees can be between $60 and $150 per visit. How much it'll cost exactly is based on the plan's coverage. Plus, if you want any add-ons, that will increase the cost. Keeping these ranges in mind when choosing a plan will help make sure you get a great deal on your home warranty.
Is a Home Warranty Worth It in North Highlands?
You may be thinking of purchasing a home warranty for personal reasons. There could be some old systems and appliances that make you nervous when it comes to functionality. Whatever the reason, it's necessary that you understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
- Quality contractors--It can be challenging to find good quality contractors with fair pricing. With a home warranty plan, you simply submit a claim, and the rest is taken care of for you.
- Fast response times--It can be hard to get a technician you found yourself to promise you a quick response. A home warranty provider generally assures service within a specific period, allowing homeowners to get the repair done quickly and move on.
- Peace of mind--As a homeowner, you may be worried about your microwave or stove going at any given time. Your home warranty can give you some peace of mind that in the event that something breaks, it will be covered.
- Workmanship guarantee--This ensures that in case the problem with your appliance or system isn't resolved the first time, the home warranty will keep assisting you with it.
And these are some potential cons of a home warranty:
- Waiting period--Home warranty coverage usually only kicks in 30 days after buying the policy.
- Coverage cap--Usually there will be a coverage cap for each appliance or system, which is the maximum amount the home warranty will pay out for a repair or replacement.
- Exclusions--Home warranty policies typically come with exclusions and things they won't cover, such as pre-existing conditions or damage from lack of proper maintenance.
A home warranty can also provide value in other ways. Namely, some policies can be transferred from you to a buyer when selling your property.
FAQ's for Home Warranties in North Highlands
What's the best home warranty company?
The best home warranty provider in North Highlands is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of experienced repair technicians in the area.
What's the purpose of a home warranty?
A home warranty is a contract that covers the repairs and replacements of your major home systems and appliances if they break down unexpectedly.
When can I buy a home warranty?
If you have new appliances that are already covered under a manufacturer's warranty, you may want to hold off on getting a home warranty. Home warranty providers won't cover appliances and systems that are already covered by a warranty.
Should I get a home warranty?
A home warranty can help home buyers, home sellers, real estate agents, homeowners, and investors. It can provide peace of mind and savings to anyone involved in homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.