5 Best Home Warranty Companies In Moreno Valley, CA
We've written this guide on the top home warranty plans in Moreno Valley so you can pick the right one for your home quickly.
In Moreno Valley, buying a home can be an exciting, yet difficult endeavor. You've paid a lot for that home, so maintaining it well is a priority for many homeowners.
Compare the Best Home Warranty Companies in Moreno Valley
Moreno Valley has many home warranty policies. Finding a home warranty policy that is a good fit for your home can be a bit challenging. Luckily we have assessed things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make a decision. This is how the top plans in Moreno Valley rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Moreno Valley
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Moreno Valley's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
In Moreno Valley, Choice Home Warranty is the best overall home warranty policy. The 2 plans that Choice has include options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
Choice has coverage caps of around $3,000 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to check with the provider. Service fees are $85. With a home warranty from Choice, you can benefit from high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield is the most customizable home warranty in Moreno Valley. AHS has 3 simple plans, making the selection process easy. The ShieldSilver, ShieldGold, and ShieldPlatinum are the names of the company's plans, and it also has add-on coverage.
AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to ask the provider. Service fees range from $70 to $125. AHS has established itself as a provider with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty option for Moreno Valley homeowners. The 3 plans that Select has include differing levels of system and appliance coverage, as well as add-on options. Select Home Warranty's plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Service fees from Select are $80. The coverage caps are also around $2,000 for most appliances and systems. With a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
For homeowners who'd like the best appliance in Moreno Valley, homeowners should consider opting for First American Home Warranty. The 2 policies that First American offers include options for appliance and system coverage. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to ask the company. Service fees are $85. First American has established itself as a provider with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty in Moreno Valley. Cinch has 3 plans for homeowners to decide between, which contain a mix of system and appliance coverage. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to check with the provider. Service fees range from $75 to $150. If you want a 180-day workmanship guarantee and a wide range of coverage options, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Moreno Valley?
A home warranty will cover home systems and appliances and the normal wear that they can experience. When you have an issue with a home system or appliance that needs to be repaired or replaced due to normal wear and tear, the home warranty will assist you in paying for it. Each covered appliance or system in your plan will have its own details about the coverage.
The following are the systems that are commonly covered under a home warranty:
- HVAC ductwork
- Garbage disposal
- Electrical system
- Water heater
- HVAC (heating and air conditioning)
- Ceiling and exhaust fans
- Plumbing system including stoppages
Common appliances covered under Moreno Valley home warranties include:
- Clothes Dryer
- Refrigerator
- Dishwasher
- Cooktop
- Oven / Range / Stove
- Built-in Microwave
- Clothes Washer
Cost of a Home Warranty in Moreno Valley?
At Review Home Warranties, we have done thorough research to figure out the average costs of a home warranty in Moreno Valley. The type of home you have, as well as the coverage, service fee, and add-on coverage you want all determine the price.
The service fees that home warranty companies have range from $60-$150 and monthly premiums $30-$80, depending on the coverage you select. Also, if you need any add-on coverage, that will increase the cost. Keep these amounts in mind as you shop and look through the plan choices that are available to you.
Is a Home Warranty Worth It in Moreno Valley?
Most people signing up for a home warranty in Moreno Valley are looking for cost savings. However, there are additional benefits, as well as some potential drawbacks, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Fast response times--Without a home warranty, you may have to wait longer than you'd like for a contractor to come fix the issue. But you can often get service within a 24-48 hour period with a home warranty.
- Peace of mind--When something needs fixing in your home, you can spend a lot of time being concerned about the cost of the repair. A home warranty will give you peace of mind about how much it'll cost.
- Quality contractors--There are plenty of quality contractors in the Moreno Valley area, but finding one that is a good fit for your needs can be a challenge. When you have a home warranty in place, the search for a contractor is taken care of for you since home warranty companies have connections with contractors.
- Workmanship guarantee--Many home warranty providers offer a workmanship guarantee. This means that the home warranty company will keep helping if the issue isn't resolved the first time.
There are also some things to bear in mind about home warranties that could be a drawback for homeowners, especially:
- Exclusions--Make sure you read through the home warranty contract to see what the exclusions are. They can include things like pre-existing conditions, intentional damage, or appliances covered under a manufacturer's warranty.
- Choosing a contractor--You may not have the ability to select your own contractor depending on which home warranty company you decide to go with.
- Waiting period--Most home warranties make you wait 30 days before you can file a claim.
A home warranty can also provide value in other ways. In particular, some policies can be transferred from you to a buyer when selling a home.
FAQ's for Home Warranties in Moreno Valley
What's the best home warranty company in Moreno Valley?
The top home warranty provider in Moreno Valley is Choice Home Warranty. Choice Home Warranty offers good customer service and a large network of experienced service technicians in the area.
When should you get a home warranty?
Because home warranties usually have a 30-day waiting period before you can file a claim, you may want to purchase a home warranty as soon as possible to ensure you have coverage when you need it, especially if you have an older home or older appliances.
What is commonly covered under a home warranty?
Your home systems and appliances are covered under a home warranty plan in Moreno Valley. The plan you choose will affect which systems and appliances are covered, but everything from your oven to your garage door can be covered under a home warranty.
Can you use a home warranty immediately after buying it?
Most home warranties have a 30-day waiting period before you can file claims, but some may let you file sooner. Be sure to inquire about this if quicker coverage is a necessity for you.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.