5 Best Home Warranty Companies In Mill Valley, CA

Data: Kyle Holgate |
Updated: May 22, 2023

With our guide on the top home warranty providers in Mill Valley, picking the right one for your home will be effortless.

Being a homeowner in Mill Valley is a dream for many, but it also has its challenges. In the middle of summer, the last thing you want is to have to deal with your air conditioner needing repairs.

Compare the Best Home Warranty Companies in Mill Valley

Mill Valley is covered by plenty of home warranty providers to choose from. Finding a home warranty plan that is the perfect fit for your needs can be a bit tricky. Luckily we have taken into consideration things like coverage choices, pricing, service fees, customer service reviews, and more for each company to help you make a decision. Here's how the top providers in the Mill Valley area rank.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Mill Valley

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. First American Home Warranty: Best Appliance
  5. Cinch Home Services: Best Workmanship Guarantee

Mill Valley's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

In Mill Valley, Choice Home Warranty is the best overall home warranty option. The 2 home warranty plans that Choice offers include options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.

Service fees from Choice are $85. The coverage caps are also about $3,000. Choice has established itself as a company with high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield is a great option for homeowners who need the most customizable in Mill Valley. The 3 home warranty plans that AHS has include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps for AHS's plans are close to the $2,500 mark for most major systems and appliances, and service fees range from $70 to $125. AHS is known as a provider with a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

Select Home Warranty is the best choice for homeowners who need the most cost-effective in Mill Valley. Select has 3 simple plans, making the selection process easy. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.

The coverage caps for Select's plans are close to the $2,000 mark for most of the major systems and appliances, and service fees are $80. When you buy a home warranty from Select, you will get an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

First American Home Warranty has the best appliance home warranty in Mill Valley. The 2 policies that First American offers include differing levels of system and appliance coverage, as well as add-on options. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.

The coverage caps from First American are about $1,500. The service fees are $85, which is pretty reasonable. If you're looking for comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., this is the provider for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

#5 Cinch Home Services

Editorial Rating 94.3

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

In Mill Valley, Cinch Home Services is the best workmanship guarantee home warranty . The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

Cinch's service fees range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each covered appliance or system. When you buy a home warranty from Cinch, you will get a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

What does a Home Warranty Cover in Mill Valley?

A home warranty will cover your systems and appliances and the normal wear that they can experience. A home warranty helps guard you against repair expenses. Home warranties will also help with the cost of replacements in some situations when an appliance or system cannot be repaired.

The following are the systems that are usually covered under a home warranty:

  • Electrical system
  • Garbage disposal
  • Water heater
  • HVAC ductwork
  • HVAC (heating and air conditioning)
  • Plumbing system including stoppages
  • Ceiling and exhaust fans

The appliances commonly covered are ones like:

  • Built-in Microwave
  • Refrigerator
  • Cooktop
  • Clothes Dryer
  • Clothes Washer
  • Oven / Range / Stove
  • Dishwasher

Cost of a Home Warranty in Mill Valley?

The biggest reason to have a home warranty policy is to save you money. The policy you get needs to fit your budget so it can accomplish this. With a home warranty plan, the size of your home and what systems and appliances are covered will affect the overall cost of the plan. Plans at higher price points will generally have add-on coverages that increase the overall costs.

On average, home warranty premiums range from $30 to $80 per month and $60 to $150 for service fees. The exact number is based on which plan you get and what kind of coverage it has. Add-ons will also affect the overall cost. Keep these amounts in mind as you shop for the perfect plan for your needs.

Is a Home Warranty Worth It in Mill Valley?

Having a home warranty can help ensure that your savings and your home is properly protected if an issue should come up. Homeownership is a complicated thing, and ensuring that you have all of the information you need before purchasing a home warranty plan is quite important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's take a look at the benefits associated with a home warranty first:

  • Quality contractors--Home warranty providers only work with qualified and experienced contractors. The contractors have to undergo certain training and qualifications to have a relationship with the home warranty company. This can help ensure that your appliances and systems are adequately cared for.
  • Peace of mind--When an appliance or system stops working in your home, you can spend a lot of time thinking about the cost of the repair. A home warranty will give you peace of mind about how much it'll cost.
  • Workmanship guarantee--If you're still having problems with your appliance or system after a contractor tried to repair it, the workmanship guarantee ensures that you will keep getting service if the issue happens again within the guarantee period.

There are also some cons of home warranties, such as:

  • Waiting period--If you want to file a claim soon after buying the home warranty policy, that generally isn't possible. Most home warranties have you wait 30 days before you can request service.
  • Contractor choice--If you have a preference for which contractor comes to your home for repairs, then you may need to avoid certain companies since they choose for you.

The average cost of an air conditioner repair is around $370, so a home warranty can save you from having to pay all of that money yourself when a problem happens.

FAQ's for Home Warranties in Mill Valley

Which home warranty company is the best?

Our overall pick for the best home warranty provider in Mill Valley is Choice Home Warranty. However, the perfect company for you depends on what coverage you need for the appliances and systems in your home.

When can you purchase a home warranty?

Since home warranties typically have a 30-day waiting period before you can file a claim, you may want to purchase a home warranty as soon as possible to make sure you have coverage when you need it, particularly if you have an older home or older appliances.

What is usually covered under a Mill Valley home warranty?

A home warranty covers the repair and replacement costs for your home systems and appliances. Home warranties only cover damage due to normal wear and tear and often don't cover pre-existing conditions.

Should I get a home warranty?

A home warranty plan can help real estate agents, investors, homeowners, home sellers, and home buyers. It can provide peace of mind to anyone that is involved with homeownership.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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