5 Best Home Warranty Companies In Menlo Park, CA
Our guide on the best home warranty providers in Menlo Park can help you select the perfect one for your home.
Having a home in Menlo Park can be expensive. When an appliance or system stops working suddenly, it can bring about quite a bit of stress. Getting a expert repairperson and then having the repair completed within budget can be a hard task.
Compare the Best Home Warranty Companies in Menlo Park
There are dozens of home warranties that we had to assess to compile our guide of the best home warranty policies in Menlo Park. At Review Home Warranties, we surveyed all of these plans and compared factors such as monthly costs, coverage options, BBB ratings, time on the market, and more to help you make your decision. Here's how each provider ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Menlo Park
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Menlo Park's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty for Menlo Park homeowners. Choice offers 2 plans for homeowners to decide between, which have a mix of system and appliance coverage. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.
Service fees from Choice are $85. The coverage caps are also typically around $3,000 for most appliances and systems. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty option for Menlo Park homeowners. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. Its plans are ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's important to check with the company. Service fees range from $70 to $125. AHS is known as a company with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is a great option for homeowners who'd like the most cost-effective in Menlo Park. Select has 3 simple plans, making the selection process and policy coverage easily comprehensible. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-ons.
The coverage caps associated with Select's plans are around the $2,000 mark for most major appliances and systems, and service fees are $80. Select has established itself as a provider with an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
For homeowners who want the best appliance in Menlo Park, homeowners should consider picking First American Home Warranty. First American has 2 simple plans, making the selection process easy. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
Service fees from First American are $85. The coverage caps are also around $1,500 at the maximum. First American has established itself as a provider with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a great choice for homeowners who want the best workmanship guarantee in Menlo Park. Cinch offers 3 plans for homeowners to decide between, which have a combination of appliance and system coverage. The home warranty plans from Cinch Home Services include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage caps come out to about $1,000-$2,000 per appliance or system. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Menlo Park?
Now that you have a better idea of the best home warranty companies in Menlo Park, it's time to consider what they will actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. With a home warranty in Menlo Park, you can relax knowing that a broken septic system or microwave will only cost you a service fee. Some home warranty plans will have system and appliance coverage, and others will have one or the other. Most Menlo Park homeowners prefer a combination of coverage to ensure all needs are met.
There are several home systems that are typically covered under a home warranty, such as:
- Electrical system
- Water heater
- Plumbing system
- HVAC (heating and air conditioning)
The appliances commonly covered are ones such as:
- Oven / Range / Stove
- Built-in Microwave
- Cooktop
- Dishwasher
- Refrigerator
- Clothes Dryer
- Clothes Washer
Cost of a Home Warranty in Menlo Park?
The biggest reason to have a home warranty policy is to save you money. The policy you purchase has to suit your budget so it can benefit you financially. The type of home you have, as well as the coverage, service fee, and add-on coverage you choose all determine the price.
Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a technician visits your home. The exact amount you'll pay depends on the kind of coverage the plan offers. What will also increase the total cost is the add-on coverage you get. Those who are looking for a deal can use this information to help find the best overall pricing on the market.
Is a Home Warranty Worth It in Menlo Park?
You may want to purchase a home warranty for many reasons. You might have some old systems and appliances that you're worried about when it comes to breakdowns. Whatever your reasons may be, it's a good idea to understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
- Workmanship guarantee--Many home warranty companies have a workmanship guarantee. This means that the home warranty company will continue to help if the problem isn't resolved the first time.
- Quality contractors--Home warranty companies only work with qualified contractors. The contractors must have certain training and qualifications to have a relationship with the home warranty company. This can help ensure that your appliances and systems are adequately cared for.
- Peace of mind--Having a home warranty means that you can have peace of mind about the costs of repairs. With a home warranty, you will have a general idea that the fix is just going to be a service fee, which can help reduce your worries as a homeowner.
Home warranty policies can help protect you from large expenses, but you should also take the following into consideration when thinking of getting a home warranty:
- Choice of contractor--If you want to choose which contractor does your repairs, then you may need to avoid certain companies since they choose for you.
- Coverage cap--Pay attention to the coverage limits under the home warranty. This will dictate the highest amount the home warranty will pay for a repair or replacement.
- Exclusions--When you buy a home warranty, it will usually have some exclusions in the contract. For example, if an appliance is already covered under a warranty from the manufacturer, it may not be included in the home warranty.
Although you need to pay a premium and service fee when you have a home warranty, you can still save a good amount of money even if you only make one service call a year. For example, the average cost of a drain pipe repair is $560, so if you paid a $400 premium for the year and a $100 service fee, that'd save you $60 on that one call alone.
FAQ's for Home Warranties in Menlo Park
What's the best home warranty company?
Our overall pick for the top home warranty provider in Menlo Park is Choice Home Warranty. However, the right company for you depends on what kind of coverage you need for your appliances and systems.
When should you purchase a home warranty?
For homeowners with new appliances that are already covered under a manufacturer's warranty, you may want to hold off on purchasing a home warranty. Home warranty providers won't cover appliances and systems that are already covered by a warranty.
How does a home warranty work?
After you purchase a home warranty policy and an appliance or system stops working, you should file a claim. The home warranty company will send a repair technician to your home to evaluate the situation and repair the problem. Then, you will pay a service fee and the home warranty will cover the rest of the cost, as long as it is under the coverage cap.
Can I transfer my home warranty to someone else?
You can transfer your home warranty policy to someone else, including a homebuyer or a real estate agent.
Can you use a home warranty immediately after buying it?
Most home warranties have a 30-day waiting period before you can make service requests, but some may let you file sooner. Be sure to inquire about this if quicker coverage is a concern for you.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.