5 Best Home Warranty Companies In Lindsay, CA
With our guide on the top home warranty providers in Lindsay, picking the perfect one for you will be a cinch.
If you're lucky enough to live in Lindsay, you are likely aware that homeownership can be a bit challenging. You have paid a lot for that house, so maintaining it well is a priority for many homeowners.
Compare the Best Home Warranty Companies in Lindsay
Lindsay has several home warranty companies. Finding a home warranty policy that is the right fit for your home can be a bit tricky. Luckily we have taken into consideration things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you make a decision. Here are the rankings for the best home warranty companies in Lindsay.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Lindsay
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Lindsay's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty in Lindsay. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. Choice Home Warranty's plans include Basic Plan and Total Plan.
The coverage limits from Choice are around $3,000. The service fees are $85, which is pretty affordable. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty policy for Lindsay homeowners. The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
Service fees from AHS range from $70 to $125. The coverage caps are also generally about $2,500. AHS has established itself as a provider with a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is a great option for homeowners who want the most cost-effective in Lindsay. The 3 plans from Select are comprehensive and offer both system and appliance coverage. The Bronze Care Plan, Gold Care Plan, and Platinum Care Plan are the options the company has, and it also offers add-ons.
The coverage caps from Select are about $2,000. The service fees are $80, which is fairly reasonable. Additionally, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
For homeowners who want the best appliance in Lindsay, homeowners should consider choosing First American Home Warranty. The 2 plans from First American are easy to understand and have a mix of both system and appliance coverage. The Basic Plan and Premier Plan are the options the company has, and it also has add-ons.
The coverage limits from First American are around $1,500. The service fees are $85, which is pretty affordable. With a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Lindsay. The home warranty provider offers 3 plans to policyholders with various system and appliance coverage options. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also has add-on options.
The coverage caps from Cinch are around $1,000-$2,000. The service fees range from $75 to $150, which is fairly affordable. If you'd like a 180-day workmanship guarantee and a wide range of coverage options, this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Lindsay?
A home warranty will assist you with systems and appliances that get damaged because of normal wear. When you have an issue with a home system or appliance that has to be repaired or replaced because of normal wear and tear, the home warranty will help you pay for it. Each covered appliance or system in your plan will have its own details about the limits of the coverage.
Here are some common systems covered under a home warranty policy:
- Garbage disposal
- Water heater
- Plumbing system including stoppages
- Electrical system
- HVAC ductwork
- Ceiling and exhaust fans
- HVAC (heating and air conditioning)
The appliances commonly covered are ones such as:
- Clothes Dryer
- Built-in Microwave
- Refrigerator
- Oven / Range / Stove
- Dishwasher
- Clothes Washer
- Cooktop
Cost of a Home Warranty in Lindsay?
Having an idea of the average costs before doing your research can help ensure you get the best deal on the home warranty. The costs of a home warranty policy depends on the size of your home and the coverages that you choose.
The service fees that home warranty companies have range from $60-$150 and monthly premiums $30-$80, depending on the coverage you select. Choosing add-ons will also bring the price up. Keep these costs in mind as you research the right plan for your needs.
Is a Home Warranty Worth It in Lindsay?
You may want to purchase a home warranty for personal reasons. You might have some old systems and appliances that you're concerned about when it comes to functionality. Whatever your reason is, it's good to understand the pros and cons of the home warranty. Here are some of the benefits:
- Quality contractors--Home warranty companies only work with qualified contractors. The contractors need to undergo certain training and qualifications to have a connection with the home warranty company. This can help make sure that your appliances and systems are adequately cared for.
- Workmanship guarantee--After getting a repair, if the issue comes back within the guarantee period, the home warranty will step in once again to help. The guarantee period is usually between 30 and 90 days.
- Fast response times--If you don't have a home warranty policy, you must try to find a contractor, schedule with them, and hope they arrive on time to repair the issue. However, with the fast response times of a home warranty, you will likely have your repair in a 24-48 hour period.
- Peace of mind--If you are constantly worried about the next repair that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
There are also some terms to bear in mind about home warranties that could be a sticking point for homeowners, including:
- Choosing a contractor--Most home warranty providers will choose a contractor for you. For some, this is a perk because it's more convenient that way, but for others, this can be a disadvantage because they want to be able to choose.
- Exclusions--Read your contract with care to make sure you know what's included and excluded under the home warranty, like damage due to natural disasters, pre-existing conditions, or appliances that already have a manufacturer's warranty.
- Waiting period--After getting a home warranty plan, you usually need to wait about 30 days before coverage begins.
A home warranty can make your property more appealing to potential buyers and help your home sell quicker. This is because you can transfer the plan to the new owners.
FAQ's for Home Warranties in Lindsay
What's the best home warranty company?
The best home warranty company in Lindsay is Choice Home Warranty. Choice Home Warranty has good customer service and a large network of professional service technicians in the area.
How do you use a home warranty?
After you buy a home warranty policy and an appliance or system breaks down, you should submit a claim. The home warranty provider will send a technician to your home to evaluate the situation and repair the problem. Then, you will pay a service fee and the home warranty covers the rest of the cost, as long as it is below the coverage cap.
What types of things does a home warranty usually cover?
The systems and appliances in a home are covered under a home warranty policy in Lindsay. The coverage you choose will determine which systems and appliances are covered, but everything from your stove to your swimming pool can be covered under a home warranty.
Is a home warranty necessary?
Many homeowners feel like a home warranty is a good investment since it can help protect against unexpected large expenses. When you need to repair an appliance or system in your home, all you have to do is pay the service fee, which can provide you some financial peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.