In Lincoln, owning a home can be a rewarding, yet challenging experience. You've shelled out a lot of money for that property, so maintaining it well is a priority for many homeowners.
There are dozens of home warranties that have to be sorted through for us to compile our list of the top home warranty plans in Lincoln. Finding something that is the perfect fit for your needs can be a bit tricky. Fortunately we have evaluated things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you decide. This is how the top companies in Lincoln rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
In Lincoln, Choice Home Warranty offers the best overall home warranty option. Choice has 2 simple plans, making the selection process quick and easy. Its plans include Basic Plan and Total Plan.
Choice's service fees are $85, and the coverage limits come out to around $3,000 per covered appliance or system. Additionally, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
In Lincoln, American Home Shield offers the most customizable home warranty . AHS has 3 simple plans, making the selection process easy. Its plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most appliances and systems, but some plans may have different coverage caps, so it's important to check with the company. Service fees range from $70 to $125. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
In Lincoln, Select Home Warranty offers the most cost-effective home warranty policy. Select has 3 simple plans, making the selection process quick and easy. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select has coverage caps of around $2,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to check with the company. Service fees are $80. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
Cinch Home Services has the best workmanship guarantee home warranty in Lincoln. The 3 policies that Cinch has include options for appliance and system coverage. Its plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but with some plans, the coverage caps can be higher, so it's a good idea to check with the company. Service fees range from $75 to $150. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
The Home Service Club is a good choice for homeowners who want the best quick service in Lincoln. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. The Standard Coverage Plan and Comprehensive Coverage Plan are the names of the company's plans, and it also has add-ons.
Service fees from HSC are $60, $75, or $95, depending on the plan you choose. The coverage caps are also generally around $2,000 for most appliances and systems. HSC is known as a provider with quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Standard Coverage Plan | $50.40 | $60.00 - $95.00 | View Items Covered Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater. Standard Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Standard Coverage Plan Add On |
| Comprehensive Coverage Plan | $62.90 | $60.00 - $95.00 | View Items Covered Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan. Comprehensive Coverage Plan Included Item | View Add-on Items Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer. Comprehensive Coverage Plan Add On |
First American Home Warranty has the best appliance home warranty in Lincoln. First American offers 2 plans for homeowners to decide between, which have a mix of system and appliance coverage. First American Home Warranty's plans include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to verify with the provider. Service fees are $85. Plus, First American offers comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
A home warranty will assist you with systems and appliances in your home that experience damage because of normal wear and tear. The Lincoln home warranty can cover any system or appliance from a microwave to a plumbing system and everything in between. Some home warranties will even cover your pool and spa.
There are many home systems that are usually covered under a home warranty, including:
The appliances commonly covered are ones like:
The cost of a home warranty plan is something that you should consider when deciding on a plan. Our team has done in-depth research to ensure that you have a good grasp of what a home warranty in Lincoln will cost. The type of home you have, as well as the coverage, service fee, and any add-ons you pick all influence the cost.
Your premium can be from $30-$80 a month, and $60-$150 for the service fee you'll pay every time a contractor visits your home for a repair. The exact amount you'll pay is based on the type of coverage the plan offers. Picking add-on coverage will also make the price you have to pay higher. Keeping these ranges in mind as you shop around will help make sure you get a great deal on your home warranty.
A home warranty in Lincoln can give you quite a few benefits for homeowners. When an expensive HVAC repair could have cost $1500 to fix, your home warranty will likely only have you paying the service fee. But on the other hand, there are also some potential drawbacks you should consider when searching for a home warranty. Let's look at some benefits of having this home warranty in place first:
Home warranty companies can help protect you from unexpected repair expenses, but you must also keep the following in mind when you have a home warranty:
Having access to a professional network of contractors is one of the advantages of getting a home warranty. This makes getting repairs done super easy, since you won't have to research contractors and call around for quotes.
Our overall pick for the best home warranty provider in Lincoln is Choice Home Warranty. However, the right company for you depends on what kind of coverage you need for the appliances and systems in your home.
Home warranty policies cover problems related to systems and appliances that need repairs or replacements due to normal wear and tear. The homeowner's insurance policy is a different plan that protects the entire home from situations like natural disasters and fires. It doesn't cover typical appliance or system breakage.
Because home warranties generally have a 30-day waiting period before you can use it, you may want to purchase a home warranty as soon as possible to ensure you have coverage when you need it, especially if your home or appliances are on the older side.
A home warranty policy can help real estate agents, home sellers, homeowners, investors, and home buyers. It can offer peace of mind to anyone involved in homeownership.
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.