5 Best Home Warranty Companies In Larkspur, CA
Are you looking for the best home warranty for your home in Larkspur? You're in the right spot.
In Larkspur, buying a home can be an exciting, yet difficult endeavor. When it's hot in the summer and you're using your A.C. a lot, dealing with it failing is a hassle.
Compare the Best Home Warranty Companies in Larkspur
Larkspur has many home warranty policies. Finding a home warranty policy that is the perfect fit for your needs can be a bit difficult. Luckily we have assessed things like coverage choices, pricing, service fees, customer service reviews, and more for each provider to help you decide on one. This is how the top plans in Larkspur rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Larkspur
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Larkspur's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty offers the best overall home warranty in Larkspur. Choice has 2 simple plans, making the selection process and policy coverage easily understandable. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on options.
Service fees from Choice are $85. The coverage caps are also typically about $3,000. If you'd like high coverage caps and a contract that's easy to understand, this is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
For homeowners who'd like the most customizable in Larkspur, homeowners should consider American Home Shield. The 3 plans that AHS has include options for appliance and system coverage. American Home Shield's plans include ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS's service fees range from $70 to $125, and the coverage caps come out to around $2,500 per covered appliance or system. If you're looking for a customizable plan and a low claim denial rate, you'll want to have this plan on your side.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty has the most cost-effective home warranty policy for Larkspur residents. The home warranty company offers 3 plans to policyholders with various system and appliance coverage options. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on options.
Service fees from Select are $80. The coverage caps are also typically about $2,000 for most appliances and systems. Additionally, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is the best appliance home warranty in Larkspur. The 2 plans from First American are comprehensive and offer both system and appliance coverage. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on options.
First American's service fees are $85, and the coverage limits come out to around $1,500 per covered system or appliance. When you have a home warranty from First American, you can benefit from comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services offers the best workmanship guarantee home warranty for Larkspur homeowners. The home warranty provider offers 3 plans to policyholders with various options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on coverage.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 for most systems and appliances. Cinch has established itself as a company with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Larkspur?
A home warranty will cover home systems and appliances and the normal wear and tear that they can experience. With a home warranty in Larkspur, you can have the peace of mind that a broken septic system or microwave will only cost you the price of a service fee. Some home warranty policies will have system and appliance coverage, while others will have one or the other. Most Larkspur homeowners prefer a combination of coverage to ensure all needs are met.
Here are some common systems covered under a home warranty plan:
- Plumbing system including stoppages
- Garbage disposal
- Ceiling and exhaust fans
- HVAC (heating and air conditioning)
- Electrical system
- Water heater
- HVAC ductwork
Common appliances covered under Larkspur home warranties include:
- Cooktop
- Refrigerator
- Dishwasher
- Built-in Microwave
- Clothes Dryer
- Clothes Washer
- Oven / Range / Stove
Cost of a Home Warranty in Larkspur?
How much a home warranty plan costs is something that you must think about when deciding on a plan. We have done some in-depth research to make sure you have a good grasp of what a home warranty in Larkspur will cost. The cost of a home warranty for Larkspur residents depends on the size or type of the home, as well as the coverage you want.
On average, home warranty premiums range from $30 to $80 a month and $60 to $150 for service fees. The exact cost varies based on which plan you choose and how much coverage it has. Choosing add-on coverage will also bring the price up. Keeping these costs in mind as you shop around will help make sure you get the best deal on your home warranty.
Is a Home Warranty Worth It in Larkspur?
You may want to purchase a home warranty for many reasons. There could be some old systems and appliances that you're worried about when it comes to breakdowns. Whatever your reasons may be, it's good to understand the benefits and potential downsides of the home warranty. Here are some of the benefits:
- Quality contractors--There are many quality contractors in the Larkspur area, but finding one that is a good fit for your needs can be difficult. When you have a home warranty, the contractor situation is handled for you since home warranty companies have relationships with contractors.
- Workmanship guarantee--This ensures that in case the problem with your appliance or system isn't fixed the first time, the home warranty will keep assisting you with it.
- Fast response times--The response times from a home warranty company are usually in a 24 to 48-hour window. This is tremendously faster than trying to find a contractor yourself.
Home warranty plans can help you save money, but you should also take the following into consideration when you have a home warranty in place:
- Exclusions--Read your contract thoroughly to be sure you know what's included and excluded under the home warranty, like pre-existing conditions, appliances that already have a manufacturer's warranty, or damage due to natural disasters.
- Choosing a contractor--For some, having the home warranty choose a contractor for you is a good thing, but others may want a choice of their own. Some home warranty companies allow this, so if that's important to you, make sure to opt for one of those.
- Waiting period--After purchasing a home warranty plan, you usually need to wait about 30 days before coverage starts.
If you're new to the area and don't know any local technicians, getting a home warranty could be useful since it will find and send contractors to you.
FAQ's for Home Warranties in Larkspur
Which home warranty should I choose?
The top home warranty provider in Larkspur is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of professional repair technicians in the area.
How do you use a home warranty?
After you get a home warranty plan and an appliance or system fails, you should submit a claim. The home warranty provider will send a technician to your home to evaluate the situation and repair the problem. Then, you pay a service fee and the home warranty will cover the remaining cost, as long as it is under the coverage cap.
What kinds of things does a home warranty commonly cover?
Your home systems and appliances are covered under a home warranty in Larkspur. The policy you buy will determine which systems and appliances are covered, but everything from your stove to your washer can be covered under a home warranty.
When can you use a home warranty after purchasing it?
Most home warranty companies have a 30-day waiting period before you can file claims, but some may allow you to file sooner. Make sure you check with the provider about this if quicker coverage is a necessity for you.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.