6 Best Home Warranty Companies In Lancaster, CA

Are you searching for the best home warranty in Lancaster? We've got you covered.

Lancaster is a nice area in the state of California to own a home. Buying a new home is just the beginning, though. You still need to maintain it, which can be quite costly. When an appliance or system breaks down unexpectedly, it can cause you quite a bit of stress. Finding a knowledgeable repairperson and then having the repair completed without eating into your savings can be a burdensome task.

Compare the Best Home Warranty Companies in Lancaster

There are more than sixty home warranty companies in the Lancaster area. This can be a lot of information for homeowners to take in and it can be quite the task to figure out which of these home warranty plans would best suit your needs. At Review Home Warranties, we compared coverages, customer service reviews, service fees, BBB ratings, and more. Here's how each company ranked.

Company Name Choice Home Warranty American Home Shield Select Home Warranty
Number of Plan Options 2 3 3
Monthly Plan Cost $45.00 - $53.33 $29.27 - $74.27 $57.67 - $62.08
Better Business Bureau Rating B B B
Reviews Reviews Read Choice Home Warranty Reviews Reviews Read American Home Shield Reviews Reviews Read Select Home Warranty Reviews

Home Warranty Companies In Lancaster

  1. Choice Home Warranty: Best Overall
  2. American Home Shield: Most Customizable
  3. Select Home Warranty: Most Cost-Effective
  4. Cinch Home Services: Best Workmanship Guarantee
  5. The Home Service Club: Best Quick Service
  6. First American Home Warranty: Best Appliance

Lancaster's Top Home Warranty Companies'

#1 Choice Home Warranty

Editorial Rating 98.5

    Pros:
  • Over 10 years of experience
  • 24/7 customer service team
  • Home inspections aren’t required
  • 90-day repair guarantee

Choice Home Warranty offers the best overall home warranty policy for Lancaster homeowners. The home warranty provider offers 2 plans to policyholders that have various system and appliance coverage options. The home warranty plans from Choice Home Warranty include Basic Plan and Total Plan.

Choice has coverage caps of around $3,000 for most appliances and systems, but some plans may have different coverage caps, so it's a good idea to check with the company. Service fees are $85. With a home warranty from Choice, you can enjoy high coverage caps and a contract that's easy to understand.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $45.00 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Basic Plan Add On

Total Plan $53.33 $85.00

View Items Covered

Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator.

Total Plan Included Item

View Add-on Items

Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer.

Total Plan Add On

#2 American Home Shield

Editorial Rating 97.6

    Pros:
  • The oldest and most trusted company in the industry
  • Allows customers to build their own plans
  • Ability to choose the service fee you want to pay
  • Broad coverage on up to 33 appliances and systems

American Home Shield offers the most customizable home warranty in Lancaster. AHS has 3 plans for homeowners to decide between, which contain a mix of appliance and system coverage. American Home Shield's plans are ShieldSilver, ShieldGold, and ShieldPlatinum.

The coverage caps for AHS's plans are close to the $2,500 mark for many of the major systems and appliances, and service fees range from $70 to $125. When you purchase a policy from AHS, you will get a customizable plan and a low claim denial rate.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
ShieldSilver $29.27 - $44.27 $75.00 - $125.00

View Items Covered

Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan.

ShieldSilver Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldSilver Add On

ShieldGold $39.27 - $54.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan.

ShieldGold Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldGold Add On

ShieldPlatinum $59.27 - $74.27 $75.00 - $125.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan.

ShieldPlatinum Included Item

View Add-on Items

Pool, Spa, PC, TV, Septic, Well pump.

ShieldPlatinum Add On

#3 Select Home Warranty

Editorial Rating 97.2

    Pros:
  • Low service fees compared to other home warranty providers
  • Two months of free coverage
  • Has an appliance-only, systems-only, and combo plan option
  • 90-day repair guarantee

For homeowners who want the most cost-effective in Lancaster, homeowners should consider picking Select Home Warranty. The 3 home warranty plans that Select offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on coverage.

The coverage caps associated with Select's plans are close to the $2,000 mark for most of the major home systems and appliances, and service fees are $80. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Bronze Care Plan $57.67 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer.

Bronze Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Bronze Care Plan Add On

Gold Care Plan $57.67 $60.00

View Items Covered

Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater.

Gold Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Gold Care Plan Add On

Platinum Care Plan $62.08 $60.00

View Items Covered

Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages.

Platinum Care Plan Included Item

View Add-on Items

Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks.

Platinum Care Plan Add On

#4 Cinch Home Services

Editorial Rating 96.5

    Pros:
  • Offers home insurance deductible of $500
  • Extra long 180-day workmanship guarantee
  • Offers free cancellation in the first 30 days

Cinch Home Services is the best option for homeowners who need the best workmanship guarantee in Lancaster. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Its plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.

Cinch's service fees range from $75 to $150, and the coverage limits come out to around $1,000-$2,000 for each covered appliance or system. Cinch is known as a provider with a 180-day workmanship guarantee and a wide range of coverage options.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Appliances Plan $34.99 - $50.99 $75.00 - $150.00

View Items Covered

Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer.

Appliances Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Appliances Plan Add On

Built-in Systems Plan $39.99 - $57.99 $75.00 - $150.00

View Items Covered

Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan.

Built-in Systems Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Built-in Systems Plan Add On

Complete Home Plan $49.99 - $67.99 $75.00 - $150.00

View Items Covered

Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Complete Home Plan Included Item

View Add-on Items

Pool, Septic, Well pump.

Complete Home Plan Add On

#5 The Home Service Club

Editorial Rating 95.3

    Pros:
  • Policy starts in ten days
  • 24/7 customer service support
  • Generous coverage caps on important systems and appliances
  • 30-labor guarantee and 90-day parts guarantee
  • Offers utility and home service outside line coverage

The Home Service Club is the best choice for homeowners who want the best quick service in Lancaster. The 2 policies that HSC offers include differing levels of system and appliance coverage, as well as add-on options. The Home Service Club's plans are Standard Coverage Plan and Comprehensive Coverage Plan.

The coverage caps from HSC are around $2,000. The service fees are $60, $75, or $95, depending on the plan you choose, which is pretty affordable. When you have a home warranty from HSC, you can benefit from quick coverage just 10 days after purchasing the policy and a 30-day labor guarantee and a 90-day parts guarantee.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Standard Coverage Plan $50.40 $60.00 - $95.00

View Items Covered

Air conditioner, Ceiling fan, Dishwasher, Garbage disposal, Dryer, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Plumbing, Refrigerator, Trash compactor, Central vacuum, Washer, Water heater.

Standard Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Standard Coverage Plan Add On

Comprehensive Coverage Plan $62.90 $60.00 - $95.00

View Items Covered

Air conditioner, Alarm wiring, Attic fans, Ceiling fan, Dishwasher, Garbage disposal, Doorbell, Dryer, Ductwork, Electrical system, Food center, Free-standing ice maker, Garage door opener, Heating system, Microwave, Oven, Pest control, Phone, Plumbing, Plumbing stoppages, Refrigerator, Sump pump, Toilet, Trash compactor, Central vacuum, Washer, Water dispenser, Water heater, Whole house fan.

Comprehensive Coverage Plan Included Item

View Add-on Items

Utilities and home service line coverage (outside gas line, outside water line, outside sewer line, sprinkler system, Pool, Spa, Water softener, Roof leaks, Well pump, Pump, Stand-alone freezer.

Comprehensive Coverage Plan Add On

#6 First American Home Warranty

Editorial Rating 94.7

    Pros:
  • Established company with a BBB accreditation
  • Doesn’t have a coverage cap on heating, cooling, or ductwork
  • 24/7 service calls available
  • Offers replacement of some covered items that are too damaged to repair

For homeowners who'd like the best appliance in Lancaster, homeowners should consider choosing First American Home Warranty. First American has 2 simple plans, making the selection process quick and easy. The plans that First American offers to homeowners are Basic Plan and Premier Plan.

The coverage caps associated with First American's plans are around the $1,500 mark for many major appliances and systems, and service fees are $85. If you'd like comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., this is the plan for you.

Plan Name Monthly Cost Service Fee Items Covered Add-on Items
Basic Plan $38.00 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser.

Basic Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Basic Plan Add On

Premier Plan $48.50 $85.00

View Items Covered

Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser.

Premier Plan Included Item

View Add-on Items

Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade.

Premier Plan Add On

What does a Home Warranty Cover in Lancaster?

A home warranty in Lancaster is put in place to help when your systems and appliances break down due to normal wear and tear. A home warranty in Lancaster can cover any system or appliance from a microwave to a water heater and everything in between. Some home warranties will even cover your roof when it leaks.

The home systems usually covered under a home warranty are

  • Plumbing system
  • Water heater
  • Electrical system
  • HVAC (heating and air conditioning)

Common appliances covered under Lancaster home warranties include:

  • Oven / Range / Stove
  • Dishwasher
  • Clothes Dryer
  • Cooktop
  • Refrigerator
  • Clothes Washer
  • Built-in Microwave

Cost of a Home Warranty in Lancaster?

Having an idea of what a home warranty costs before doing your shopping can help ensure you get the best deal on the home warranty you choose. The home warranty costs for Lancaster homeowners can vary depending on the size or type of your home, as well as the coverage you want.

On average, premiums range from $30 to $80 a month and $60 to $150 for service fees. The exact cost varies based on the plan you choose and how much coverage it has. Also, if you want any add-ons, that will increase the cost. When searching for a home warranty, keeping these averages in mind can help you choose the right plan for your budget.

Is a Home Warranty Worth It in Lancaster?

A home warranty in Lancaster can bring about quite a few benefits for homeowners. When an expensive repair could have cost a thousand or more to fix, your home warranty will often only require you to pay the service fee. However, there are also some potential drawbacks you should take into consideration when searching for a home warranty. Let's take a look at some benefits of having this home warranty in place first:

  • Peace of mind--If you are always worrying about the next issue that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
  • Workmanship guarantee--After getting a repair, if the issue returns within the guarantee period, the home warranty will step in once again to help. The guarantee period is typically between 30 and 90 days.
  • Fast response times--When you do not have a home warranty, you must try and find a contractor, schedule with them, and hope they come on time to repair the problem. But, with the quick response times of a home warranty, you will likely have your appliance or system fixed in a 24-48 hour window.
  • Quality contractors--There are many difficulties that come hand in hand with an appliance or system failing, and one of them is locking in a contractor. Your home warranty can handle this for you, which takes that off your plate.

There are also some terms to bear in mind about home warranties that could be a downside for homeowners, particularly:

  • Exclusions--When you purchase a home warranty, it will often have some exclusions mentioned in the contract. For instance, if one of your appliances is already covered under a warranty from the manufacturer, it may not be covered by the home warranty.
  • Waiting period--After buying a home warranty policy, you typically need to wait around 30 days before coverage starts.
  • Choosing a contractor--For some, having the home warranty choose a contractor for you is a good thing, but others may want the ability to choose their own. Some home warranty companies let you do this, so if that's important to you, make sure to opt for one of those.

A home warranty plan can make your property more appealing to potential buyers and help your home sell faster. This is because you can transfer the plan to the new owners.

FAQ's for Home Warranties in Lancaster

What's the best home warranty company?

The best home warranty company in Lancaster is Choice Home Warranty. Choice Home Warranty has good customer service and an expansive network of experienced technicians in the area.

What's a home warranty?

A home warranty is a service contract designed to give homeowners coverage for their home systems and appliances, such as dishwashers, dryers, garbage disposals, refrigerators, washing machines, heating and cooling systems, sump pumps, plumbing, electrical systems, water heaters, among others.

When should you get a home warranty?

Because home warranties usually have a 30-day waiting period before you can use it, you may want to get a home warranty as soon as possible to ensure coverage when you need it, particularly if your home or appliances are on the older side.

When can you use a home warranty after purchasing it?

Usually coverage for a home warranty starts 30 days after the payment receipt. However, a few companies may let you file a claim before this, so check with customer service to find the exact waiting period for your plan.

Our Rating Methodology

At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:

  • Plan options: Providers that offer more flexibility in their plans are rated higher.
  • Coverage specifics: The more items covered in a home warranty plan, the higher the score.
  • Pricing: We take the monthly fee and service fee into consideration when rating pricing.
  • Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
  • State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
  • Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
  • Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.

Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.

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