5 Best Home Warranty Companies In Laguna Beach, CA
Are you looking for the best home warranty company for you in Laguna Beach? You're in the right spot.
If you're lucky enough to own a home in Laguna Beach, you are surely aware of the challenges of homeownership. When an appliance or home system decides that it is done working suddenly, it can cause you some stress. Getting a knowledgeable repair technician and then having the repair done without costing you a lot can be a complicated task.
Compare the Best Home Warranty Companies in Laguna Beach
There are plenty of home warranty plans for Laguna Beach homeowners. We considered everything from coverage choices to pricing to customer service to come up with the best home warranty plans in Laguna Beach. Here's how the best providers in Laguna Beach rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Laguna Beach
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Laguna Beach's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who want the best overall in Laguna Beach, Choice Home Warranty is the best option. Choice offers 2 plans for you to decide between, which contain a mix of system and appliance coverage. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-ons.
The coverage caps associated with Choice's plans are close to the $3,000 mark for many of the major systems and appliances, and service fees are $85. Plus, Choice has high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield offers the most customizable home warranty for Laguna Beach residents. AHS has 3 simple plans, making the selection process quick and easy. The plans that AHS offers to homeowners are ShieldSilver, ShieldGold, and ShieldPlatinum.
AHS has coverage caps of around $2,500 for most systems and appliances, but some plans may have different coverage caps, so it's important to ask the provider. Service fees range from $70 to $125. If you want a customizable plan and a low claim denial rate, AHS is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty is the most cost-effective home warranty in Laguna Beach. Select has 3 simple plans, making the selection process easy. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps from Select are about $2,000. The service fees are $80, which is pretty affordable. When you purchase a home warranty from Select, you can look forward to an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
In Laguna Beach, First American Home Warranty is the best appliance home warranty policy. The 2 plans from First American are comprehensive and have a mix of both system and appliance coverage. The plans that First American offers to homeowners are Basic Plan and Premier Plan.
The coverage caps associated with First American's plans are close to the $1,500 mark for many of the major systems and appliances, and service fees are $85. With a home warranty from First American, you can enjoy comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best choice for homeowners who'd like the best workmanship guarantee in Laguna Beach. The home warranty company offers 3 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between Cinch Home Services' Appliances Plan, Built-in Systems Plan, and Complete Home Plan and also add-on coverage.
Service fees from Cinch range from $75 to $150. The coverage caps are also typically about $1,000-$2,000 for most appliances and systems. When you have a home warranty from Cinch, you can benefit from a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Laguna Beach?
A home warranty will cover home systems and appliances and the normal wear they can experience. When you have a problem with a home system or appliance that needs to be repaired or replaced because of normal wear and tear, a home warranty will help you pay for it. Each individual covered appliance or system in your plan will have its own details about the coverage.
There are many home systems that are usually covered under a home warranty, like:
- Electrical system
- Water heater
- Plumbing system
- HVAC (heating and air conditioning)
Common appliances covered under Laguna Beach home warranties include:
- Oven / Range / Stove
- Dishwasher
- Clothes Dryer
- Cooktop
- Built-in Microwave
- Refrigerator
- Clothes Washer
Cost of a Home Warranty in Laguna Beach?
At Review Home Warranties, we have done exhaustive research to be able to tell you about the average costs of a home warranty in Laguna Beach. The size of your home, as well as the coverage, service fee, and add-on coverage you want all affect the price.
On average, premiums range from $30 to $80 per month and $60 to $150 for service fees. The exact number depends on which plan you get and what kind of coverage it has. What will also influence the overall cost is the add-on coverage you choose. When searching for a home warranty, keeping these averages in mind can help you pick the right plan for your budget.
Is a Home Warranty Worth It in Laguna Beach?
A home warranty in Laguna Beach can bring about quite a few benefits for homeowners. When an expensive plumbing repair could have cost a thousand or more to fix, your home warranty will often only require you to pay the service fee. But on the other hand, there are also some potential drawbacks you should consider when searching for a home warranty. Let's look at some benefits of having this home warranty first:
- Fast response times--Without a home warranty, you may have to wait several weeks for a technician to come assist you. But you can usually get service within a 24-48 hour period with a home warranty.
- Workmanship guarantee--If you're still having issues with your appliance or system after it's been repaired, the workmanship guarantee ensures that you will keep getting service if the problem occurs again within the guarantee period.
- Peace of mind--When something stops working in your home, you can spend a lot of time thinking about the expense of the repair. A home warranty will give you peace of mind about how much it'll cost.
And these are a few of the potential drawbacks of a home warranty:
- Waiting period--Many home warranties make you wait 30 days before you can file a claim.
- Coverage limit--Take note of the coverage limits in the home warranty contract. This will determine the highest amount the home warranty will pay for a repair or replacement.
- Exclusions--Home warranties usually come with exclusions and things they won't cover, such as pre-existing conditions or damage from lack of proper maintenance.
A home warranty can also have value in other ways. For instance, some plans can be transferred from you to a buyer during a home sale.
FAQ's for Home Warranties in Laguna Beach
What's the best home warranty company?
Our overall pick for the top home warranty provider in Laguna Beach is Choice Home Warranty. However, the best company for you depends on what kind of coverage you need for your appliances and home systems.
How does a home warranty work?
When a home system or appliance fails, your home warranty can help. First, you submit a claim, which you can do via phone or online. After that, the home warranty company will send a contractor to your home and you will pay a service fee once the problem has been resolved.
What is generally covered under a home warranty?
The systems and appliances in a home are covered under a home warranty policy in Laguna Beach. The policy you buy will determine which systems and appliances are covered, but everything from your fridge to your pool can be covered under a home warranty.
Can a home warranty be transferred?
A home warranty can be transferred to someone else, so if you plan on selling your home, the homebuyer can benefit from the policy as well.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.