5 Best Home Warranty Companies In La Riviera, CA
With our guide on the top home warranty companies in La Riviera, getting the right one for you will be easy.
La Riviera is a wonderful area in the state of California to be a homeowner. Closing on a new home is just the beginning, though. You still have to maintain it, which can come with a fair amount of expenses. Residing in a hot city like La Riviera can put a lot of stress on your systems, particularly in the summer when you'll be running your A.C. constantly.
Compare the Best Home Warranty Companies in La Riviera
There are dozens of home warranties that need to be analyzed for us to be able to put together our list of the best home warranty policies in La Riviera. We compared everything from monthly cost to pricing to customer service to decide on the top home warranty plans in La Riviera. Here is how each provider ranked.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In La Riviera
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
La Riviera's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty is a great option for homeowners who'd like the best overall in La Riviera. The home warranty company offers 2 plans to policyholders with various options for appliance and system coverage. The Basic Plan and Total Plan are the names of the company's plans, and it also has add-on options.
Choice's service fees are $85, and the coverage limits come out to around $3,000 per covered appliance or system. If you're looking for high coverage caps and a contract that's easy to understand, Choice is the perfect provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty plan for La Riviera homeowners. The 3 plans from AHS are easy to understand and offer both system and appliance coverage. The ShieldSilver, ShieldGold, and ShieldPlatinum are the options the company has, and it also has add-on coverage.
Service fees from AHS range from $70 to $125. The coverage caps are also about $2,500 for most systems and appliances. When you have a home warranty from AHS, you can benefit from a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty for La Riviera residents. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. Homeowners can choose between Select Home Warranty's Bronze Care Plan, Gold Care Plan, and Platinum Care Plan and also add-on coverage.
Select's service fees are $80, and the coverage caps come out to around $2,000 for each covered system or appliance. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty has the best appliance home warranty policy for La Riviera residents. The 2 plans that First American offers include differing levels of system and appliance coverage, as well as add-on options. Homeowners can choose between First American Home Warranty's Basic Plan and Premier Plan and also add-on coverage.
First American's service fees are $85, and the coverage limits come out to about $1,500 for each covered appliance or system. Additionally, First American has comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
For homeowners who want the best workmanship guarantee in La Riviera, Cinch Home Services is a good choice. The home warranty company offers 3 plans to policyholders with various options for appliance and system coverage. Its plans include Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
The coverage caps associated with Cinch's plans are close to the $1,000-$2,000 mark for many of the major appliances and systems, and service fees range from $75 to $150. Additionally, Cinch has a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in La Riviera?
Now that you have an idea of which home warranty providers are the best ones in La Riviera, you may be curious what these plans typically cover. A home warranty helps protect you against sudden repair expenses. Home warranties will also assist with covering the cost of replacements in some cases when an appliance or system cannot be repaired.
These are the systems that are usually covered under a home warranty:
- Plumbing system including stoppages
- HVAC (heating and air conditioning)
- Water heater
- Electrical system
- Garbage disposal
- Ceiling and exhaust fans
- HVAC ductwork
Common appliances covered under La Riviera home warranties include:
- Refrigerator
- Clothes Washer
- Dishwasher
- Built-in Microwave
- Clothes Dryer
- Cooktop
- Oven / Range / Stove
Cost of a Home Warranty in La Riviera?
La Riviera homeowners that care about saving money should have a general idea of what home warranties cost on average. The cost of a home warranty for La Riviera homeowners can vary depending on the size or type of the home, as well as the type of coverage you need.
On average, home warranty premiums range from $30 to $80 a month and service fees from $60 to $150. The exact cost varies based on the plan you choose and what kind of coverage it has. Plus, if you choose any add-ons, that will raise the cost. Homeowners who are looking for a deal can use this information to help find the best overall pricing for you.
Is a Home Warranty Worth It in La Riviera?
Many homeowners that sign up for a home warranty in La Riviera are trying to save money. However, there are other benefits, as well as some potential disadvantages, of a home warranty that homeowners should be aware of. Let's go over the benefits first:
- Peace of mind--As a homeowner, you may be concerned about your microwave or stove failing at any given time. Your home warranty can give you peace of mind that if something breaks, it will be covered.
- Workmanship guarantee--Many home warranty providers offer a workmanship guarantee. This makes sure that the home warranty company will keep helping if the problem isn't resolved the first time.
- Quality contractors--Home warranty companies only work with experienced contractors. The contractors have to have certain training and qualifications to have a connection with the home warranty company. This can help ensure that your appliances and systems are properly cared for.
There are also some terms to consider about home warranties that could be a drawback for homeowners, especially:
- Choosing a contractor--For some, not having to choose a contractor is a good thing, but others may want a choice of their own. Some home warranty companies let you do this, so if that's a priority for you, make sure to go with one of those.
- Waiting period--You often will have to wait about 30 days before you can use your home warranty plan.
Although you need to pay a premium and service fee for a home warranty, you can still save a good amount of money even if you only make one service call a year. For example, the average cost of a drain pipe repair is $560, so if you paid a $400 premium for the year and a $100 service fee, that'd save you $60 on that one call alone.
FAQ's for Home Warranties in La Riviera
What's the best home warranty company in La Riviera?
The top home warranty company in La Riviera is Choice Home Warranty. Choice Home Warranty provides good customer service and an expansive network of professional service technicians in the area.
When can you buy a home warranty?
If you have new appliances that are already covered under a manufacturer's warranty, you may want to hold off on purchasing a home warranty. Home warranty companies won't cover appliances and systems that are already covered by a warranty.
What types of things does a home warranty usually cover?
A home warranty will cover the repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover something that happened due to a pre-existing condition.
Who should get a home warranty?
Home buyers, home sellers, landlords, real estate agents, and homeowners can all get home warranty plans. A home warranty can help make your home more appealing to prospective buyers and save homeowners money in the long run.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.