5 Best Home Warranty Companies In Irvine, CA
We've done the research on the top home warranty companies in Irvine so you can pick the right one for you easily.
In Irvine, owning a home can be an exciting, yet challenging experience. It's a headache when you really need your A.C. in the summer and it has to be repaired unexpectedly.
Compare the Best Home Warranty Companies in Irvine
There are lots of home warranties that need to be examined for us to be able to put together our list of the best home warranty policies in Irvine. At Review Home Warranties, we surveyed all of these companies and compared factors like coverage options, monthly costs, BBB ratings, time on the market, and more to help you decide. These are the rankings for the top home warranties in Irvine.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Irvine
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Irvine's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
Choice Home Warranty has the best overall home warranty in Irvine. Choice has 2 simple plans, making the selection process and policy coverage easily comprehensible. The Basic Plan and Total Plan are the names of the company's plans, and it also offers add-on coverage.
Choice's service fees are $85, and the coverage caps come out to around $3,000 for each system or appliance. When you purchase a home warranty from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty in Irvine. AHS has 3 simple plans, making the selection process quick and easy. Homeowners can choose between American Home Shield's ShieldSilver, ShieldGold, and ShieldPlatinum and also add-on coverage.
The coverage caps associated with AHS's plans are around the $2,500 mark for many of the major appliances and systems, and service fees range from $70 to $125. Plus, AHS has a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
For homeowners who need the most cost-effective in Irvine, homeowners should consider choosing Select Home Warranty. The 3 policies that Select has include options for appliance and system coverage. The home warranty plans from Select Home Warranty include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
The coverage caps for Select's plans are around the $2,000 mark for most of the major home systems and appliances, and service fees are $80. If you're looking for an affordable service fee and free roof coverage, Select is the provider for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty offers the best appliance home warranty policy for Irvine homeowners. The 2 policies that First American offers include options for appliance and system coverage. Its plans include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most systems and appliances, but some plans may have different coverage caps, so it's important to check with the provider. Service fees are $85. First American has established itself as a company with comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is a good option for homeowners who need the best workmanship guarantee in Irvine. The home warranty provider offers 3 plans to policyholders, which have various options for appliance and system coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the options the company has, and it also offers add-on options.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to verify with the provider. Service fees range from $75 to $150. Cinch has established itself as a company with a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Irvine?
A home warranty covers home systems and appliances and the typical wear that they can experience. A home warranty in Irvine can cover any system or appliance from a refrigerator to a water heater and everything in between. Some home warranties will even cover your pool and spa.
Some of the most common system coverages included under a home warranty in Irvine include:
- Electrical system
- Plumbing system
- HVAC (heating and air conditioning)
- Water heater
And the common appliances covered include:
- Clothes Dryer
- Dishwasher
- Clothes Washer
- Refrigerator
- Cooktop
- Oven / Range / Stove
- Built-in Microwave
Cost of a Home Warranty in Irvine?
At Review Home Warranties, we have done thorough research to find out the average costs of a home warranty policy in Irvine. The home warranty costs for Irvine residents depends on the size or type of your home, as well as the kind of coverage you need.
Premiums range from $30 to $80 a month and service fees can be between $60 and $150 per technician visit. How much it'll cost exactly depends on the plan's coverage. What will also determine the total cost is the add-on coverage you choose. Keeping these costs in mind as you do your research will help ensure you get the best deal on your home warranty.
Is a Home Warranty Worth It in Irvine?
Having a home warranty will help ensure that your savings and your home is properly protected if an issue should come up. Homeownership is a complicated thing, so having all the information you need before getting a home warranty plan is important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's take a look at the benefits associated with a home warranty first:
- Quality contractors--It is hard to find good quality repair technicians with fair pricing. With a home warranty plan, you simply submit a claim, and the rest is taken care of for you.
- Workmanship guarantee--A workmanship guarantee ensures that in case a repair does not work, the home warranty provider will continue to work with you to find a solution. Without a home warranty in place, you may pay for a repair and then never see that contractor again.
- Peace of mind--If you are always thinking about the next repair that'll come up regarding your home systems and appliances, a home warranty can help you give you some peace of mind.
And here are a few of the potential downsides of a home warranty:
- Waiting period--Most home warranty companies have you wait 30 days before you can file a claim.
- Choosing a contractor--For some, having the home warranty choose a contractor for you is an advantage, but others may want the ability to choose their own. Some home warranty providers let you do this, so if that's important to you, be sure to go with one of those.
Having access to a large network of contractors is one of the pros of purchasing a home warranty. This makes getting repairs done super easy, since you won't have to look up contractors and call around for estimates.
FAQ's for Home Warranties in Irvine
What's the best home warranty company in Irvine?
The top home warranty provider in Irvine is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of professional technicians in the area.
How do you use a home warranty?
After you buy a home warranty plan and an appliance or system breaks down, you should file a claim. The home warranty provider will send a contractor to your home to evaluate the situation and fix the issue. Then, you pay a service fee and the home warranty will cover the remaining cost, as long as it is under the coverage cap.
What types of things does a home warranty generally cover?
A home warranty plan covers the repair and replacement costs for systems and appliances in a home. Home warranties will not cover the intentional damage or pre-existing conditions.
Can I transfer my home warranty to someone else?
A home warranty can be transferred to someone else, so if you are selling your home, the homebuyer can use the policy too.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.