5 Best Home Warranty Companies In Granite Bay, CA
Looking for the right home warranty coverage plan in Granite Bay? We can help.
In Granite Bay, buying a home can be an exciting, yet difficult endeavor. Living in a hot city like Granite Bay can tax your home systems, particularly in the summer when you're running your A.C. constantly.
Compare the Best Home Warranty Companies in Granite Bay
There are over sixty home warranty providers in the Granite Bay area. We considered everything from BBB ratings to pricing to customer reviews to figure out the top home warranties in Granite Bay. This is how the top plans in Granite Bay rank.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Granite Bay
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Granite Bay's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who want the best overall in Granite Bay, homeowners should consider choosing Choice Home Warranty. The home warranty company offers 2 plans to policyholders that have various options for appliance and system coverage. Homeowners can choose between Choice Home Warranty's Basic Plan and Total Plan and also add-on options.
Choice has coverage caps of around $3,000 for most systems and appliances, but some plans may have different coverage caps, so it's important to ask the provider. Service fees are $85. Plus, Choice offers high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
In Granite Bay, American Home Shield offers the most customizable home warranty plan. The home warranty company offers 3 plans to policyholders, which have various options for appliance and system coverage. The home warranty plans from American Home Shield include ShieldSilver, ShieldGold, and ShieldPlatinum.
The coverage caps associated with AHS's plans are close to the $2,500 mark for most of the major systems and appliances, and service fees range from $70 to $125. Plus, AHS offers a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
In Granite Bay, Select Home Warranty is the most cost-effective home warranty plan. Select has 3 simple plans, making the selection process easy. The plans that Select offers to homeowners are Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select's service fees are $80, and the coverage caps come out to around $2,000 for each system or appliance. Additionally, Select has an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
For homeowners who want the best appliance in Granite Bay, First American Home Warranty is a good choice. First American has 2 simple plans, making the selection process quick and easy. The home warranty plans from First American Home Warranty include Basic Plan and Premier Plan.
First American has coverage caps of around $1,500 for most appliances and systems, but with some plans, the coverage caps can be higher, so it's a good idea to verify with the provider. Service fees are $85. When you purchase a home warranty from First American, you can look forward to comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
Cinch Home Services is the best workmanship guarantee home warranty in Granite Bay. The 3 plans from Cinch are easy to understand and offer both system and appliance coverage. The Appliances Plan, Built-in Systems Plan, and Complete Home Plan are the names of the company's plans, and it also offers add-ons.
Cinch has coverage caps of around $1,000-$2,000 for most systems and appliances, but some plans may have different coverage caps, so it's a good idea to ask the provider. Service fees range from $75 to $150. When you buy a home warranty from Cinch, you can look forward to a 180-day workmanship guarantee and a wide range of coverage options.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Granite Bay?
A home warranty covers your systems and appliances and the normal wear and tear that they can experience. With a home warranty in Granite Bay, you can relax knowing that a broken HVAC or oven will only cost you a service fee. Some home warranty policies will have system and appliance coverage, and others will have one or the other. Most Granite Bay homeowners enjoy having a combination of coverage to ensure the most protection.
Some of the most common systems covered under a home warranty in Granite Bay include:
- Water heater
- Plumbing system
- HVAC (heating and air conditioning)
- Electrical system
Common appliances covered under Granite Bay home warranties include:
- Oven / Range / Stove
- Built-in Microwave
- Cooktop
- Clothes Washer
- Refrigerator
- Clothes Dryer
- Dishwasher
Cost of a Home Warranty in Granite Bay?
At Review Home Warranties, we have done thorough research to figure out the average costs of a home warranty in Granite Bay. With a home warranty plan, the size of your home and how many items are covered will influence the overall price of the plan. Plans at higher price points will typically have add-on coverages that increase the overall costs.
The service fees that home warranty companies have range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. Choosing add-on coverage will also bring the price up. Keeping these costs in mind when choosing a plan will help make sure you get the best deal on your home warranty.
Is a Home Warranty Worth It in Granite Bay?
Having a home warranty can help to ensure that your budget and your home is properly protected if an issue comes up. Homeownership is a complicated thing, so having all of the information you need before purchasing a home warranty plan is quite important, which is why we're going to discuss some of the pros and cons of a home warranty. Let's take a look at the benefits associated with a home warranty first:
- Workmanship guarantee--A workmanship guarantee ensures that even if a repair doesn't fix the problem, the home warranty company will continue to help you find a solution. Without a home warranty policy, you may pay for the repair and then never hear from that contractor again.
- Quality contractors--Home warranty providers only work with experienced contractors. The contractors must have certain training and qualifications to have a relationship with the home warranty provider. This can help make sure that your appliances and systems are properly cared for.
- Fast response times--If you do not have a home warranty, you must look for a contractor, make an appointment with them, and hope they show up on time to fix the problem. However, with the fast response times of a home warranty, you can have your appliance or system fixed in a 24-48 hour window.
Home warranty policies can help you save money, but you must also keep the following in mind when thinking of getting a home warranty:
- Choosing a contractor--You may not have the ability to select your own contractor based on which home warranty company you decide to go with.
- Waiting period--Home warranty coverage usually only kicks in 30 days after getting the policy.
- Exclusions--Be sure you take a look at the home warranty contract to see what the exclusions are. They can be things such as pre-existing conditions, intentional damage, or appliances covered under a manufacturer's warranty.
A home warranty can also raise the value of your house if you choose to sell because you can transfer it to the new owner.
FAQ's for Home Warranties in Granite Bay
What's the best home warranty company in Granite Bay?
The best home warranty provider in Granite Bay is Choice Home Warranty. Choice Home Warranty provides good customer service and a large network of professional technicians in the area.
How does a home warranty work?
After you get a home warranty policy and an appliance or system fails, you should submit a claim. The home warranty provider will send a repair technician to your home to evaluate the situation and repair the problem. Then, you pay a service fee and the home warranty will cover the remaining cost, as long as it is below the coverage cap.
What kinds of things does a home warranty generally cover?
The systems and appliances in a home are covered under a home warranty in Granite Bay. The plan you choose will affect which systems and appliances are covered, but everything from your fridge to your washer can be covered under a home warranty.
Are home warranties worth it?
When a system or appliance breaks down, fixing it can leave you with an unexpected large expense. With a home warranty policy, you'd just have to pay a reasonable service fee for the repair, which can save you money and give you some peace of mind.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.