5 Best Home Warranty Companies In Grand Terrace, CA
Are you looking for the right home warranty in Grand Terrace? Our guide can help.
Owning a home in Grand Terrace can be expensive. With the cost of living increasing, having to repair or replace your appliances can really put a lot of stress on you.
Compare the Best Home Warranty Companies in Grand Terrace
Grand Terrace has dozens of home warranty providers. We took into consideration everything from coverage choices to pricing to customer service to figure out the top home warranty plans in Grand Terrace. Here are the rankings for the best home warranties in Grand Terrace.
| Company Name | Choice Home Warranty | American Home Shield | Select Home Warranty | |||
|---|---|---|---|---|---|---|
| Number of Plan Options | 2 | 3 | 3 | |||
| Monthly Plan Cost | $45.00 - $53.33 | $29.27 - $74.27 | $57.67 - $62.08 | |||
| Better Business Bureau Rating | B | B | B | |||
| Reviews | Reviews | Read Choice Home Warranty Reviews | Reviews | Read American Home Shield Reviews | Reviews | Read Select Home Warranty Reviews |
Home Warranty Companies In Grand Terrace
- Choice Home Warranty: Best Overall
- American Home Shield: Most Customizable
- Select Home Warranty: Most Cost-Effective
- First American Home Warranty: Best Appliance
- Cinch Home Services: Best Workmanship Guarantee
Grand Terrace's Top Home Warranty Companies'
- Pros:
- Over 10 years of experience
- 24/7 customer service team
- Home inspections aren’t required
- 90-day repair guarantee
For homeowners who'd like the best overall in Grand Terrace, homeowners should consider choosing Choice Home Warranty. The home warranty provider offers 2 plans to policyholders, which have various options for appliance and system coverage. The plans that Choice offers to homeowners are Basic Plan and Total Plan.
The coverage caps associated with Choice's plans are close to the $3,000 mark for most of the major appliances and systems, and service fees are $85. When you purchase a home warranty from Choice, you can look forward to high coverage caps and a contract that's easy to understand.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $45.00 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater. Basic Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Basic Plan Add On |
| Total Plan | $53.33 | $85.00 | View Items Covered Ceiling fan, Cooktop exhaust, Dishwasher, Disposal, Ductwork, Electrical, Garage door opener, Heating system, Oven, Microwave, Plumbing system, Toilet, Water heater, AC, Washer, Dryer, Refrigerator. Total Plan Included Item | View Add-on Items Pool, Spa, Septic, Well pump, Roof leaking, Septic tank, Sump pump, Vacuum, Stand-alone freezer. Total Plan Add On |
- Pros:
- The oldest and most trusted company in the industry
- Allows customers to build their own plans
- Ability to choose the service fee you want to pay
- Broad coverage on up to 33 appliances and systems
American Home Shield has the most customizable home warranty policy for Grand Terrace residents. AHS has 3 plans for homeowners to decide between, which have a mix of system and appliance coverage. Homeowners can choose between American Home Shield's ShieldSilver, ShieldGold, and ShieldPlatinum and also add-ons.
Service fees from AHS range from $70 to $125. The coverage caps are also typically about $2,500 at the maximum. When you purchase a home warranty from AHS, you can look forward to a customizable plan and a low claim denial rate.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| ShieldSilver | $29.27 - $44.27 | $75.00 - $125.00 | View Items Covered Air Conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Locksmith, Plumbing, Plumbing stoppages, Toilet, Water dispenser, Water heater, Whole house fan. ShieldSilver Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldSilver Add On |
| ShieldGold | $39.27 - $54.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Washer, Water heater, Whole house fan. ShieldGold Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldGold Add On |
| ShieldPlatinum | $59.27 - $74.27 | $75.00 - $125.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Garage door, Heating system, Locksmith, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Roof leaks, Toilet, Trash compactor, Washer, Water dispenser, Water heater, Whole house fan. ShieldPlatinum Included Item | View Add-on Items Pool, Spa, PC, TV, Septic, Well pump. ShieldPlatinum Add On |
- Pros:
- Low service fees compared to other home warranty providers
- Two months of free coverage
- Has an appliance-only, systems-only, and combo plan option
- 90-day repair guarantee
Select Home Warranty offers the most cost-effective home warranty in Grand Terrace. The 3 plans from Select are easy to understand and have a mix of both system and appliance coverage. Its plans include Bronze Care Plan, Gold Care Plan, and Platinum Care Plan.
Select's service fees are $80, and the coverage limits come out to about $2,000 for each system or appliance. When you have a home warranty from Select, you can benefit from an affordable service fee and free roof coverage.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Bronze Care Plan | $57.67 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer. Bronze Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Bronze Care Plan Add On |
| Gold Care Plan | $57.67 | $60.00 | View Items Covered Air Conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater. Gold Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Gold Care Plan Add On |
| Platinum Care Plan | $62.08 | $60.00 | View Items Covered Disposal, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Air conditioner, Ductwork, Electrical, Heating system, Plumbing, Water heater, Ceiling fan, Garage door, Plumbing stoppages. Platinum Care Plan Included Item | View Add-on Items Pool, Spa, Septic, Sprinkler, Stand-alone freezer, Vacuum, Well pump, Sump pump, Roof leaks. Platinum Care Plan Add On |
- Pros:
- Established company with a BBB accreditation
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- 24/7 service calls available
- Offers replacement of some covered items that are too damaged to repair
First American Home Warranty is the best option for homeowners who need the best appliance in Grand Terrace. The home warranty company offers 2 plans to policyholders, which have various options for appliance and system coverage. First American Home Warranty's plans are Basic Plan and Premier Plan.
Service fees from First American are $85. The coverage caps are also typically about $1,500 for most systems and appliances. If you want comprehensive appliance coverage and a unique add-on that covers fees associated with the use of lifting equipment, up to $250 per local building permits, haul away services, and appliances and systems that have been insufficiently installed or modified., this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Basic Plan | $38.00 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash compactor, Washer, Water dispenser. Basic Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Basic Plan Add On |
| Premier Plan | $48.50 | $85.00 | View Items Covered Attic fans, Ceiling fans, Cooktop exhaust fan, Dishwasher, Disposal, Dryer, Ductwork, Electrical, Garage door, Heating system, Microwave, Oven, Plumbing system, Plumbing stoppages, Refrigerator, Toilet, Trash compactor, Vacuum, Water heater, Washer, Water dispenser. Premier Plan Included Item | View Add-on Items Pool, Spa, Air conditioner, Septic tank, Septic, Well pump, First-class upgrade. Premier Plan Add On |
- Pros:
- Offers home insurance deductible of $500
- Extra long 180-day workmanship guarantee
- Offers free cancellation in the first 30 days
In Grand Terrace, Cinch Home Services offers the best workmanship guarantee home warranty . The home warranty company offers 3 plans to policyholders, which have various system and appliance coverage options. Cinch Home Services' plans are Appliances Plan, Built-in Systems Plan, and Complete Home Plan.
Cinch's service fees range from $75 to $150, and the coverage limits come out to about $1,000-$2,000 for each system or appliance. If you want a 180-day workmanship guarantee and a wide range of coverage options, this is the plan for you.
| Plan Name | Monthly Cost | Service Fee | Items Covered | Add-on Items |
|---|---|---|---|---|
| Appliances Plan | $34.99 - $50.99 | $75.00 - $150.00 | View Items Covered Cooktop exhaust fan, Dishwasher, Dryer, Food center, Free-standing ice maker, Microwave, Oven, Refrigerator, Refrigerator ice maker, Trash compactor, Washer. Appliances Plan Included Item | View Add-on Items Pool, Septic, Well pump. Appliances Plan Add On |
| Built-in Systems Plan | $39.99 - $57.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Smoke alarm, Attic fans, Bath exhaust fans, Ceiling fans, Disposal, Doorbell, Ductwork, Electrical, Garage door, Heating system, Plumbing, Plumbing stoppages, Septic tank pumping, Spa, Sump pump, Toilet, Vacuum, Water dispenser, Water heater, Whole house fan. Built-in Systems Plan Included Item | View Add-on Items Pool, Septic, Well pump. Built-in Systems Plan Add On |
| Complete Home Plan | $49.99 - $67.99 | $75.00 - $150.00 | View Items Covered Air conditioner, Alarm, Attic fans, Bath exhaust fans, Ceiling fans, Cooktop exhaust, Dishwasher, Disposal, Doorbell, Dryer, Ductwork, Electrical, Food center, Free-standing ice maker, Garage door, Heating system, Microwave, Oven, Plumbing, Plumbing stoppages, Refrigerator, Refrigerator ice maker, Septic tank pumping, Spa, Sump pump, Toilet, Trash compactor, Vacuum, Washer, Water dispenser, Water heater, Whole house fan. Complete Home Plan Included Item | View Add-on Items Pool, Septic, Well pump. Complete Home Plan Add On |
What does a Home Warranty Cover in Grand Terrace?
Now that you have a better idea of the best home warranty companies in Grand Terrace, it's a good idea to understand what exactly they can actually cover. A home warranty is in place to protect against normal wear and tear of systems and appliances. When you have an issue with a home system or appliance that needs to be repaired or replaced due to normal wear and tear, your home warranty will step in and help pay for it. Each individual covered appliance or system in your policy will have its own specifics about the limits of the coverage.
There are several home systems that are typically covered under a home warranty, such as:
- HVAC (heating and air conditioning)
- Electrical system
- Water heater
- Plumbing system
The appliances commonly covered are ones like:
- Built-in Microwave
- Dishwasher
- Clothes Washer
- Clothes Dryer
- Refrigerator
- Oven / Range / Stove
- Cooktop
Cost of a Home Warranty in Grand Terrace?
The main advantage of having a home warranty is to save money. The plan you buy needs to suit your budget so it can accomplish this. The size of your home, as well as the coverage, service fee, and any add-ons you pick all affect the price.
The service fees that home warranty companies offer range from $60-$150 and monthly premiums $30-$80, depending on the coverage you choose. Something else that raises the cost is add-on coverage. Keeping these ranges in mind when choosing a plan will help make sure you get a great deal on your home warranty.
Is a Home Warranty Worth It in Grand Terrace?
A home warranty in Grand Terrace can bring about quite a few benefits for homeowners. When an expensive HVAC repair could have cost $1500 to fix, your home warranty will likely only require you to pay the service fee. However, there are also some potential drawbacks you should take into consideration when searching for a home warranty. Let's go over some benefits of having a home warranty in place first:
- Peace of mind--As a homeowner, you may be worried about your microwave or stove failing at any time. The home warranty can give you some peace of mind that even if something breaks, it will be covered.
- Workmanship guarantee--This makes sure that in case the issue with your appliance or system isn't fixed the first time, the home warranty will keep assisting you with it.
- Fast response times--It can be hard to get a repair technician you found on your own to promise you a quick response. A home warranty provider usually guarantees service within a specific period of time, allowing homeowners to get the repair done quickly and move on.
- Quality contractors--There are many quality contractors in the Grand Terrace area, but finding one that is suitable for your needs can be difficult. When you have a home warranty, the search for a contractor is taken care of for you since home warranty companies have connections with contractors.
There are also some things to take into consideration about home warranties that could be a sticking point for homeowners, like:
- Waiting period--You most often will have to wait around 30 days before you can submit a claim to your home warranty.
- Coverage cap--Generally there will be a coverage cap on each appliance or system, which is the highest amount the home warranty policy will pay out for a repair or replacement.
- Exclusions--Bear in mind that home warranty contracts usually have exclusions, like pre-existing conditions or intentional damage.
The average cost of an air conditioner repair is about $370, so a home warranty can save you from having to pay all of that money out of pocket when a problem happens.
FAQ's for Home Warranties in Grand Terrace
What's the best home warranty company?
The top home warranty company in Grand Terrace is Choice Home Warranty. Choice Home Warranty offers good customer service and an expansive network of experienced repair technicians in the area.
What's the difference between a home warranty and homeowners insurance?
A home warranty protects against the normal wear of home systems and appliances. A homeowners insurance plan protects your entire home in case of a situation like a natural disaster or fire. Under a homeowners insurance plan, you won't be able to file a claim if you need a new refrigerator or dishwasher, unless the damage is a result of a natural disaster.
What is usually covered under a Grand Terrace home warranty?
A home warranty policy will cover the repair and replacement costs for systems and appliances in a home. Home warranties only cover damage due to normal wear and tear and usually don't cover something that happened as a result of a pre-existing condition.
Who needs a home warranty?
A home warranty plan can help home sellers, real estate agents, homeowners, investors, and home buyers. It can provide peace of mind to anyone involved in homeownership.
Our Rating Methodology
At Review Home Warranties, we are committed to providing our readers with comprehensive and unbiased information on each provider that we review. Our methodology is a step-by-step process that ensures we maintain your trust through transparency and data that is backed-up through routine check-ins. When we picked our top home warranty companies, we reviewed and analyzed over 50 different companies. We then narrowed down our findings based on criteria that we find to be the most helpful for a homeowner in choosing a home warranty plan. Here is what we value in our review process:
- Plan options: Providers that offer more flexibility in their plans are rated higher.
- Coverage specifics: The more items covered in a home warranty plan, the higher the score.
- Pricing: We take the monthly fee and service fee into consideration when rating pricing.
- Trustworthiness: We comb through hundreds of reviews and check on BBB ratings to determine the trustworthiness of a company.
- State availability: Finding coverage in your state can be a challenge if home warranty companies aren't located there. The more states covered, the higher the score.
- Customer service: Is this home warranty company responsive? Do they respond quickly to claims filed? Are they helpful in answering questions? All of these factors are considered when rating customer service.
- Additional benefits: Home warranty companies will typically offer special promotions or benefits for signing up for their services. The companies with the most benefit scored higher.
Of the 50 different companies that we've reviewed, we've broken down the seven best providers for home warranty coverage. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly.